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BRAC Bank Shubidha

BRAC Bank Shubidha

by BRAC Bank Limited

24 ratings
11 reviews
💼 Business
💰 Finance
Free

Details

Released
September 7, 2022
Updated
September 21, 2026

Features

Developer

BRAC Bank Limited
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BRAC Bank Shubidha screenshot #1 for iPhone
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About

This app offers a streamlined digital process for approved customers to apply for, receive, and manage retail loans. It guides users through loan product information, eligibility checks, application submission, and product delivery, all within a secure mobile interface.

✓Digital loan application and processing
✓Check loan eligibility and offers
✓View loan product features and merchants
✓Secure selfie capture and identity verification
✓Real-time loan status tracking
✓Digital loan repayment schedule viewing
✓User registration and password creation
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What's New in BRAC Bank Shubidha

11.10.0

September 21, 2026

- Bug fixes and performance enhancements.

User reviews

Most RecentHighest RatedLowest Rated

Best for Loan

I recently took 4,00,000 BDT loan in one tap. Excellent service and the app is smooth
FFoxy-Bae

Work not properly

Logging problem and I can’t login
@@Arefin#

Session expired

When i try to log in i got session expired issue . Please fix it.
TTanzildewan

Problem completing profile

I have completed KYC verification. Couldn’t fill up profile page as the type in box couldn’t be selected. There is no option to contact support. App design can be better.

Great initiative though…

Please solve these matters.
AApurbokhan05

Bakwasssss

App wants communication mobile no but its not editable
SHSahazir Hossain
See 6 more reviews

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FAQ

What is BBL Shubidha?

BBL Shubidha is a mobile application by BRAC Bank that allows selective customers to digitally apply for, get assessed, and receive retail loans. It provides an end-to-end digital borrowing experience.

How do I apply for a loan with BBL Shubidha?

After installing the app, you can check your loan offer, capture a selfie, accept terms, and submit your loan application. Applications submitted by 8 pm on a working day may receive a decision within minutes.

What are the loan features in BBL Shubidha?

Loans offered through BBL Shubidha have an interest rate of 9% per annum and a tenure of 3 to 18 months. A sample repayment schedule is provided for a BDT 100,000 loan over 12 months.

What fees are associated with loans from BBL Shubidha?

There is a loan processing fee of 0.5% of the loan amount plus 15% VAT. CIB and Stamp charges are applied at actuals.

What do I need to use BBL Shubidha?

You need an active BRAC Bank account with a debit card, a smartphone with an iOS operating system, and internet connectivity (mobile data or Wi-Fi).

Can I track my loan application status?

Yes, the app allows you to view the status of your ongoing applications and loans at any time. You can also view your short profile.

Is BBL Shubidha secure?

The app is designed to provide a fast, secure, and convenient digital borrowing experience. Specific security measures are not detailed, but it is a product from BRAC Bank.

How often is BBL Shubidha updated?

The latest version of BBL Shubidha is 7.4.1, which was last updated on April 4, 2026. This indicates a relatively frequent update cycle.