Buxx: Offline Money Tracker

Performance Optimizations — Faster finance snapshot loading and currency summation through concurrent processing, plus optimized database seeding with batch inserts. Lidl Receipt Parsing — Added support for parsing Lidl receipts in the receipt reader. UI Flow Enhancements — Updated the transaction and budget UI flows for a smoother experience. Consolidated Monthly Budget Overview — The Budgets screen now features a unified view of your total monthly spending vs. your total budget limit, providing an immediate snapshot of your financial health. Enhanced Receipt Reader — Significant improvements to receipt scanning, including support for discounts (negative values), smarter line-item detection, and more accurate date extraction (supporting 2-digit years). Automatic Payee Intelligence — Merchants identified in receipt scans are now automatically added to your payee list when saving a transaction, making future logging even faster. Export Report as PDF — Generate a beautifully styled, branded PDF of your full financial report and share it directly from the Reports screen. Includes all charts, breakdowns, budget variance, and subscription data. Financial Advisory in PDF — Every exported report includes personalised expense analysis (unnecessary spend, impulse-day detection, easy cuts), 7 rules to avoid impulsive spending, and 5 automatable saving strategies. Expense Analysis Insights — The app now analyses your spending to identify discretionary categories, days with unusually high transaction frequency, and small recurring expenses that are easy to cut. Expanded Budget Categories — Significantly expanded default category tree covering Household Supplies, Family Care, Technology, Debt, Retirement, Savings, and Miscellaneous — based on real-world budgeting frameworks. Account Reconciliation — Compare your recorded account balance with bank statements and quickly spot variance. Debt Payoff Planner — Model debt payoff timelines using Snowball or Avalanche strategies with interest projections. CSV Sample Download — Users can now download a ready-to-import sample CSV directly from the app. Milestones & Badges — Track your financial achievements with an unlockable milestone system, visible in the More section. Encrypted Backup & Restore — Export and import your data with passphrase-protected encrypted backups, keeping your finances safe and portable. Notification & Reminder Controls — Customise which alerts you receive and when, including recurring transaction reminders. Improved Settings — Reorganised currency, automation, and data management settings for a cleaner experience. Permissions & Store Compliance Improvements — Removed unused Android permissions, removed unnecessary iOS microphone permission declarations, and clarified camera/photo permission messaging for receipt capture. Core Features Accounts & Transactions — Manage multiple accounts across currencies with a full transaction history. Budgets — Set spending budgets by category and track progress with visual indicators. Recurring Transactions — Schedule repeating income and expenses with automatic synchronisation. SMS Auto-Import (Android only) — Automatically detect and import transactions from bank SMS messages. Security — Protect your data with PIN lock and biometric (Face ID / fingerprint) unlock. Payees & Categories — Organise transactions with custom payees and categories. Dark Mode — Full support for light and dark themes, following your system preference. Privacy Buxx is fully local-first. Your financial data never leaves your device unless you explicitly export a backup. No account, no server, no tracking. Feedback Found a bug or have a suggestion? Reach out via the app or visit wealthtech.africa. Buxx is developed by WealthTech Africa.