Best apps like Cashless Africa

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated August 2026

Whether you want more options like Cashless Africa or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Cashless Africa

Monniz - Transfert & Paiement#1

Monniz - Transfert & Paiement by ITOS CONSEIL

Editor's Choice
💰 Finance
3.0(2 ratings)
Free
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Manage your finances in Africa with this super app. Send and receive money instantly, save securely, and access a virtual USD card for online payments. It also supports cryptocurrency, gift cards, bill payments, and mobile top-ups.

Moov Money BJ#2

Moov Money BJ by STE ETISALAT BENIN S.A

Strong Contender
💰 Finance
5.0(1 ratings)
Free
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This service allows Moov Africa Benin subscribers to send and receive money, pay bills, and access partner bank accounts. The application offers a user-friendly, simple, reliable, and secure way to manage all your financial transactions.

More apps like Cashless Africa

4
Money Fusion
Money Fusion
Money Fusion
by SC DIGIT@L LTD
Free

Simplify financial transactions across Africa with this innovative payment solution. It enables secure and fast sending and receiving of payments for businesses, entrepreneurs, and individuals. Integrate mobile payment options, create online stores, and generate payment links with ease.

Integrate mobile payments (Orange Money, MTN Money, Wave, etc.)Create an online storeGenerate personalized payment links
💰 Finance
(17)
free
5
Moneco
Moneco
Moneco
Application financière
Free

Open an international bank account in minutes from your phone. Send and receive money securely in EUR and USD with a virtual card. Enjoy higher transfer limits and hassle-free international banking.

Open international bank accountSend and receive EUR and USDVirtual payment card
💰 Finance
(91)
free
6
MyBOA - Mobile Banking
MyBOA - Mobile Banking
MyBOA - Mobile Banking
My Bank Of Africa
Free

Manage your bank accounts with ease. Check balances, view recent transactions, and securely transfer funds. Find nearby branches and ATMs, and stay updated on bank news.

Check account balanceView recent transactionsPerform bank transfers
💰 Finance
(287)
free
7
Djamo
Djamo
Djamo
by Djamo
Free

Manage your money with a Visa account and card. Recharge, pay, transfer, and withdraw funds globally with no fees. Open an account and order your card in minutes, with free delivery in Abidjan.

Recharge, pay, transfer, and withdrawFree Visa cardAccount opening in 2 minutes
💰 Finance
(1.3K)
free
8
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
RedotPay: Crypto Card & Pay
Crypto Card & Payment & Wallet
Free

This app allows users to spend cryptocurrency like cash globally using virtual and physical cards. It also offers a crypto credit account, fiat on-ramps, and a multi-currency wallet for seamless management of digital assets and local currencies.

Spend crypto like cash worldwideStablecoin-based virtual & physical cardsCrypto credit account
💰 Finance
(3.8K)
free with in-app purchases
9
zepargn
zepargn
zepargn
by LAWAL ALAO
Free

This application simplifies saving money for Africans with tools for personal goals, group savings, and fixed-term deposits offering up to 6.5% annual returns. It also provides instant micro-loans and financial education resources.

Personal savings goalsGroup savings with friends/familyFixed-term deposits with interest
💰 Finance
(3)
free
10
Paykko
Paykko
Paykko
by Gara (apps)
Free

This app modernizes traditional savings circles by making them digital, secure, and accessible. Save individually at your own pace or join groups to amplify your impact. Automated payments and a credit score system reward your consistency.

Individual and group savingsAutomated mobile money paymentsCredit score building
💰 Finance
(4)
free