CreditUp by 5Star Bank

CreditUp by 5Star Bank

by 5star BANK

4 ratings
2 reviews
Free

Details

  • Released
  • Updated
  • June 12, 2023
  • June 12, 2023

Features

CreditUp by 5Star Bank screenshot #1 for iPhone
CreditUp by 5Star Bank screenshot #2 for iPhone
CreditUp by 5Star Bank screenshot #3 for iPhone
CreditUp by 5Star Bank screenshot #4 for iPhone
CreditUp by 5Star Bank screenshot #5 for iPhone
CreditUp by 5Star Bank screenshot #6 for iPhone
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About

Build your credit history with this simple and fast loan application. Funds are secured in a savings account, and you can monitor your credit score. Choose your own payment withdrawal date for added flexibility.

Credit building loans
Secured by savings account
Credit score monitoring
Flexible payment dates
Low interest rates
Zero fees
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What's New in CreditUp by 5Star Bank

1.0

June 12, 2023

User reviews

5 star bank is the best credit builder i have ever seen.

I used 5 star bank to rebuild my credit i was very happy 😊 i started seeing my score raise as i were making on time payments. I would like to address the elephant in the room they way this works you open account and you choose to go with the $1,200 account and you went with two years and your payment is $55.85 each month you make on time payments it goes into like a savings account that you earn interest on every month. and when two years roll around they refund you the money you paid which is $1,200 you get back to you by this time you have built a 24 month paying history that looks 👀 great on your credit report. In my opinion a month before it hit the 24 months open you a second account with 5 star bank to keep the great paying history going you started with 2 years now you got 4 years of great paying history if I was a banker i would approve you for your loan before you blink your eyes 👀 that's what they looking for will you pay your loan payment on time. I felt like i needed to come out address a review that someone saying scam alert this is someone who didn't understand the program . I am very familiar with the program bc two years ago I was a client about to renew my loan for two years.
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Scam Alert

This is a scam, don’t let anyone use this service. I use to work in this industry and everything they do can be done by yourself for almost nothing and the things they try to promise “with out legally promising” isn’t true.

Developer apps

FAQ

How does CreditUp help build credit?

CreditUp provides a secured installment loan. Your loan payments are reported to credit bureaus, which can help build your credit history. Funds from your loan are held in a secure savings account as collateral.

What are the loan limits and interest rates for CreditUp?

Loan amounts range from a minimum of $500 to a maximum of $1200. The app offers low interest rates and zero fees for its services.

Does CreditUp perform a hard inquiry on my credit report?

No, CreditUp does not perform a hard inquiry on your credit report when you apply. This means applying will not negatively impact your credit score.

What credit score monitoring does CreditUp offer?

CreditUp includes credit score monitoring using the Experian Vantage Score. This allows you to track your credit progress within the app.

What are the eligibility requirements for CreditUp?

To apply for CreditUp, you must be at least 18 years old, a U.S. citizen or permanent resident with a valid SSN, and have a U.S. physical address. Identity verification with a valid state ID or passport is required.

Can I choose my payment withdrawal date with CreditUp?

Yes, new CreditUp account holders have the flexibility to choose their own payment withdrawal date, offering added convenience for managing your finances.

Is CreditUp available on all devices?

CreditUp is available for iPhone, iPad, and iPod devices. It is designed for iOS users looking to improve their credit.

Does CreditUp guarantee credit score improvement?

Credit score improvement is not guaranteed and depends on your individual financial behavior and history. Failure to make timely payments may negatively impact your credit score.