Best BNI Merchant alternatives: apps like BNI Merchant

10+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated November 2026
BNI Merchant
BNI Merchant
PT. BANK NEGARA INDONESIA (PERSERO) TBK.

Whether you want more options like BNI Merchant or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to BNI Merchant

BIONS#1

BIONS by PT BNI Sekuritas

by BNI Sekuritas
Editor's Choice
πŸ’° Finance
3.8😞(11 ratings)
Free
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Manage diverse investment instruments like stocks, mutual funds, and bonds in one place. This app offers trading ideas, educational resources, and tax reports for a modern investment experience.

Room to Improve

  • ⏱️ Slow loading times
  • πŸ› Frequent crashes and bugs
  • πŸ” Unreliable login and account access
  • πŸ’€ Laggy and unresponsive performance
  • πŸ€” Confusing and unintuitive UI
SimobiPlus#2

SimobiPlus by Bank Sinarmas

Bank Sinarmas Mobile Banking
Strong Contender
πŸ’° Finance
4.1(31 ratings)
Free
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Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

More apps like BNI Merchant

4
D-Bank PRO
D-Bank PRO
D-Bank PRO
by PT Bank Danamon Indonesia Tbk.
Free

Manage all your financial needs from your fingertips. This app allows you to open accounts, transfer funds, pay bills, and top up e-wallets. It offers a modern user interface and a 360-degree financial dashboard for easy management.

Modern UI/UX designE-wallet top-up and bill paymentsDashboard 360 financial management
πŸ’° Finance
(17)
free
5
Maybank2u ID
Maybank2u ID
Maybank2u ID
by PT Bank Maybank Indonesia Tbk.
Free

Manage your finances with a streamlined banking experience. This app offers quick logins, secure transactions, and convenient bill payments. Enjoy features like biometric authentication and QR code payments for everyday banking needs.

Biometric Login (Fingerprint/Face ID)Secure2u for transaction authorizationQRIS-powered QRPay for instant payments
πŸ’° Finance
(21)
free
6
BYOND by BSI
BYOND by BSI
BYOND by BSI
#SemuaJadiMudah
Free

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Open accounts remotelyQRIS and bill paymentsE-wallet top-ups
πŸ’° Finance
(25)
free
7
OCTO by CIMB Niaga
OCTO by CIMB Niaga
OCTO by CIMB Niaga
by Bank CIMB Niaga Tbk
Free

This app offers a comprehensive digital banking experience with an upgraded interface and innovative features. Manage all your accounts, perform transactions, apply for new products, and access lifestyle services. Enjoy a seamless and convenient way to handle your finances.

Sleeker user interfaceOpen-app experienceFinancial check-up
πŸ’° Finance
(1.5K)
free
8
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
All Transcations #SemuaBeres
Free

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

Utility bill paymentsOnline shopping paymentsTransportation fare payments
πŸ’° Finance
(210)
free with in-app purchases
9
bale by BTN
bale by BTN
bale by BTN
by BANK TABUNGAN NEGARA (PERSERO), PT TBK
Free

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

Online account openingIntegrated BTN ecosystemSingle Sign On
πŸ’° Finance
(7)
free
10
UOB TMRW Indonesia
UOB TMRW Indonesia
UOB TMRW Indonesia
by United Overseas Bank Limited Co.
Free

This app simplifies your banking with personalized insights, alerts, and recommendations. Enjoy a seamless design for quick transactions, QR code payments, and easy management of accounts and cards. Get 24/7 support through live chat.

Personalized money insightsAlerts and remindersSpending and saving recommendations
πŸ’° Finance
(203)
free