CroSum

CroSum is a budgeting app for people who'd rather plan their money by hand than hand an app their bank login. No bank connection. No ads. No tracking. You enter what you earn and spend, and it stays on your device — CroSum is built to collect nothing about you. WHAT YOU CAN DO • Budgets with carry-over — set a monthly amount per category, and choose whether an overspend (or a surplus) rolls into next month • Safe to Spend — a calm, at-a-glance number for what's actually safe to spend this week, aware of your real cash, not just your budgets • Loans & debt — track balances, interest and payoff dates, and see the total left to pay • Savings goals — set targets and watch them get closer • Monthly overview & reports — where your money went, and what's left for the unexpected • Reminders — gentle nudges so nothing slips • Your payday, your month — start your month on the day you get paid, not the 1st • Home-screen widgets — your budget and Safe to Spend, a glance away • iCloud sync (Premium) — backed up and in sync across your devices, in your own iCloud • 10 languages PRIVATE BY DESIGN No account. No login. Nothing to sign up for and nothing to leak. Your finances live on your device (and your own iCloud if you turn sync on). PREMIUM CroSum is free to use. Premium unlocks unlimited loans and savings goals plus the full reports and planner, with a 14-day free trial: • Monthly — €3.99 • Yearly — €35.99 Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in your Apple Account settings. Terms: https://crosum.app/terms.html Privacy: https://crosum.app/privacy.html