Debt Descent Reviews: Is It Legit?

Name: Debt Descent: Payoff Planner
Rating: 5 (7 reviews)

Debt Descent: Payoff Planner

Sean Mandable

📊 Productivity

💰 Finance

Is Debt Descent Safe?

Not enough ratings yet to assess Debt Descent.

Is Debt Descent Legit?

Debt Descent: Payoff Planner has limited verification signals. AppsHunter Legitimacy Score for Debt Descent is 58/100.

Based on 58 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most Recent Highest Rated Lowest Rated

Finally, a debt plan I can actually understand

I had been avoiding really looking at all of my debt because it felt overwhelming. I was making my payments, but I didn’t have everything organized in one place or a clear picture of how I was going to get out of it. After putting everything into Debt Descent, I could finally see exactly what I owe and, more importantly, see that there is a way to pay it off. It gave me a sense of relief and made the whole thing feel much more manageable. If you’re overwhelmed by your debt and just want to see everything in one place and have a plan, I definitely recommend this app.

Mmistercrook

21 days ago

Just what I was looking for!

I unlocked the Pro subscription since this is the only debt planner that had most, if not all, of the features I was seeking in coming up with a plan to pay off debt. I am a visual person and I’m motivated by interactive interfaces. Adding an account was straightforward and logging a payment is easy to do. What I would love for the developer to consider is having a deferment option for student loans when adding those accounts. That way I don’t have to add $1 just to hold the place when I want to list/track the loan amount. Other than that, I have no complaints. Great work!

Fflyyychick

2 months ago

Response from developer

Thank you for your review! The student loan deferment is a great idea. I've added that... and the new version will be live as soon as App Review releases it. When the app updates, just edit the student loan and turn on "In deferment — nothing due yet," set the date the deferment ends, and clear that $1 placeholder. Until that date the loan sits in your list with nothing due; when the date arrives it joins the plan on its own, and its payment comes out of your extra first so your monthly total doesn't change. There's a second switch for subsidized loans that don't accrue interest while deferred. Thanks for unlocking Pro and for taking the time to write! If anything else would make the app better, please don't hesitate to let me know: support@seanmandable.me.

10/10 Would Recommend

Super easy to use, helpful, and a great way to track my debt. It’s also pretty educational as well. The clean design makes me WANT to use it.

NNebulaNomad6

2 months ago

Very useful and user friendly

I suggest getting the paid version as it has more options. I know it might seem counterintuitive if you’re in debt lol, but it’s worth it.

Debt Descent is the first debt app I've kept on my phone… I entered my balances, set what I could pay each month, and it showed me exactly when I'd be done. Thank goodness because being in debt sucks! But with this app, it makes it seem manageable & like their is an end in site.

Highly recommend!

OOMGbroALLTheNamesAreTaken88

2 months ago