Best apps like Cheddar: Track & Budget Money

63+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

Looking for something like Cheddar? We've analyzed 63+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Cheddar

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
πŸ’° Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#58in Finance
Budget app - spending tracker screenshot 1
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Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • πŸ‘ User-friendly interface
  • πŸš€ Straightforward and intuitive
  • πŸ’° Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • πŸ› Recurring bills/payments not working as expected
  • πŸ” Lack of advanced reporting and analytics
  • 🀝 Sharing/collaboration features not reliable
Buddy: Budget Planner App#2

Buddy: Budget Planner App by Buddy Budgeting AB

Money Manager & Tracker
Strong Contender
πŸ’° Finance
4.7😐(9.3K ratings)
FreeIn-App Purchases
#50in Finance
Buddy: Budget Planner App screenshot 1
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Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • πŸš€ Easy to use
  • πŸ‘ Visually appealing
  • πŸ’‘ Customizable categories
  • πŸš€ Intuitive interface

Room to Improve

  • πŸ› Recurring transactions not working properly
  • πŸ› Balance not carrying over to next month
  • πŸ› Syncing issues between devices
Money Manager Expense & Budget#3

Money Manager Expense & Budget by Realbyte Inc.

20M+DN,Budget&Expense Tracker
Worth Considering
πŸ’° Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Money Manager Expense & Budget screenshot 1
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Money Manager Expense & Budget screenshot 5
Money Manager Expense & Budget screenshot 6

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

What We Love

  • πŸ‘ Easy to use
  • πŸ“Š Helpful statistics and charts
  • πŸ’° Effective for managing finances
  • πŸ—“οΈ Convenient calendar view

Room to Improve

  • πŸ› Recurring transactions not working properly
  • πŸ”€ Difficulty changing main currency without losing data
  • πŸ”’ Lack of multi-user/device sync capability

More apps like Cheddar

4
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
πŸ’° Finance
(5.9K)
free with in-app purchases
5
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
πŸ’° Finance
(101K)
free with in-app purchases
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
πŸ’° Finance
(1.7K)
free with in-app purchases
7
CoinKeeper: money manager
CoinKeeper: money manager
CoinKeeper: money manager
spending tracker & budgeting
Free

Track your spending, manage budgets, and plan your finances with this intuitive personal finance manager. Gain control over your money with quick transaction entry, detailed statistics, and cloud synchronization across devices.

Quick income/expense entryMonthly budgeting and financial planningCloud sync for multi-device use
πŸ’° Finance
(1.6K)
freemium
8
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
πŸ’° Finance
(7.6K)
free with in-app purchases
9
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
πŸ’° Finance
(1.5K)
freemium
10
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
πŸ’° Finance
(6.6K)
free with in-app purchases