Best Free Money Exchange App

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

The best free money exchange app on iPhone average 4.7★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Free Money Exchange App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1My Currency Converter & RatesMy Currency Converter & RatesFree4.9★ (129K)YesNoAug 2026
2Xe Money Transfer & CurrencyXe Money Transfer & CurrencyFree4.8★ (124K)YesNoAug 2026
3Robinhood: Trading & InvestingRobinhood: Trading & InvestingFree4.3★ (4.8M)NoNoAug 2026
4CurrencyCurrencyFree4.8★ (78K)YesYesAug 2026
5Remitly: Send Money & TransferRemitly: Send Money & TransferFree4.9★ (2.7M)NoNoAug 2026
6LemFiLemFiFree4.8★ (71K)NoNoAug 2026
7Wise: Global Money TransferWise: Global Money TransferFree4.6★ (109K)NoNoAug 2026
8VenmoVenmoFree4.8★ (15M)NoNoAug 2026

Top Picks for Free Money Exchange App

My Currency Converter & Rates#1

My Currency Converter & Rates by JRustonApps B.V.

Exchange Rates & Converter
Editor's Choice
✈️ Travel
4.9😊(129K ratings)
FreeAds
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Easily convert currencies with real-time exchange rates for over 150 global currencies, including cryptocurrencies. This app offers a simple interface and offline functionality, making it ideal for travelers. Exchange rates update automatically, and conversions happen as you type.

What We Love

  • 👍 Easy to use
  • 🚀 Quick and accurate conversions
  • 💰 Helpful for travelers and international business
  • 📱 Intuitive and user-friendly interface

Room to Improve

  • 🐛 Favorites feature is buggy
  • ⚠️ Conversion rates not always up-to-date
  • 🔍 Lack of ability to save frequently used currencies
Xe Money Transfer & Currency#2

Xe Money Transfer & Currency by XE.com Inc.

Send Money Abroad in Minutes
Strong Contender
💰 Finance
4.8😐(124K ratings)
FreeAds
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Xe Money Transfer & Currency screenshot 3
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Xe Money Transfer & Currency screenshot 5
Xe Money Transfer & Currency screenshot 6

Easily send money internationally to over 200 countries and 100+ currencies. Get competitive rates, track transfers, and choose flexible payment and payout methods. Millions trust this app for fast, secure, and reliable global money transfers.

What We Love

  • 🚀 Accurate and up-to-date exchange rates
  • 👍 Easy to use and navigate
  • 🌍 Supports a wide range of currencies
  • 🔒 Secure money transfer service

Room to Improve

  • 🐛 App crashes and freezes after updates
  • 📊 Reduced functionality and poor UI changes in recent updates
  • 🕰️ Slow money transfer processing times
Robinhood: Trading & Investing#3

Robinhood: Trading & Investing by Robinhood Markets, Inc.

Stocks, ETFs, Crypto & Options
Worth Considering
💰 Finance
4.3😊(4.8M ratings)
Free
#25in Finance
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Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

What We Love

  • 🚀 Extremely effective crypto recovery service
  • 🚀 Highly efficient cryptocurrency recovery
  • 👍 Easy to use
  • 👍 Good trading platform

Room to Improve

  • 🐛 Slow app performance
  • 🐛 Unreliable customer support
  • 🔒 Security and account access issues

More Free Money Exchange App apps to explore

4
Currency
Currency
Currency
Offline currency converter
Free

This app offers an offline currency converter with up-to-date exchange rates for over 160 currencies. It's ideal for travelers needing to convert money abroad without an internet connection. An optional upgrade removes ads and unlocks all features.

Offline currency conversion160+ currencies supportedUp-to-date exchange rates
✈️ Travel
(78K)
free with in-app purchases
5
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases
6
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
💰 Finance
(71K)
free
7
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(109K)
free with in-app purchases
8
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
9
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(26K)
free with in-app purchases
10
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
Surveys for Money & Rewards
Free

Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.

Earn money by completing surveysReceive instant cash rewardsAccess a variety of tailored surveys
🌟 Lifestyle
(72K)
free
11
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
12
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(285K)
free with in-app purchases
13
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
14
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
15
Universal Exchange
Universal Exchange
Universal Exchange
Universal Exchange
Free
💰 Finance
(0)
16
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Send Money, Instant and Safe
Free

Send money internationally with a secure and user-friendly mobile app. Experience fast, reliable, and convenient cross-border transactions with competitive exchange rates and real-time tracking.

Instant international money transfersSecure and encrypted transactionsCompetitive exchange rates
💰 Finance
(2K)
free with in-app purchases
17
SwapMaster Exchange
SwapMaster Exchange
SwapMaster Exchange
by murat ozturk
Free
💰 Finance
(0)
18
Next Exchange App
Next Exchange App
Next Exchange App
by NEXT TRADERS LLC
Free
💰 Finance
(0)
19
Currency Exchange Near Me
Currency Exchange Near Me
Currency Exchange Near Me
discover exchanges around you
Free
🔧 Utilities
(0)
20
Money Exchange: Nearby
Money Exchange: Nearby
Money Exchange: Nearby
Currency Converter & FX Rates
Free
💰 Finance
(0)

FAQ about Free Money Exchange App

What is the best free money exchange app for iPhone?
My Currency Converter & Rates tops our free money exchange app ranking as of August 2026, with a 4.9-star average from 129K App Store ratings, and it's free to download.
My Currency Converter & Rates shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ free money exchange app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app functions as a currency converter, providing real-time exchange rates for over 150 global currencies. It also supports major cryptocurrencies like Bitcoin, Litecoin, and Dogecoin. The app is designed for simplicity and ease of use, even when offline.
Key features include support for over 150 currencies, cryptocurrency conversion, an incredibly simple interface, automatic exchange rate updates, offline functionality, and conversions that happen as you type. It also offers a switch button to invert currencies and uses three decimal places for accuracy.