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LemFi

LemFi

Global payment for everyone

71K ratings
1818 reviews
πŸ’Ό Business
πŸ’° Finance
Free

Details

  • Released
  • Updated
  • October 5, 2020
  • August 13, 2026

Features

Developer

Lemonade Finance
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LemFi screenshot #1 for iPhone
LemFi screenshot #2 for iPhone
LemFi screenshot #3 for iPhone
LemFi screenshot #4 for iPhone
LemFi screenshot #5 for iPhone
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Reviews summaryβ†˜οΈŽ
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About

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

βœ“Send money overseas
βœ“Low or zero transfer fees
βœ“Multi-currency account
βœ“Hold and exchange funds
βœ“Refer-a-friend rewards
βœ“Real-time notifications
βœ“24/7 customer support
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What users say

Summarized from real user reviews of LemFi. Based on 71K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • πŸš€Fast and reliable transfers
  • πŸ’³Competitive exchange rates
  • πŸ‘Easy to use app
  • πŸ•°οΈInstant money delivery
  • 🀝Excellent customer service

Negative things

  • πŸ•°οΈDelayed transactions
  • πŸ”’Verification issues
  • πŸ’³Debit card problems
  • πŸ€–Poor customer support
  • πŸ’°High fees
See all reviews

What's New in LemFi

26.33.0

August 13, 2026

Send Money Instantly - No Top-Up Required! Experience the freedom of sending money without waiting to fund your wallet first. Loved by our users across Europe, this seamless feature is now available in the UK, US, and Canada!

More

User reviews

Most RecentHighest RatedLowest Rated

New Account

Initially the LemFI account seemed complicated to move money
a into savings account but it was okay once I realised how to do it
Bon DaehBon Daeh

Amazing

Easy to use and a quick and pleasant customer service experience.
AngelfavyAngelfavy

ιžεΈΈζ–ΉδΎΏ

ιžεΈΈζ–ΉδΎΏ
DAMONsymDAMONsym

Mr

Excellent
PeacefulgiantPeacefulgiant

Quick and Easy

I have been using LemFi for the longest time and I haven’t had any issues.
It has been hassle free and reliable.
Their exchange rate is also quite good.
I highly recommend them for fast and reliable international transactions
Just PaulynJust Paulyn
See 1813 more reviews

Developer apps

EarnBack with LemFi
EarnBack with LemFi

Refer. Earn cashback.

πŸ’° Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes or freezes

Bug

Funds not reflecting in wallet

Bug

Incorrect exchange rates displayed

Bug

Verification process not working

Bug
✨

Requested Features

5 requests

Add more beneficiary bank options

Feature

Improve transaction history and reporting

Feature

Provide ability to cancel or reverse transactions

Feature

Increase transfer limits

Feature

Offer mobile wallet or digital account features

Feature

FAQ

What does LemFi do?

LemFi is a global payment service that allows users to send money overseas to various destinations including Europe, Africa, Asia, and Latin America. It also enables users to hold and exchange money in different currencies with competitive rates and low or zero transfer fees.

What are the key features of LemFi?

Key features include sending money internationally, holding and exchanging funds in multiple currencies like Euros, Pounds Sterling, and US Dollars, earning rewards through referrals, receiving real-time arrival notifications, and accessing 24/7 customer support.

How much does LemFi cost?

The app offers low or even zero transfer fees depending on the destination country, with no hidden charges. The service itself is free to use, with potential earnings from referring friends.

Which countries can I send money to with LemFi?

You can send money from countries like the UK, US, Canada, and several European nations to destinations such as Pakistan, India, Nigeria, Ghana, China, Uganda, Kenya, Brazil, and many more across Europe, Africa, Asia, and Latin America.

Is LemFi safe and regulated?

Yes, LemFi is fully registered with financial authorities such as the FCA in the UK, FINTRAC in Canada, and FinCEN in the United States, ensuring a secure and compliant service for international transactions.