CreditPath: AI Credit Coach

CreditPath is an educational AI credit coach built around the next practical step—not a generic score dashboard. Create a private, self-reported credit profile and get a focused action plan that helps you build steadier credit habits over time. WHAT YOU CAN DO • See one clear, personalized action for today • Follow a practical 30-day path for payment habits, revolving balances, and report review • Explore educational credit scenarios before making a decision • Track items you believe may be inaccurate or incomplete, along with your supporting evidence • Ask the AI Coach clear, educational questions about credit basics, utilization, payment strategy, and credit reports • Keep control of your information with local data controls and transparent privacy guidance DESIGNED FOR CLARITY CreditPath turns the basics of credit health into manageable next steps. It focuses on payment history, revolving credit utilization, account age, and responsible report review—without promising a score change or telling you to dispute accurate information. IMPORTANT DISCLOSURES CreditPath is an educational tool. It does not obtain or monitor your credit reports from a credit bureau, provide a lender score, act as a credit repair organization, or guarantee any score, lending, interest-rate, or credit-report outcome. Use the app’s guidance as general education and consider a qualified professional for advice tailored to your circumstances. SUBSCRIPTIONS CreditPath Plus unlocks enhanced coaching and planning features. Plans are billed through your Apple ID account and renew automatically unless canceled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple ID account settings. StoreKit provides localized price, trial, and renewal information before purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/