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Chip In - Couples Finances

Chip In - Couples Finances

Top AI Finance App for Couples

4 ratings
3 reviews
🌟 Lifestyle
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • September 7, 2025
  • August 13, 2026

Features

Developer

MRB Consulting Services, LLC.
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About

This app helps couples manage their finances together. It offers AI-powered insights, transaction splitting, and secure bank integrations. Track income, expenses, and subscriptions to gain a comprehensive view of shared spending and savings.

✓AI-powered financial intelligence
✓Partner finance integration
✓Automatic daily transaction sync
✓One-tap transaction splits
✓Receipt scanning for transactions
✓Forecasting and spending breakdowns
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What's New in Chip In

3.5.1

August 13, 2026

• Enhanced Liability Payoff Outlook with server-driven projections, promotional APR tracking, and clearer payoff recommendations. • Smart Insights carousel added to the Accounts dashboard for faster, actionable account guidance. • Interactive dashboard history charts now include animated date-range filters and reliable, user-controlled carousel navigation. • Swipe down to dismiss is now supported across applicable popups, with native scrolling and elastic overscroll preserved. • Dark-mode support and theme switching were improved across dashboard and popup experiences. • Financial insights were expanded with new personalized AI-driven guidance. • Security improvements and updates. • Integration with Chip In web app. • Stability improvements. • Bug fixes.

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Subscription plans

Monthly Subscription

All Access Monthly Subscription

$9.991 Month
How to cancel Chip In subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Amazing app and amazing customer service

This app is exactly what I was looking for especially for a free version. It’s integrated with Plaid to help me keep up with where my finances stand and gets to the most important point (even for the next 14 days), “after your upcoming bills you have $x amount of money.” It did all the work for me and pulled all reoccurring charges and our salaries and has it all laid out in easy to read format. I am also able to link all my credit cards and see what those balances/transactions are looking like as well in real time. The owner of the app was so helpful and went out of his way to correct an issue I was having with my credit union account connecting. I am so pleased with everything as a whole. I highly recommend if you want to take better control of your finances!
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Jaydubbs18Jaydubbs18

Response from developer

We greatly appreciate you taking the time to leave us a review. We pride ourselves on being extremely responsive as our customers are #1. Without you we are nothing! ~Chip In Team

Gunner

Wow!! this is exactly what my partner and I needed. Chip In has shown us exactly where our money is going as well as reoccurring chargesWe no longer need. This has allowed us to save money!!! I highly recommend this app!
Susie ESusie E

Free with powerful AI options!

It covers all the bases. My transactions come through minutes later in my most active account. No one single expense gets by me. It even tells me how much I can spend before my next payday! And with AI I can literally ask it questions such as “did I have any unusual expenses or subscriptions this past year?”. The app is free for connecting all of my bank and credit cards, I can’t say that about 99% of the other apps. They also seem to push updates weekly which is super important to me. I don’t want to waste my time with an app that’s never updated loaded with old bugs. How can you go wrong? It’s free!
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Mike A. LoudenMike A. Louden

Response from developer

We greatly appreciate your business and taking the time to leave us a review. We also pride ourselves on being the best financial app out there that lets you connect all your bank, credit card, and loan accounts for free, with no catch! And love that you are using our paid AI features. ~Chip In Team

FAQ

How secure is Chip In?

Chip In prioritizes security by using Plaid for read-only financial transaction data. It does not store authentication credentials and ensures no information is shared publicly, offering bank-grade security.

What are the subscription costs for Chip In?

Chip In offers a monthly subscription for $14.99 or a yearly subscription for $99.99. All features except financial intelligence are available for free.

Does Chip In have ads?

Yes, Chip In contains advertisements. As a free app with in-app purchases, it utilizes ads to support its services.

How often is Chip In updated?

The latest version of Chip In is 2.2.0, and it was last updated on March 8, 2026. This indicates a commitment to regular updates and improvements.

What devices does Chip In support?

Chip In is supported on iPhone and iPod devices, making it accessible for users within the Apple ecosystem.

What is the age rating for Chip In?

Chip In has an age rating of 17+, suggesting it contains content or features that may not be suitable for younger users.

How does Chip In handle splitting transactions?

Chip In allows for one-tap splits of any transaction, either 50/50 or by custom amounts. This makes it easy to divide shared expenses with your partner.

Can Chip In help me save money?

Yes, Chip In's AI intelligence can analyze your spending, identify outliers, and provide insights on how to save money. It also forecasts upcoming expenses and income to help with planning.