Best app for managing my finances!
I am so happy I discovered Covey. I have never tracked my finances before but this app is a game changer! It has everything I need in once space and so efficiently. Definitely worth the download!
Free
In-App Purchases
About
Manage your entire financial life on your iPhone without needing a bank login or cloud account. Track spending, budgets, investments, debt, and net worth with a focus on privacy and on-device data storage.
✓On-device financial tracking
✓Net worth and dashboard
✓Investment tracking with live prices
✓Budgeting by category and tags
✓Recurring bill calendar
✓Privacy mode to blur numbers
✓Encrypted WiFi sync
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What's New in Covey
1.1.0
October 23, 2026
Covey on iPhone now stands on its own: import a bank statement, review it, and see where you stand. All without a Mac. What's new: • Import bank statement PDFs directly into Covey from your bank app, screenshots of transactions, or take a photo of your paper bank statement. It's read on your phone and never uploaded • Switching from another budgeting app? Import that data into Covey, and we'll get you set up • Rewards: see which of your credit cards has the best rewards for each type of purchase, and learn about perks you may not have known about • Credit card limits and utilization tracked on each card and aggregated • Homebook: maintenance logs, pet records, inventory with serial number scanning. Track more than money • More privacy: App Lock with Face ID or your passcode • Sync two iPhones directly, no Mac needed. Syncing also asks before any big change and saves a backup first • Back up and restore, and move backups between iPhone and Mac • Share one Pro subscription with your family through Family Sharing • A redesigned Dashboard, a Transactions tab, a side menu, and reminders before bills and card payments • Add transactions by hand and tag them, and edit, merge, or delete categories, tags, and accounts • Redesigned charts and other visuals Fixes: • Back Up All Data and Export Transactions no longer close the share sheet right away • Adding an account now points out any required field you missed
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Subscriptions & In-App Purchases
Covey Pro
Full access to all Covey features, billed monthly.
$4.991 Month
User reviews
Developer apps
FAQ
What is Covey's core privacy feature?
Covey's core privacy feature is its 'Privacy Mode,' which allows users to blur all numbers on the screen with a single tap. This is useful for maintaining discretion when showing your phone in public or during calls.
Does Covey require a bank login?
No, Covey is designed to operate without a bank login or cloud account. All your financial data is stored directly on your devices, enhancing privacy and security.
How does Covey sync data between devices?
Covey uses encrypted WiFi sync to pair devices, such as your iPhone and Mac. Your data remains on your phone even if your Mac is offline, and it syncs back when devices reconnect.
What are the subscription options for Covey?
Covey offers a free tier for unlimited use. For advanced features and unlimited history, users can subscribe to Covey Pro at $4.99 per month or $39.99 per year, with a one-month free trial for the monthly plan.
How often is Covey updated?
Covey was last updated on September 24, 2026, indicating a recent focus on development and improvements. The app is currently on version 1.0.0.
What devices does Covey support?
Covey is available on Mac, iPhone, and iPad, allowing users to manage their finances across multiple Apple devices.
What is the age rating for Covey?
Covey has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management.
What kind of financial data can I track with Covey?
You can track spending, budgets by category, investments with live prices and vesting details, debt, net worth, recurring bills with a calendar, and tax information.
