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EFCU Financial Mobile Banking

EFCU Financial Mobile Banking

by EFCU Financial Federal Credit Union

4.7K ratings
53 reviews
💰 Finance
Free

Details

Released
January 30, 2014
Updated
October 12, 2026

Features

Developer

EFCU Financial Federal Credit Union
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EFCU Financial Mobile Banking screenshot #1 for iPhone
EFCU Financial Mobile Banking screenshot #2 for iPhone
EFCU Financial Mobile Banking screenshot #3 for iPhone
EFCU Financial Mobile Banking screenshot #4 for iPhone
EFCU Financial Mobile Banking screenshot #5 for iPhone
EFCU Financial Mobile Banking screenshot #6 for iPhone
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Reviews summary↘︎
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❓4 answered
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About

Access and manage your EFCU Financial accounts securely from your mobile device. Perform transactions like transfers, loan payments, and bill payments on the go. This free service provides essential banking information whenever you need it.

✓Instant account access
✓Secure account management
✓Make transfers
✓Loan payments
✓Bill pay
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What users say about EFCU Financial Mobile Banking

Reviews of EFCU Financial Mobile Banking are mixed: the Finance app is rated 4.8/5 from 4.7K App Store ratings. What users like most: easy to use, simplifies banking experience. Top complaints: buggy and unreliable, frequent crashes and login issues. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Simplifies banking experience
  • 💡Great app and institution
  • 👍Helpful and professional staff
  • 👍Convenient to make deposits

Negative things

  • 🐛Buggy and unreliable
  • 🐛Frequent crashes and login issues
  • 🐛Outdated and glitchy app
  • 🐛Inconsistent performance
  • 🐛Verification issues
See all reviews

What's New in EFCU Financial Mobile Banking

27.0.1

October 12, 2026

We've reimagined what mobile banking can be. The new EFCU Financial Mobile Banking App — powered by Lumin Digital — brings a cleaner design, faster performance, and smarter features all built around the needs of our members. Tap update and experience the difference.

More

User reviews

Most RecentHighest RatedLowest Rated

No longer able to access written/cleared checks

Why can we no longer access cleared checks to double check. I have found a glaring discrepancy and cannot confirm it.
SSandyLayne

Slow

App has been moving slow! Especially when I click the cards icon it takes forever to load .. sometimes dont load at all
Bbadgalteedie

horrible app

The banking app ALWAYS has an error. It doesn’t load at the absolute worst times.
JJJael Jones

Needs work

This app glitches very often. It will force you to change your password too many times
SBsweet but bitter

A very tired customer

The app itself makes you not want to bank with EFCU. EVERY WEEK something is wrong with the app
LLe0499
See 48 more reviews

User experience

🐞

Reported Bugs

5 issues

Face ID/Touch ID issues

Bug

Frequent log-outs and password resets

Bug

Inability to transfer money between accounts

Bug

Deposit issues after app updates

Bug

Incompatibility with older devices

Bug
✨

Requested Features

3 requests

Instant Venmo transfers

Feature

Early deposit feature

Feature

Satellite or local branch

Feature

FAQ

What can I do with the EFCU Financial mobile app?

The app allows you to view and manage your EFCU Financial accounts securely. You can make transfers between accounts, process loan payments, and pay your bills directly through the app.

Is the EFCU Financial mobile app free to use?

Yes, the EFCU Financial Credit Union App is offered as a free service to its members. There are no charges for downloading or using the app to access your accounts and perform transactions.

How secure is the EFCU Financial mobile app?

The app provides a secure way to access and manage your financial information. It is designed to protect your account details and transaction data while you are using it.

Who is the EFCU Financial mobile app for?

This app is designed for members of EFCU Financial Credit Union. It's for individuals who need convenient and instant access to their banking information and the ability to perform essential transactions while on the move.