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EFCU Financial Mobile Banking

EFCU Financial Mobile Banking

by EFCU Financial Federal Credit Union

4.3K ratings
51 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • January 30, 2014
  • February 25, 2026

Features

Developer

EFCU Financial Federal Credit Union
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EFCU Financial Mobile Banking screenshot #1 for iPhone
EFCU Financial Mobile Banking screenshot #2 for iPhone
EFCU Financial Mobile Banking screenshot #3 for iPhone
EFCU Financial Mobile Banking screenshot #4 for iPhone
EFCU Financial Mobile Banking screenshot #5 for iPhone
EFCU Financial Mobile Banking screenshot #6 for iPhone
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❓4 answered
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About

Access and manage your EFCU Financial accounts securely from your mobile device. Perform transactions like transfers, loan payments, and bill payments on the go. This free service provides essential banking information whenever you need it.

✓Instant account access
✓Secure account management
✓Make transfers
✓Loan payments
✓Bill pay
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What users say

Summarized from real user reviews of EFCU Financial Mobile Banking. Based on 4.3K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Simplifies banking experience
  • 💡Great app and institution
  • 👍Helpful and professional staff
  • 👍Convenient to make deposits

Negative things

  • 🐛Buggy and unreliable
  • 🐛Frequent crashes and login issues
  • 🐛Outdated and glitchy app
  • 🐛Inconsistent performance
  • 🐛Verification issues
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What's New in EFCU Financial Mobile Banking

25.2.100

February 25, 2026

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

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User reviews

Most RecentHighest RatedLowest Rated

horrible app

The banking app ALWAYS has an error. It doesn’t load at the absolute worst times.
Jael JonesJael Jones

Needs work

This app glitches very often. It will force you to change your password too many times
sweet but bittersweet but bitter

A very tired customer

The app itself makes you not want to bank with EFCU. EVERY WEEK something is wrong with the app
Le0499Le0499

Usage

It’s super easy to use, I love the system and how much it simplifies my banking experience!
CheezeIT19CheezeIT19

Reason for two stars.

I have an account with them and I use this app, i recently just started working about 3-4 months ago so I’m always using the app. Though, on one occasion it disabled my Face ID, so I started using my password. Not even two days later it started saying that very same password was incorrect. And now, not even 10 minutes ago (10:15pm) it completely logged out, the username and password. It also never saves the information to my phone.
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IshondaIshonda
See 46 more reviews

User experience

🐞

Reported Bugs

5 issues

Face ID/Touch ID issues

Bug

Frequent log-outs and password resets

Bug

Inability to transfer money between accounts

Bug

Deposit issues after app updates

Bug

Incompatibility with older devices

Bug
✨

Requested Features

3 requests

Instant Venmo transfers

Feature

Early deposit feature

Feature

Satellite or local branch

Feature

FAQ

What can I do with the EFCU Financial mobile app?

The app allows you to view and manage your EFCU Financial accounts securely. You can make transfers between accounts, process loan payments, and pay your bills directly through the app.

Is the EFCU Financial mobile app free to use?

Yes, the EFCU Financial Credit Union App is offered as a free service to its members. There are no charges for downloading or using the app to access your accounts and perform transactions.

How secure is the EFCU Financial mobile app?

The app provides a secure way to access and manage your financial information. It is designed to protect your account details and transaction data while you are using it.

Who is the EFCU Financial mobile app for?

This app is designed for members of EFCU Financial Credit Union. It's for individuals who need convenient and instant access to their banking information and the ability to perform essential transactions while on the move.