Best apps like BNI Merchant

10+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated July 2026
BNI Merchant
BNI Merchant
PT. BANK NEGARA INDONESIA (PERSERO) TBK.

Whether you want more options like BNI Merchant or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to BNI Merchant

BYOND by BSI#1

BYOND by BSI by PT Bank Syariah Indonesia, Tbk

#SemuaJadiMudah
Editor's Choice
πŸ’° Finance
4.1(17 ratings)
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BYOND by BSI screenshot 1
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This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

More apps like BNI Merchant

4
Halo BCA
Halo BCA
Halo BCA
Halo BCA
Free

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

BCA ID loginFree VoIP and Live Chat customer serviceGlobal accessibility
πŸ’° Finance
(13)
free
5
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
Buy, Pay, Loan and Invest
Free

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

Utility bill paymentsOnline shopping paymentsTransportation fare payments
πŸ’° Finance
(208)
free with in-app purchases
6
DBS digibank Indonesia
DBS digibank Indonesia
DBS digibank Indonesia
by Bank DBS Indonesia, PT
Free

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

Instant account opening60-second loan approvalMulticurrency account with debit card
πŸ’° Finance
(252)
free with in-app purchases
7
D-Bank PRO
D-Bank PRO
D-Bank PRO
by PT Bank Danamon Indonesia, Tbk
Free

Manage all your financial needs from your fingertips. This app allows you to open accounts, transfer funds, pay bills, and top up e-wallets. It offers a modern user interface and a 360-degree financial dashboard for easy management.

Modern UI/UX designE-wallet top-up and bill paymentsDashboard 360 financial management
πŸ’° Finance
(16)
free
8
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
by PT. Bank Central Asia Tbk
Free

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

Domestic & International TransfersBill PaymentsQRIS Payments
πŸ’° Finance
(61)
free
9
Permata ME
Permata ME
Permata ME
by PT. Bank Permata, Tbk
Free

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

Free transfers with BI-FASTCollect and redeem PermataPoin rewardsInternational transfers and forex
πŸ’° Finance
(76)
free with in-app purchases
10
BSI Mobile
BSI Mobile
BSI Mobile
by PT Bank Syariah Indonesia, Tbk
Free

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

Account information (balance, mutations, portfolio)Transfers (inter-branch, online, SKN, QRIS)Bill payments (utilities, academic, insurance, BPJS, etc.)
πŸ’° Finance
(26)
free