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LemFi

LemFi

Global payment for everyone

74K ratings
1931 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • October 5, 2020
  • October 1, 2026

Features

Developer

Lemonade Finance
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LemFi screenshot #1 for iPhone
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About

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

✓Send money overseas
✓Low or zero transfer fees
✓Multi-currency account
✓Hold and exchange funds
✓Refer-a-friend rewards
✓Real-time notifications
✓24/7 customer support
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What users say

Summarized from real user reviews of LemFi. Based on 74K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and reliable transfers
  • 💳Competitive exchange rates
  • 👍Easy to use app
  • 🕰️Instant money delivery
  • 🤝Excellent customer service

Negative things

  • 🕰️Delayed transactions
  • 🔒Verification issues
  • 💳Debit card problems
  • 🤖Poor customer support
  • 💰High fees
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What's New in LemFi

26.36.1

October 1, 2026

Send Money Instantly - No Top-Up Required! Experience the freedom of sending money without waiting to fund your wallet first. Loved by our users across Europe, this seamless feature is now available in the UK, US, and Canada!

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User reviews

Most RecentHighest RatedLowest Rated

Great !

I’ve had a really good experience with LemFi. The app is easy to use, transfers are quick, and the process is simple from start to finish. I like being able to send money internationally without any hassle, and the app makes it easy to keep track of transfers. Overall, LemFi is convenient and reliable, and I would recommend it to anyone looking for an easy way to send money abroad.
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Ani2122Ani2122

Easy to use

⭐️⭐️⭐️⭐️⭐️

Love the LemFi app! It’s easy to use, transfers are quick and reliable, and the fees are clear and affordable. Sending money internationally has never been so simple and convenient!
Tracy.RoyTracy.Roy

Good with referal

Good compared with Remitly and instarem and wise —>SATH053H <—referral code

For month -October 2026

Use the code for 20$ referral
sathi1991sathi1991

Reliable

Very reliable. Haven’t had a problem with it since 2024
MODENINE 09MODENINE 09

Delays

They claim to complete transfers in minutes but it takes days and also takes days for the support team to act on it. Do not trust them with your money because they cant even guarantee refunds
Kik22o6Kik22o6
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Developer apps

EarnBack with LemFi
EarnBack with LemFi

Refer. Earn cashback.

💰 Finance

(1)

Free
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User experience

🐞

Reported Bugs

4 issues

App crashes or freezes

Bug

Funds not reflecting in wallet

Bug

Incorrect exchange rates displayed

Bug

Verification process not working

Bug
✨

Requested Features

5 requests

Add more beneficiary bank options

Feature

Improve transaction history and reporting

Feature

Provide ability to cancel or reverse transactions

Feature

Increase transfer limits

Feature

Offer mobile wallet or digital account features

Feature

FAQ

What does LemFi do?

LemFi is a global payment service that allows users to send money overseas to various destinations including Europe, Africa, Asia, and Latin America. It also enables users to hold and exchange money in different currencies with competitive rates and low or zero transfer fees.

What are the key features of LemFi?

Key features include sending money internationally, holding and exchanging funds in multiple currencies like Euros, Pounds Sterling, and US Dollars, earning rewards through referrals, receiving real-time arrival notifications, and accessing 24/7 customer support.

How much does LemFi cost?

The app offers low or even zero transfer fees depending on the destination country, with no hidden charges. The service itself is free to use, with potential earnings from referring friends.

Which countries can I send money to with LemFi?

You can send money from countries like the UK, US, Canada, and several European nations to destinations such as Pakistan, India, Nigeria, Ghana, China, Uganda, Kenya, Brazil, and many more across Europe, Africa, Asia, and Latin America.

Is LemFi safe and regulated?

Yes, LemFi is fully registered with financial authorities such as the FCA in the UK, FINTRAC in Canada, and FinCEN in the United States, ensuring a secure and compliant service for international transactions.