Davis's Big Beautiful Money Tracker helps hourly workers see what each shift is worth while they are still on the clock. Start and end shifts in one tap, watch earnings update live, and switch between gross pay and estimated take-home based on your pay schedule and tax settings. Built for real-world shift work, Davis's Big Beautiful Money Tracker supports pay changes over time, night differential, overtime rules, scheduled shifts, repeat templates, reminders, widgets, Live Activities, and Siri shortcuts. Review completed shifts, edit past entries, schedule future ones, and see pay-period totals, projected paycheck amounts, and all-time earnings in one place. Davis's Big Beautiful Money Tracker App is local-first and does not require an account. Your data stays on-device first, so you can track work privately without depending on a payroll portal or spreadsheet. - Davis's Big Beautiful Money Tracker App helps individual hourly workers track shifts, watch earnings update in real time, and estimate take-home pay on iPhone.` - Use one tap to start and end shifts, review completed work, schedule future shifts, build repeating templates, and keep reminders ready for your next workday.` - The app supports pay-rate changes, overtime rules, night differential, widgets, Live Activities, and Siri shortcuts so your pay information stays easy to check throughout the day.` - The app is intended for the general public, specifically individual hourly workers. It does not require an account, invitation, employer approval, or affiliation with a specific organization.`

What's New in Big Beautiful Money Tracker

1.4.2

April 30, 2026

Take-Home Estimates, Now Much More Accurate This update overhauls how the app estimates your take-home pay so it can match your actual paystub far more closely. New payroll settings: - Social Security toggle — If your employer doesn't withhold Social Security (OASDI), you can now turn it off so the estimate isn't inflated. - Colorado withholding allowance — Enter your DR 0004 annual allowance to match exactly how your payroll calculates Colorado state tax. - Colorado rounding — Some payroll systems round state withholding to whole dollars per paycheck. Now you can match that behavior. - Per-paycheck adjustments — Already had extra withholding controls, but the section is now clearer with labeled icons, descriptions for each field, and a tip on how to read the difference from a real paystub. Smarter tax math: - Annualized income for closed pay periods now uses your actual paycheck gross × pay periods per year — simpler and more predictable than the old projection model. Federal and Colorado taxable income are now calculated separately, so Colorado-specific allowances apply correctly. Redesigned settings layout: - The Take-Home Estimate section has been reorganized into focused groups (Filing, Income Projection, Payroll Rules, Pre-Tax Deductions, Paystub Calibration) with a live summary card at the top showing your current configuration at a glance.