Clutch Personal Finance

Try free for 7 days, then unlock forever for $4.99. xYour money has a schedule. So should your budget. If you get paid twice a month, you already know the problem: not every paycheck has to cover the same bills. Rent might land on the 1st. Your car payment hits the 20th. And every two weeks you're doing mental math trying to figure out whether this paycheck can actually handle what's coming before the next one shows up. Clutch does that math for you. Instead of dumping everything into one monthly pile and hoping it works out, Clutch assigns each bill to the pay period that actually covers it — based on when it's due. Then it shows you the one number that matters: what's left after this paycheck handles its share. How it works: • Add your income — salaried, hourly, or both. Clutch knows the 15th-and-last-business-day rhythm. • Add your recurring bills with their due dates. • Clutch slots each bill into the right pay period automatically. • See exactly what's left over, paycheck by paycheck. No surprises. Built for the way you actually get paid: • Semi-monthly pay schedules (the 15th and the last business day) handled natively • Multiple income sources, because one job isn't always the whole picture • Due-date-based bill assignment — the part that makes the whole thing click • Clean, fast, and not trying to upsell you a credit card No ads. No selling your data. No "link your bank and pray." Clutch is a planner, not a surveillance tool. Your numbers stay yours, synced privately across your devices. Download free and try it out. A one-time unlock gets you the full thing — no subscription, no nickel-and-diming, no "premium tier" that holds the good features hostage. Stop guessing. Start knowing what's left.