Hard to see
The colors on the app make it almost impossible for me to read certain boxes and I didn’t see an option to switch or adjust. Also I selected the snowball option for the pay schedule and it didn’t appear that it actually applied that. It just snowballed the extra money.
Only Two Issus
I luv the app. It’s good tool to have traveling down this road to becoming debt free. My issues are when I select ‘Lowest Balance First - Snowball’, it doesn’t auto arrange the accounts in that manner. Plus, #2, once I enter the accounts I can’t freely move them around. Other than that, I like it!!!
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Nice
Solid layout but if you have your phone in dark mode you’re going to have to switch to light mode to be able to see anything, I wish they had that option directly through the app but you have to go to your phones settings for iPhones not sure if it’s the same for android
Incorrect
The calculator is not consistent with PV/FV/Nper calculations using spreadsheet software.
Not Accessible
I’m only 43, but I can barely read anything on this app. The blue font on black background is completely unreadable to me. The light gray font on white is the same. Sounds like a good app, but I’ll never know. Highly recommend following WCAG design standards.
Very Helpful
Makes my financial life easier to deal with.
You need to update each account monthly
Strange if your balance is $1455.45 you either have to round off in enter $1455 or $1456 same issue with payment if your payment is 240.56 you either have to enter $240 or $241 the strange this if your apr is 5.5% it strangely allows fraction in the apr wow but not in the balance or payment that really needs to be fixed in a update. Another annoying problem is seems like every month I seem to need to update a few accounts because the app seems to screw things up.
Annoying that you’ve to update each account every month because it keeps adding another month every month.
Annoying that you’ve to update each account every month because it keeps adding another month every month.
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Love it!
I have been searching for an app like this it is perfect!
I love how the app shows you when you'll pay off the credit card and how much interest youd pay if you only paid the minimum every month. It gets you motivated to want to pay more. For instance i have a credit card where i owe $2,470 a interest of 25% and minimum monthly payments of $80/m. If stay only paying the minimum monthly amount I would pay it off in Sept 2027 and id pay $1,529 extra in interest so in total it would be $3,999. Thats crazy!! So if i pay $500 extra a month id pay this card of in Dec of 2023 and I only pay $145 in interest than so i finish it off with paying $2,615 in total.
It will also show how much in interest youll pay for each month which is so awesome☺️
If your like me and want to start to understand where your going with this debt and what you need to do to pay of your debt sooner. I highly suggest downloading the app.
I love how the app shows you when you'll pay off the credit card and how much interest youd pay if you only paid the minimum every month. It gets you motivated to want to pay more. For instance i have a credit card where i owe $2,470 a interest of 25% and minimum monthly payments of $80/m. If stay only paying the minimum monthly amount I would pay it off in Sept 2027 and id pay $1,529 extra in interest so in total it would be $3,999. Thats crazy!! So if i pay $500 extra a month id pay this card of in Dec of 2023 and I only pay $145 in interest than so i finish it off with paying $2,615 in total.
It will also show how much in interest youll pay for each month which is so awesome☺️
If your like me and want to start to understand where your going with this debt and what you need to do to pay of your debt sooner. I highly suggest downloading the app.
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What happened?
I’ve had this app for a while. It is basic, but gives you some good info. However, after not using for a while I opened it today to find there have been some bad updates. Namely the color choices for the background. It blends with the text and you can’t read it. It does not look like the examples shown here on the App Store. It’s not a white background with black text. It is a black background with black text. So after many years of utilizing it, I deleted it.
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Meh
Nice little app, some annoying bits though…
1) Doesn’t work for APR’s above 99.99%. Impossible to factor in short term loans for this reason
2) Doesn’t natively adapt to Dark Mode, have to turn it off in order to see what data has been inputted in the boxes (debt name, amount, APR, etc…)
1) Doesn’t work for APR’s above 99.99%. Impossible to factor in short term loans for this reason
2) Doesn’t natively adapt to Dark Mode, have to turn it off in order to see what data has been inputted in the boxes (debt name, amount, APR, etc…)
Hard to read
I think there’s something off. The words are hard to read, like they are too light or the background needs to be dark. It was giving me a headache trying to input my data.
Good app
Good app
NOT IMPRESSES
App doesn’t give you the option to and cents to payment amount so you either have to round up or down. Nothing sets this app apartment from any of the other loan except that it has a lot of ads.
Unable to read text
White text on white background, dark blue text on black background. Was really excited to give it a try but oh well.
What a joke - text nearly unreadable.
I would love to rate the functionality of the app, but that’s hard to do when they have white text on white backgrounds. Did the developers actually use the app? How are others using it? You can barely see the text.
Amazing!
This app really put things in perspective for my mortgage and other debts. It gave me a viable plan to be debt and mortgage free within nine years compared to twenty-five years. This is a time saver for me.
Don’t waste your time
The text blends in with the background and there’s no settings to change that. The developers obviously don’t read their reviews or maybe they would have fixed this ages ago. The snowball option doesn’t snowball how it should and instead just drops the payments off into oblivion. Do you know how a snowball is supposed to work? Once I pay this one off, I add that payment to one of my other bills. Larger or smaller it doesn’t matter, but the payment gets added to another bill regardless. Sadly, after years of use, I will be deleting this once useful app and going back to using pen and paper to calculate it all myself.
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Update the color!
Can’t see anything, use to love it
Broken app
Downloaded the app, added my debt, selected the repayment plan I wanted to analyze and it didn’t calculate any of my he snowball payment effects. Useless calculator.
Dark mode unavailable
You can barely see anything in dark mode. The app will be black with dark blue writing and other hard to read combos. They need to update the app.
