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BNC

BNC

by Banco Nacional de Credito C.A., Banco Universal

235 ratings
104 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 23, 2023
  • July 1, 2026

Features

Developer

Banco Nacional de Credito C.A., Banco Universal
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BNC screenshot #1 for iPhone
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BNC screenshot #7 for iPhone
iphone
ipad
📌Ready
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About

Manage all your banking operations from your mobile device. This app allows you to perform transfers, make payments, manage credit cards, and handle foreign currency transactions securely with biometric authentication.

✓Interbank transfers
✓Mobile payments
✓Credit card management
✓Foreign currency exchange
✓Biometric authentication
✓Bill payments
✓Account balance and movements
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What users say

Summarized from real user reviews of BNC. Based on 235 reviews and a 2.2/5 average, it highlights the 3 positives and 13 negatives reviewers mention most about this Finance app.

Positive things

  • 🔒Biometric authentication (Face ID) implementation
  • 👍User-friendly interface design
  • 💡Innovative security features when working properly

Negative things

  • 🐛App freezes and becomes unresponsive frequently
  • 🐛Screen becomes completely stuck requiring reinstallation
  • 🐛Token generation fails or doesn't appear
  • 🐛Biometric login (Face ID) malfunctions
  • 🐛Cannot perform transactions when app is frozen
  • 🐛Incompatibility with iOS 18 updates
  • 🐛Buttons and interface elements become unresponsive
  • 🐛Login session errors and infinite loading
  • ⚠️Requires frequent app reinstallation to function
  • ⚠️Poor optimization and performance issues
  • ⚠️Outdated technology and methods
  • ⚠️Cumbersome token authentication process
  • ⚠️Web platform is equally problematic
See all reviews

What's New in BNC

2.06

July 1, 2026

Mejoras de funcionamiento y estabilidad.

User reviews

Most RecentHighest RatedLowest Rated

Hay q meter manual el número de tarjeta

Para que activo el biométrico si cada vez que entro tengo que meter número de tarjeta ?
ponkmaraponkmara

Pésimo

la peor app de banco, todo es complicado, todo da error, todo te pide tokens o doble claves, por la web la cuenta es la del bod y por la app movil es otra y no te deja buscarla en ningun sitio si la pierdes. es el primer review que dejo en todos mis años de vida porque de verdad que la aplicación y la banca son desastrosos.
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VirginiafuriVirginiafuri

Crash

La app no abre
Nelsonnet21Nelsonnet21

No corre en iPhone 8

Después de actualizarla no inicia se sale de la aplicación
pagliaranixpagliaranix

No sirve

Se volvió una mierda la aplicación no le pongan vencimiento biométrico
OswaldojerezOswaldojerez
See 99 more reviews

User experience

🐞

Reported Bugs

12 issues

App freezes on startup and during use

Bug

Screen becomes unresponsive to touch input

Bug

Token lightning bolt icon fails to display

Bug

Face ID authentication locks screen completely

Bug

Login credentials mismatch errors

Bug

Session timeout errors and duplicate session messages

Bug

App crashes on iOS 18 compatibility

Bug

Biometric access blocked after freeze

Bug

Print function non-functional

Bug

Screenshots appear black on iOS 26

Bug

Cannot download or reinstall app properly

Bug

Infinite loading on login attempts

Bug
✨

Requested Features

6 requests

NFC payment capability from mobile app

Feature

Multiple transactions without exiting app

Feature

Improved biometric authentication stability

Feature

Print/document viewing functionality

Feature

Better offline functionality

Feature

Remote password recovery options

Feature

FAQ

What can I do with the BNC app?

The BNC app allows you to perform a wide range of banking operations, including interbank transfers, mobile payments, managing credit cards, paying bills and taxes, checking balances and movements, and conducting foreign currency transactions. It aims to put your bank in your hands for ease and convenience.

How does the app ensure security?

The app uses a new biometric system for transaction validation, allowing you to confirm operations with your fingerprint instead of using coordinates. You can also save your credentials for easier access and validation.

Is the BNC app free to download and use?

Based on the provided information, the app is free to download and use. There are no mentions of in-app purchases or subscription fees.

What types of transactions can I perform in foreign currency?

For foreign currency, you can buy and sell currencies through BNC's exchange desks, and request foreign currency deposits and withdrawals. This feature allows for managing international currency needs directly through the app.

What are some of the banking services available for national currency?

National currency operations include interbank transfers, instant mobile payments, credit card management, payments to third parties, payroll, suppliers, services, and POS credit card deposits. You can also pay taxes and check account balances and movements.