PiggyPulse vs CroSum

PiggyPulse is a personal budget tracker that works the way you do — not on fixed monthly cycles, but on custom periods that match your real life. Whether you get paid bi-weekly, want to track spending per project, or simply prefer a different rhythm, PiggyPulse lets you define your own budget periods and track every euro, dollar, or pound against them. TRACK YOUR SPENDING Record income, expenses, and transfers between accounts Categorize transactions with custom categories and icons Assign vendors to track where your money goes Filter and search across all your transactions CUSTOM BUDGET PERIODS Create periods of any length — weekly, bi-weekly, monthly, or custom Set up auto-creation schedules so periods generate automatically Compare spending consistency across periods BUDGET PLANNING Assign budgets to categories Track spending against limits with visual progress bars See projected spending pace and remaining budget at a glance MULTIPLE ACCOUNTS Manage checking, savings, credit cards, and allowance accounts View net position across all accounts Track balance changes per period PRIVACY FIRST No bank connections — you control what data goes in No analytics or tracking No ads Your data is encrypted when stored Your data is stored in Europe Export or delete your data anytime BUILT FOR YOU Dark themes designed for comfortable daily use Custom period selector accessible from every screen Pull-to-refresh and swipe actions throughout Face ID / biometric authentication Push notifications for budget alerts PiggyPulse helps you track your money manually, privately, and on your own schedule.

CroSum is a budgeting app for people who'd rather plan their money by hand than hand an app their bank login. No bank connection. No ads. No tracking. You enter what you earn and spend, and it stays on your device — CroSum is built to collect nothing about you. WHAT YOU CAN DO • Budgets with carry-over — set a monthly amount per category, and choose whether an overspend (or a surplus) rolls into next month • Safe to Spend — a calm, at-a-glance number for what's actually safe to spend this week, aware of your real cash, not just your budgets • Loans & debt — track balances, interest and payoff dates, and see the total left to pay • Savings goals — set targets and watch them get closer • Monthly overview & reports — where your money went, and what's left for the unexpected • Reminders — gentle nudges so nothing slips • Your payday, your month — start your month on the day you get paid, not the 1st • Home-screen widgets — your budget and Safe to Spend, a glance away • iCloud sync (Premium) — backed up and in sync across your devices, in your own iCloud • 10 languages PRIVATE BY DESIGN No account. No login. Nothing to sign up for and nothing to leak. Your finances live on your device (and your own iCloud if you turn sync on). PREMIUM CroSum is free to use. Premium unlocks unlimited loans and savings goals plus the full reports and planner, with a 14-day free trial: • Monthly — €3.99 • Yearly — €35.99 Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in your Apple Account settings. Terms: https://crosum.app/terms.html Privacy: https://crosum.app/privacy.html