CroSum vs BudgetLoop

CroSum is a budgeting app for people who'd rather plan their money by hand than hand an app their bank login. No bank connection. No ads. No tracking. You enter what you earn and spend, and it stays on your device — CroSum is built to collect nothing about you. WHAT YOU CAN DO • Budgets with carry-over — set a monthly amount per category, and choose whether an overspend (or a surplus) rolls into next month • Safe to Spend — a calm, at-a-glance number for what's actually safe to spend this week, aware of your real cash, not just your budgets • Loans & debt — track balances, interest and payoff dates, and see the total left to pay • Savings goals — set targets and watch them get closer • Monthly overview & reports — where your money went, and what's left for the unexpected • Reminders — gentle nudges so nothing slips • Your payday, your month — start your month on the day you get paid, not the 1st • Home-screen widgets — your budget and Safe to Spend, a glance away • iCloud sync (Premium) — backed up and in sync across your devices, in your own iCloud • 10 languages PRIVATE BY DESIGN No account. No login. Nothing to sign up for and nothing to leak. Your finances live on your device (and your own iCloud if you turn sync on). PREMIUM CroSum is free to use. Premium unlocks unlimited loans and savings goals plus the full reports and planner, with a 14-day free trial: • Monthly — €3.99 • Yearly — €35.99 Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in your Apple Account settings. Terms: https://crosum.app/terms.html Privacy: https://crosum.app/privacy.html

See exactly where your money goes this month, and how much is left. BudgetLoop is a monthly budget tracker for iPhone that works completely offline. No account, no sign-up, no bank connection. HOW IT WORKS Set a monthly budget, log income and expenses in a few taps, and watch your remaining budget update instantly. The number you actually need is on the first screen, not three menus deep. CATEGORIES AND LIMITS Rent, groceries, transport, bills, entertainment, dining out, health and other are ready to use. Add unlimited custom categories with their own icon and colour. Give any category its own monthly limit. The progress bar switches to a warning colour at 90% and above. CHARTS THAT MAKE SENSE - Daily spending bars for the current period - Spending by category as a donut chart - A 6-month trend, so you can see whether things are actually improving A MONTH THAT MATCHES YOUR PAYDAY Your budget cycle does not have to start on the 1st. Choose any day from 1 to 28 so the month lines up with when you actually get paid. OFFLINE AND PRIVATE Everything is stored on your iPhone and nowhere else. There is no server, no account, no analytics and no tracking. The app never asks for internet access because it never needs it. That is how it is built, not a promise we are making. ALSO INSIDE - 30+ currencies with correct local formatting - 26 interface languages - OLED dark theme, a light theme, or follow the system - CSV export of every transaction - iPhone, iOS 17 or later PRICING Try everything free for 7 days, no payment details needed. After that, keep BudgetLoop with a one-time purchase you own forever, or choose a yearly plan instead. A subscription is not required. WHAT BUDGETLOOP DOES NOT DO It does not connect to your bank. You enter transactions yourself, in a few seconds. That is deliberate, so nothing gets miscategorised behind your back and no credentials ever leave your hands. Your financial data stays on your iPhone. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ecomcg90-gif.github.io/budgetloop-site/privacy.html