Don't recommend
Signed up with their program to improve my credit score and after a year they decided to cut ties with me because they lost their financial banking partner. Trying to get my set deposit back for my credit line took nearly 6 months after being told numerous times it’s coming in 30 days, then an additional 30 days, then again it’ll be returned by the end if the month. Their cust service is horrible. Their app always locked up and when paying my monthly payment, the website was more useful. Avoid and find another credit building company.
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BEWARE
They will withhold your refund from you by all means possible
Rip off
I paid the credit builder loan on time never missed a payment when it came time to give my money back they sent half and a year later still haven’t received the rest of the payment Stay away from them!
Exactly what it says
Boost your score by paying a chosen payment plan over 12 months. After the 4th payment you receive a secured credit card… completely worth it and customer service was very helpful
Beware
Do not invest in anything that they offer unless you understand how this works!! I signed up under the impression of receiving a typical loan. They do not do traditional loans, which I did not understand until after I signed up. I did not continue to sign any additional electronic paperwork after that. However when trying to cancel, I could not reach anyone. They have an automated chat that doesn’t help, a number listed only to send you to their email and they do not respond to emails and then they proceeded to process an electronic check to take money for a loan that I never received (because it is not a traditional loan). I was not interested in saving money in an account setup on my behalf to later receive a secured credit card…thus borrowing my own money 3 months later, just for a boost in my credit score!! Smh. Please read everything listed people and get an understanding. Be aware and don’t do what I did. The only real issue is, if you want to cancel, can you?? If this can keep anyone from the hassle by reading this, good! I had to leave 1 star, but if I could have left it blank, I would. The inconvenience and the customer service (none) is horrible.
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