Nice to have a simple interest loan calculator
I just wish it would recognize that my iPad is in portrait mode when I open it instead of having to click into other menu areas in the app and then back to the calculator…..
Amortization statement
I would like to be able to enter the date of the first payment and the statement would show the date of each and every payment.
Best I’ve tried but room for improvement
The reason that I got this app was because I wanted to be able to see the effect on my mortgage of making extra payments both for motivation and to weigh what was worth doing. Of the apps that I have tried, this one does that the best. However, I have a few suggestions/requests.
1. In addition to the monthly and yearly extra payment, add a one time extra payment option. For example, what is the benefit if I put my tax return or bonus toward my mortgage.
2. Allow previous extra payments to be saved showing how much benefit there has already been from the extra payments I have made.
3. Allow a start date to be set so you can look and see where you are in your progress instead of just seeing numbered payments.
4. (Optional) Add the ability to set a target end date and calculate how much to pay each month to reach that goal.
Thanks for the app and I hope it continues to get better.
1. In addition to the monthly and yearly extra payment, add a one time extra payment option. For example, what is the benefit if I put my tax return or bonus toward my mortgage.
2. Allow previous extra payments to be saved showing how much benefit there has already been from the extra payments I have made.
3. Allow a start date to be set so you can look and see where you are in your progress instead of just seeing numbered payments.
4. (Optional) Add the ability to set a target end date and calculate how much to pay each month to reach that goal.
Thanks for the app and I hope it continues to get better.
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Bill
This is the BEST loan calculator app out there. Most online sites burden you with trying to sell you a mortgage. This just tells you what you want to know.
Easy
Easy and quick. Nice little app.
Fast-Accurate-User Friendly
Whether new car, mortgage refi or personal loans - so easy to plug ‘n play with interest calculations, monthly amortizations, and term payoffs. Luv this piggy’s calculations.
Love this app, can you add
I love this app and it’s others in the suite. I do wish the “What if” app had a one time lump sum payment option. I’m often have a one time windfall of cash and want to put a lump sum on a loan. I’ll take it the way it is, but that would be a great feature. (Windfall from inheritance, sale of another property, job bonus, sale of another asset is more common in my finances)
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Debt Snowball
I have all this developers apps and have enjoyed them for years. However recently the app “debt snowball” is not working. Simply wont open. Developer not responding to request to fix and last update was over a year ago. I wouldn’t purchase from this developer until apps are fixed. The review system for debt snowball also isn’t working.
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Great Finance App!
I like the quickness of the loan app & ease to change variables. The “What If” for adding more principal to pay off faster is very handy, & not found in similar apps.
It’s a little awkward, but you can email yourself the payoff schedule.
It’s a little awkward, but you can email yourself the payoff schedule.
Just what I wanted
I have tried 4 other mortgage calculators and this is by far the best. Well designed and easy to use with all the information I need. Since finding this app I have deleted the others. I highly recommend
Great App
I love this app! It’s very accurate. Always within a couple of dollars.
And OK app if you are looking to buy and have not already bought
I got this app because I’m trying to keep track of a personal loan I got for my house. I wasn’t able to get a traditional mortgage and needed to finance the rest of what I owed for my house and land. However, this app only shows you what the payments will be and how much interest you will pay each month. It doesn’t allow me to make extra payments and watch what changes. I was very disappointed that I paid my hard earned money for this app.
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Response from developer
It does allow you to add extra payments under the “what if” options. Email us at support@dubit.net if you still have questions.
Great app
Simple, accurate and tells you what you need to know!
What if
This is an awesome tool. I use it quite often. I even recommended it to a loan person who hadn’t heard of it! Thank you for such a handy app. You’ve taken much of the mystery out of finance!
Perfect helper
It’s fast, easy, accurate. Used it when I was looking to buy. When I bought. When I refinanced. Be sure to add property taxes and insurance costs to “additional monthly” to get the accurate impound number.
It’s ok
But it doesn’t give any dates or specific years. A lot of other loan calculators will tell you your payoff date. This just gives you number of payments, which is frustrating.
I love this!
I use it constantly. Very easy to update and get new results. Thank you!
Simple & effective
As a lawyer who has to get quick estimates. This is a cheap and quick loan calculation. I have used it agains and again event bough I have six other more complicated financial calculators. Good job.
Disappointed
I've been using the free version for a few years--it's a great, handy app. I decided to purchase this one because I wanted to calculate how many months would be knocked off my loan if I apply my tax refund towards the principle. I'm very disappointed that the only two "what if" scenarios are adding a payment each month or adding an annual payment. I'll gladly change my review to 5 stars if the developers add a "one time payment" scenario.
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Does what I need.
This app is simple to use for what I need. It allows me to see exactly what a monthly payment will be given a set balance, interest rate and time.
