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CVCalculator

CVCalculator

Understand Your Pension Value

0 ratings
3 reviews
💼 Business
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • March 4, 2026
  • June 27, 2026

Features

Developer

David McCrory
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iphone
ipad
🧾$79.99
In-App Purchase↘︎
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Reviews↘︎
❓8 answered
FAQ↘︎
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About

This app helps you understand the present-day value of your defined benefit pension. It provides educational estimates, tracks changes based on interest rates, and explains transfer rules and tax implications.

✓Estimate pension commuted value
✓Track value changes over time
✓Understand transfer rules and tax implications
✓Explore different retirement scenarios
✓Built-in explanations for pension members
✓Educational tool for understanding pension assets
Show original description

What's New in CVCalculator

1.5.3

June 27, 2026

What's New • Improved the pension estimate experience with clearer premium guidance. • Enhanced the CVCalculator Pro upgrade and purchase experience. • Improved reliability and overall app stability. • General bug fixes and performance improvements.

More

Subscription plans

CV Pro Monthly

Full access to all CV Pro premium analysis features

$4.991 Month
How to cancel CVCalculator subscription ⁉️
1

In-App Purchases

$79.99

CV Pro Lifetime

Permanent access to all CV Pro features - own forever

User reviews

Most RecentHighest RatedLowest Rated

Game Changer!

Excellent commuted value calculator for Canadian pensions. Simple to use, clear inputs, and very helpful for getting a quick estimate of pension transfer values. Saved me a lot of time compared to doing the calculations manually.
Silver_zippoSilver_zippo

Ease and Efficiency

Being introduced to this app — and gaining access to the tools it provides — has truly simplified my understanding of my finances. It helped demystify areas that once felt confusing, making it much easier to see where things stand and feel more confident managing them day to day
seriousrabbitseriousrabbit

Calculating with ease

An app that shows my calculated pension with A and focus and clarity all in one place! Brilliant
@snowy@snowy

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FAQ

What is the commuted value of my pension according to CVCalculator?

CVCalculator provides an educational estimate of your pension's commuted value using the Canadian Institute of Actuaries (CIA) Section 3500 methodology and CPM2014 mortality tables. This estimate helps you understand the lump sum equivalent of your future monthly payments.

How does CVCalculator track changes in my pension's value?

The app tracks a 12-month history of your pension's value, showing how it moves with monthly updates to CIA interest rates. It also helps you understand the sensitivity of the value to long-term interest rates.

Does CVCalculator provide financial advice?

No, CVCalculator is strictly an educational tool designed to help you understand your pension's value and related concepts. It does not provide financial, tax, or actuarial advice. For decisions, you should consult a qualified advisor.

What are the transfer rules explained by CVCalculator?

CVCalculator explains how the Income Tax Act §8517 limit affects the amount of commuted value that can be moved into a LIRA tax-deferred. It also details how RRSP room can shelter a taxable excess.

What features are available in CV Pro?

CV Pro unlocks exact figures, sensitivity and history analysis, break-even insights, multiple saved scenarios, and PDF export. It offers a more in-depth experience beyond the free version's educational estimates.

What are the subscription options for CV Pro?

CV Pro offers a monthly subscription for $4.99 with a 3-day free trial, and an annual subscription for $39.99 with a 7-day free trial. These plans provide access to advanced features.

Is CVCalculator available on multiple devices?

Yes, CVCalculator is supported on both iPhone and iPad, allowing users to access and manage their pension information across different Apple devices.

How often is CVCalculator updated?

The app was last updated on June 27, 2026, indicating regular maintenance and potential feature enhancements. Users can expect ongoing support and improvements.