Best Efcu Credit Apps

225+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Looking for free efcu credit apps? 20 of our 225+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Efcu Credit

4.8๐Ÿ˜(4.3K ratings)
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EFCU Financial Mobile Banking screenshot 1
EFCU Financial Mobile Banking screenshot 2
EFCU Financial Mobile Banking screenshot 3
EFCU Financial Mobile Banking screenshot 4
EFCU Financial Mobile Banking screenshot 5
EFCU Financial Mobile Banking screenshot 6

Access and manage your EFCU Financial accounts securely from your mobile device. Perform transactions like transfers, loan payments, and bill payments on the go. This free service provides essential banking information whenever you need it.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Simplifies banking experience
  • ๐Ÿ’ก Great app and institution
  • ๐Ÿ‘ Helpful and professional staff

Room to Improve

  • ๐Ÿ› Buggy and unreliable
  • ๐Ÿ› Frequent crashes and login issues
  • ๐Ÿ› Outdated and glitchy app

More Efcu Credit apps to explore

4
Atlantic City Electric Co EFCU
Atlantic City Electric Co EFCU
Atlantic City Electric Co EFCU
by Atlantic City Electric Company Employees Federal Credit Union Inc
Free

Manage your finances on the go with this mobile banking app. Easily check balances, transfer funds, pay bills, and deposit checks from your device.

Check account balancesTransfer fundsPay bills
๐Ÿ’ฐ Finance
(342)
ad-supported
5
Evansville FCU Mobile Banking
Evansville FCU Mobile Banking
Evansville FCU Mobile Banking
by Evansville Federal Credit Union
Free

Manage your finances conveniently from your Apple device. Perform transactions, check balances, transfer funds, pay bills, and locate branches or ATMs. Bank securely and efficiently anytime, anywhere.

Check balances and transaction historyTransfer money between accountsPay bills
๐Ÿ’ฐ Finance
(478)
free
6
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
๐Ÿ’ฐ Finance
(35K)
free with in-app purchases
7
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICOยฎ Score 8 accessTransUnionยฎ credit report accessDark web alerts for identity theft
๐Ÿ’ฐ Finance
(307K)
free
8
UPS EFCU
UPS EFCU
UPS EFCU
by UPS Employees FCU
Free

Manage your finances on the go with this secure mobile banking app. Check balances, review transactions, pay bills, and transfer funds instantly. Deposit checks directly from your device.

Check account balancesReview recent transactionsDeposit checks
๐Ÿ’ฐ Finance
(194)
free
9
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
10
Hawaiian Electric EFCU
Hawaiian Electric EFCU
Hawaiian Electric EFCU
by HAWAIIAN ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
Free

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds, and make deposits securely and quickly. Access is free, but data rates may apply.

Check account balancesReview recent transactionsTransfer funds between accounts
๐Ÿ’ฐ Finance
(42)
ad-supported
11
Town of Hempstead EFCU Mobile
Town of Hempstead EFCU Mobile
Town of Hempstead EFCU Mobile
by Town of Hempstead Employees Federal Credit Union
Free

Access your credit union accounts 24/7 with this free mobile banking app. Manage your finances conveniently from your iPhone or iPod Touch. Learn about privacy protections on the official website.

24/7 Account AccessMobile BankingiPhone and iPod Touch compatible
๐Ÿ’ฐ Finance
(574)
free
12
NCCo Delaware EFCU
NCCo Delaware EFCU
NCCo Delaware EFCU
by New Castle County Delaware Employees Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, review recent transactions, and transfer funds between accounts securely and quickly. Access your accounts anytime, anywhere with this free service.

Check account balancesReview recent transactionsTransfer funds between accounts
๐Ÿ’ฐ Finance
(34)
ad-supported
13
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
๐Ÿ’ฐ Finance
(316K)
free with in-app purchases
14
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
๐Ÿ’ฐ Finance
(48K)
free with in-app purchases
15
Baton Rouge City Parish EFCU
Baton Rouge City Parish EFCU
Baton Rouge City Parish EFCU
by Baton Rouge City Parish Employees Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely. Access is free, but data rates may apply.

Check account balancesReview recent transactionsTransfer funds between accounts
๐Ÿ’ฐ Finance
(238)
free with in-app purchases
16
Southern Energy Credit Union
Southern Energy Credit Union
Southern Energy Credit Union
Southern Energy Credit Union
Free

Manage your credit union accounts conveniently and securely on the go. This app allows you to check balances, make deposits, apply for loans, transfer funds, and locate branches or ATMs. It also offers a quick balance check feature without needing to log in.

Check balances and transaction historyMake mobile depositsApply for loans and credit cards
๐Ÿ’ฐ Finance
(4.3K)
free
17
Rapides General Hospital EFCU
Rapides General Hospital EFCU
Rapides General Hospital EFCU
by Rapides General Hospital Employees Federal Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, review transactions, transfer funds between accounts, and pay bills securely from your device. Enrollment in online banking is required.

Check account balancesReview recent transactionsTransfer funds
๐Ÿ’ฐ Finance
(28)
ad-supported
18
Caltech Employees FCU
Caltech Employees FCU
Caltech Employees FCU
by Caltech Employees Federal Credit Union
Free

Manage your finances on the go with secure access to your accounts. Check balances, view transactions, make transfers, and deposit checks. Locate nearby branches and ATMs easily.

Account balance checksTransaction history viewingFund transfers
๐Ÿ’ฐ Finance
(8)
free
19
America First Credit Union
America First Credit Union
America First Credit Union
Mobile Banking
Free

Manage your finances conveniently with a secure mobile banking app. Perform transactions, deposit checks, track spending, and apply for loans anytime, anywhere. Aggregate accounts from other institutions for a consolidated view of your financial health.

Customizable dashboardMobile check depositBudget and spending tracking
๐Ÿ’ฐ Finance
(64K)
free
20
ScoreSenseยฎ
ScoreSenseยฎ
ScoreSenseยฎ
Credit Scores & Reports
Free

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

Credit scores and reports from TransUnion, Equifax, ExperianDaily credit monitoring and alertsAccess to Credit Specialists
๐Ÿ’ฐ Finance
(9.8K)
free with in-app purchases