Essential CU

Essential CU

by Essential Credit Union

4.2K ratings
58 reviews
Free
With Ads

Details

  • Released
  • Updated
  • September 15, 2015
  • July 7, 2026
Essential CU screenshot #1 for iPhone
Essential CU screenshot #2 for iPhone
Essential CU screenshot #3 for iPhone
Essential CU screenshot #4 for iPhone
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About

Manage your credit union accounts conveniently from your mobile device. Access account information, transfer funds, pay bills, and deposit checks on the go. Easily locate ATMs and branches with this secure and user-friendly application.

Check account balances
View transaction history
Transfer funds
Pay bills
Send money to contacts
Deposit checks
Find ATMs and branches
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What users say

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What's New in Essential CU

2026.4.2.1

July 7, 2026

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

User reviews

New app

I do not like the layout of the new app… why change something when nothing was wrong with the way it was…

Ugh

This app is honestly one of the worst I’ve ever used. It constantly freezes, crashes in the middle of simple tasks, and takes forever to load basic account information. Half the time I can’t even log in because of “technical errors.” The interface feels outdated, and it’s nearly impossible to navigate without getting frustrated. Mobile check deposits don’t process correctly, and customer support is no help—they just tell you to “try again later.” A banking app should make managing money easier, but this one makes it stressful and unreliable. Definitely not worth the headache.
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Fraudulent Bank

Fraudulent Bank, refund my money, I applied for membership account but can’t use it, yet they took my money, I applied for a checking account and got declined, yet Essential took my money. Refund all my money cause I already requested to close my membership account, it was closed instantly, but they are yet to refund my money. Refund my money scammers
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Rate

This is one of the best banks ever

The Best Credit Union

Everyone there is so sweet.

User experience

🐞

Reported Bugs

4 issues

Login screen freezes

Bug

Account information not displaying correctly

Bug

Deposit issues and delays

Bug

Compatibility problems with newer devices

Bug

Requested Features

4 requests

Ability to lock debit card

Feature

Faster credit card payment updates

Feature

More account management features

Feature

Apple Pay integration

Feature

FAQ

What can I do with the Essential CU mobile app?

The app allows you to access your account information, check balances, view transaction history, transfer funds between accounts, pay bills, send money to friends and family, and deposit checks directly from your mobile device. You can also easily find nearby ATMs and branches.

How do I log in to the Essential CU mobile app?

You can log in to the Essential mobile app using the same credentials you use for your existing Online Banking. This ensures a secure and familiar login process for all your banking needs.

Is the Essential CU mobile app free to use?

The app itself is free to download and use. However, as indicated by the presence of ads, there may be associated costs or revenue generation models that support the app's availability.

What devices is the Essential CU mobile app compatible with?

The app is designed for mobile devices, allowing you to access your credit union accounts anytime and from anywhere. Specific compatibility details regarding operating systems (iOS/Android) are not provided in the description but it is implied to be available on common smartphone platforms.

Can I deposit checks using the Essential CU mobile app?

Yes, a key feature of the Essential CU mobile app is the ability to deposit checks directly through your mobile device. This eliminates the need to visit a branch or ATM for check deposits.