Best apps like Cirkkle

8+ similar apps compared and reviewed

4.8 avg rating
8 free apps
Updated August 2026

Whether you want more options like Cirkkle or a completely different take on the same concept, our curated list of 8+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Cirkkle

Maman Tontine#2

Maman Tontine by Imco Consulting

Gerer vos tontines simplement
Strong Contender
πŸ’° Finance
4.8(6 ratings)
Free
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This app simplifies managing your tontines. Easily create, join, or continue tontines, invite friends, and track transactions in real-time. Securely pay contributions and receive your payout directly via mobile money.

More apps like Cirkkle

4
MaTontine | Digital Savings
MaTontine | Digital Savings
MaTontine | Digital Savings
Savings Group Management
Free
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5
LB Banque
LB Banque
LB Banque
by LB Banque
Free

This app modernizes the traditional collective savings practice known as tontine. Users can create or join savings groups, manage contributions, and receive payouts digitally. It offers a secure and transparent way to save money collectively.

Create personalized tontinesJoin existing tontinesIntegrated messaging
πŸ’° Finance
(1)
free
6
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Mobile Money
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
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(3.5K)
free
7
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
πŸ’° Finance
(71K)
free
8
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
πŸ’° Finance
(85K)
free with in-app purchases