
Expense Tracker - Murmur
Speak your spending
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Free
In-App Purchases
Rating summary
About
Murmur is the fastest way to know where your money goes. Say it once and it's filed: "twelve fifty at Chipotle" becomes a categorized expense before your phone is back in your pocket.
No bank logins. No spreadsheets. No forms.
SPEAK, AND IT'S FILED
One tap, one sentence. Murmur hears the amount, the place and the category, in your language, and files it instantly. Income too: say what you earned and it lands on the right side of the ledger.
PAY, AND IT CAPTURES ITSELF
Set up one Shortcuts automation (Murmur walks you through it) and every purchase you make with your iPhone's wallet logs itself: amount, merchant, logo and category, with a quiet notification you can edit in one tap. Even pay-at-pump purchases that report no amount get parked and resolved, never lost.
SEE THE MONTH CLEARLY
Insights shows what you spent, how it compares to last month, where it went by category, and highlights that matter: an upcoming bill, a budget running hot, a purchase that is 8x your usual.
BUDGETS AND RECURRING
Set a budget and watch the daily pace. Recurring bills and income are first-class: Murmur knows what is coming and what is left after it.
14 DAYS OF PLUS, NO CARD
Every new account starts with 14 days of Murmur Plus, no card needed: Ask Murmur, the desktop app, automatic recurring detection and the reports. After that, logging stays free for as long as you want, and Plus is there when you want the whole picture.
ASK MURMUR (PLUS)
Ask anything about your own numbers: "how am I doing against my budget?", "what should I cancel?" Answers come from your data, instantly.
YOUR DATA IS YOURS
Murmur never connects to your bank. Your voice is turned into text on your phone whenever the device supports it, and audio is never stored. Export everything or erase everything, anytime.
EVERYWHERE YOU ARE
Murmur syncs across iPhone and the web dashboard at itsmurmur.com. Murmur Plus adds the Mac and Windows apps.
MURMUR PLUS
Logging stays free forever, with 3 Ask Murmur questions a month. Murmur Plus adds unlimited Ask Murmur, your full history and forecast, automatic recurring detection, formatted reports (CSV, PDF) and the Mac and Windows apps, and can be shared with your family through Family Sharing. Monthly or yearly, both with a 7-day free trial. Prices are shown in the app before you subscribe. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and are managed in your App Store account settings.
Terms of Service: https://itsmurmur.com/terms
Privacy Policy: https://itsmurmur.com/privacy
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What's New in Expense Tracker
1.0.1
October 5, 2026
Murmur now opens on iOS 27, and starts reliably every time. New accounts get 14 days of Murmur Plus, no card needed.
2
Subscriptions & In-App Purchases
Murmur Plus Monthly
Ask Murmur, recurring detection, export, desktop app.
$3.991 Month
7 Days trial







