COCA: Crypto Card & Wallet

COCA: Crypto Card & Wallet

Spend Stablecoin Earn Cashback

29 ratings
60 reviews
Free

Details

  • Released
  • Updated
  • December 7, 2021
  • June 19, 2026
COCA: Crypto Card & Wallet screenshot #1 for iPhone
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About

This app allows you to spend your stablecoins like cash using a debit card at millions of merchants worldwide. You can also earn cashback on purchases, grow your digital assets with yield, and manage your crypto securely in a non-custodial wallet.

Spend stablecoins with a debit card
Earn up to 8% cashback on purchases
Non-custodial wallet with MPC security
Buy crypto with 182 local payment methods
Earn up to 6% yield on digital assets
Free ATM withdrawals up to $250/month
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What's New in COCA

3.4.0

June 19, 2026

Minor bug fixes.

Events

Read more about Up to 8% Cashback

Up to 8% Cashback

Spend crypto with COCA Card and earn rewards

Dec 3, 2025 Dec 25, 2025

User reviews

It’s good, but…

Needs a bank acct

Be careful!

First they lost 1500€ what after 10 days they giv it back to me… after 2 months they blocked my card, after 3 days they close my account…. Be careful with this

Cool

I like this app, it’s easy to use, and great cashback

Migration to 3.0 Went terrible

Migrated to their new version on April 24. ~$700 balance in the banking tab and the card disappeared. The banking tab is frozen. The card is declined at merchants. 24 hours later still the same, no help. Submitted tickets, get generic responses. Yet the money is gone. If the money isn’t restored or returned shortly will have to report them to the UAE and UK regulators and file police reports in Latvia.
Upd: 3 weeks later I can see my money. Haven’t checked if I could use it yet. But there is a positive progress. Tickets 6784 and 6794.
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Response from developer

Hi there! Thank you for your feedback. Please note that we are working on this as a high priority. We will provide an update in the ticket as soon as we receive information from our colleagues. Please accept our apologies for any inconvenience this may have caused. Thank you for your patience!

Good

Hi, I completed KYC. I receive salary every month in USDT TRC20. In the latest app version I still cannot see Tron network for USDT deposit. Is TRC20 support already rolled out? If yes, how can I enable it? Thank you.

FAQ

What does the COCA app do?

COCA is a banking app that allows you to spend stablecoins like cash using a debit card at over 50 million merchants globally. It also enables you to earn cashback on purchases, grow your digital assets with yield, and securely manage your crypto in a non-custodial wallet.

How can I spend my crypto with this app?

You can spend your stablecoins using the COCA debit card, which works online and in-store at any merchant that accepts Visa. The app facilitates seamless transactions, allowing you to use your digital assets for everyday purchases.

What are the fees associated with using COCA?

The app states there are no maintenance fees. You can also enjoy free ATM withdrawals up to $250 per month. Specific fees for crypto swaps or other advanced features are not detailed but the app emphasizes no hidden fees for yield earnings.

Is my cryptocurrency secure in this wallet?

Yes, the app features a non-custodial wallet built with MPC security, meaning you control your crypto without needing to manage private keys or seed phrases. It also offers anonymous biometric recovery and has a zero-hack record.

How can I earn rewards and grow my assets?

You can earn up to 8% cashback on purchases, with specific high cashback rates on services like Netflix and Amazon Prime. Additionally, you can earn up to 6% yield on your digital assets with no lock-ups, and collect rewards through card usage, referrals, and promotions.