Best Debt Tracker alternatives: apps like Debt Tracker - Balance Due

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated October 2026

Debt Tracker is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Debt Tracker

Debt Payoff Planner: Tracker#1

Debt Payoff Planner: Tracker by Linas Nutautas

Snowball & Loan Calculator
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Debt Payoff Planner: Tracker screenshot 1
Debt Payoff Planner: Tracker screenshot 2
Debt Payoff Planner: Tracker screenshot 3
Debt Payoff Planner: Tracker screenshot 4
Debt Payoff Planner: Tracker screenshot 5
Debt Payoff Planner: Tracker screenshot 6

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

Debt Tracker by UnDebt#2

Debt Tracker by UnDebt by Adam Jessop

Loan Payoff Planner & Snowball
Strong Contender
💰 Finance
5.0(4 ratings)
FreeIn-App Purchases
Debt Tracker by UnDebt screenshot 1
Debt Tracker by UnDebt screenshot 2
Debt Tracker by UnDebt screenshot 3
Debt Tracker by UnDebt screenshot 4
Debt Tracker by UnDebt screenshot 5
Debt Tracker by UnDebt screenshot 6

Easily manage all your debts and loans in one place. Track payments, interest, and categorize your financial obligations to stay organized and on the path to financial freedom.

Debts Monitor#3

Debts Monitor by 倩 赵

Payment Track, Snowball Method
Worth Considering
💰 Finance
3.7😐(51 ratings)
FreeAds
Debts Monitor screenshot 1
Debts Monitor screenshot 2
Debts Monitor screenshot 3
Debts Monitor screenshot 4
Debts Monitor screenshot 5

Organize and track all your debts in one place. This app uses the popular Snowball method to help you manage and pay off your debts efficiently. Visualize your progress, see payoff dates, and receive payment reminders to reduce financial stress.

What We Love

  • 👍 Easy to use and understand
  • 📊 Helps track debt and payments
  • 💡 Shows principal paid and interest
  • 📈 Forecasts payoff time
  • 💰 Useful for snowballing debts
  • ✅ Reliable and dependable
  • ✨ Simple and organized layout
  • 🚀 Calculates interest quickly
  • 💯 Free and functional

Room to Improve

  • 🐛 Cannot input prior payments
  • 🐛 Cannot add accounts with $0 balance
  • 🐛 Cannot change payment amounts after setup
  • 🐛 Cannot update balance without re-entering
  • 🐛 Inaccurate payment recording
  • 🐛 Issues with dates
  • 🐛 Only allows monthly payments
  • 🐛 Free version limits to one debt
  • 🐛 Does not allow extra payments
  • 🐛 Calculations can be off

More apps like Debt Tracker

4
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Lump Sum & Prepay Calculator
Free

This tool helps you pay off loans faster by calculating the impact of extra payments. Input your debt details and see how lump sums or recurring additional payments can save you interest and shorten repayment periods.

Calculate interest paid on loansSimulate extra one-time paymentsSimulate recurring extra payments
💰 Finance
(7)
free with in-app purchases
5
Debt Tracker - Debts
Debt Tracker - Debts
Debt Tracker - Debts
Easy to use debt tracker
Free

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Manage debts and receivablesSeparate by currencyDebt payoff planner
💰 Finance
(105)
free with in-app purchases
6
AlmostZero - Debt Tracking App
AlmostZero - Debt Tracking App
AlmostZero - Debt Tracking App
Smart Debt Repayment Planner
Free

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

Debt & Loan ManagementExpense TrackingSavings Goals
💰 Finance
(78)
free with in-app purchases
7
Bill Organizer + Reminders
Bill Organizer + Reminders
Bill Organizer + Reminders
Never miss a due date
Free

This app helps you manage your bills and payments, ensuring you never miss a due date. It offers bill tracking, timely payment reminders, and insightful spending reports. Data syncs across devices via iCloud.

Bill trackingPayment remindersSpending reports
💰 Finance
(338)
free with in-app purchases
8
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Money Manager & Budget Planner
Free

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Sync across devicesCustomizable spending categoriesFlexible budget creation (weekly, monthly)
💰 Finance
(88)
free with in-app purchases
9
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs, Bills & Repayment Plans
Free

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations
💰 Finance
(356)
free with in-app purchases
10
Checkbook - Bills to Budget
Checkbook - Bills to Budget
Checkbook - Bills to Budget
Check Register + Money Tracker
Free

This app acts as a modern checkbook register to help you organize bills, track spending, and avoid late fees. It shows your true available balance, not just what the bank has cleared, and provides budget tracking and future financial projections.

Track cleared and pending paymentsBill reminders and automatic schedulingCreate and track spending budgets
💰 Finance
(204)
free with in-app purchases