Dispute Beast

Dispute Beast

AI-Powered DIY Credit Repair

16 ratings
7 reviews
Free

Details

  • Released
  • Updated
  • April 9, 2026
  • July 19, 2026

Features

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Dispute Beast screenshot #9 for iPhone
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About

This AI-powered finance app empowers users to take control of their credit repair journey. It identifies negative items on credit reports, generates dispute letters, and facilitates mailing them to credit bureaus. Get personalized guidance and track your progress towards a better financial future.

βœ“AI-powered credit report analysis
βœ“Automated dispute letter generation
βœ“In-app mailing service
βœ“Personalized credit coaching
βœ“3-bureau credit report access
βœ“Attack tracking and IQ action plans
βœ“Credit education resources
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What's New in Dispute Beast

1.0.10

July 19, 2026

This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience.

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User reviews

Fix my credit

ASAP

Love it

Love it

Credit score went down on all three reports like 40 plus points

Does not work credit took a 65 point hit on one credit report three weeks after starting this

Super fast and easy

Dispute Beast was very easy to use. I downloaded the app, connected my credit report, made my letters for the bureaus, creditors, and secondary bureaus, and mailed them in about 5 minutes.

The letters were very detailed and the support has been helpful. I also like the live Q&A sessions. Highly recommend.
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Recommended to all my friends

Dispute Beast helped me in the past fix my credit and get into my dream home. This was before the mobile app, now I’m excited to see what else they can help me with!

FAQ

Does Dispute Beast have ads?

Yes, Dispute Beast contains advertisements. As a free application, it relies on ads to support its services.

How does Dispute Beast's AI credit coach work?

The AI Credit Coach provides personalized credit guidance in plain English. You can ask it questions about your score, areas to focus on, and how to reach specific credit goals, with your data remaining private and secure.

What credit bureaus does Dispute Beast work with?

Dispute Beast pulls your latest 3-bureau credit report, which includes data from Equifax, TransUnion, and Experian. It helps you identify and dispute negative items across all three.

How often can I run a dispute cycle with Dispute Beast?

Dispute cycles with Dispute Beast run every 40 days. The app helps you track your progress and notifies you when your next attack window opens.

What is Sprint Mail in Dispute Beast?

Sprint Mail is an in-app mailing center that handles printing, stamping, and mailing your dispute letters directly to the credit bureaus. This feature saves you time by eliminating the need to visit a post office.

Is Dispute Beast available on Android devices?

Currently, Dispute Beast is only supported on iPhone devices. The app's platform compatibility is limited to iOS at this time.

What is the age rating for Dispute Beast?

Dispute Beast has an age rating of 17+. This is due to the nature of financial management and credit repair topics covered within the application.

How does Dispute Beast compare to hiring a credit repair agency?

Dispute Beast is a DIY tool that provides the technology and resources for you to manage your own credit repair. Unlike agencies, it does not dispute on your behalf, giving you direct control and potentially lower costs.