Comparison

Ecobank Online vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ecobank Online

Manage your bank accounts, make transfers, pay bills, and track loans from your mobile device. This app offers 24/7 online banking features, including international money transfers and term deposit management.

Highlights
  • Account management
  • High-limit bank transfers
  • Bill payments
  • Loan tracking and repayment
  • Term deposit management
  • Money transfer across Africa
  • Personal data updates
Features
Read full description

Ecobank Online, now on mobile – Ecobank Online GO. Banking on the Go has become easier with our 24/7 online banking with the complementary mobile app for the Ecobank Online experience. You can now: Manage your account immediately Make higher-limit bank transfers (Ecobank-to-Ecobank, interbank, international and multiple) Bill payments Track and repay your loans more easily Buy, liquidate and manage your term deposits (fixed deposits) at attractive interest rates Send money quickly across Africa with Rapidtransfer Update your personal data (phone numbers, email/physical addresses, bank identifiers) Much more from the comfort of your home and everywhere else. Self-onboard today using your debit card or account number and enjoy banking on the GO.

About

Expense Tracker

Features
Read full description

Murmur is the fastest way to know where your money goes. Say it once and it's filed: "twelve fifty at Chipotle" becomes a categorized expense before your phone is back in your pocket. No bank logins. No spreadsheets. No forms. SPEAK, AND IT'S FILED One tap, one sentence. Murmur hears the amount, the place and the category, in your language, and files it instantly. Income too: say what you earned and it lands on the right side of the ledger. PAY, AND IT CAPTURES ITSELF Set up one Shortcuts automation (Murmur walks you through it) and every purchase you make with your iPhone's wallet logs itself: amount, merchant, logo and category, with a quiet notification you can edit in one tap. Even pay-at-pump purchases that report no amount get parked and resolved, never lost. SEE THE MONTH CLEARLY Insights shows what you spent, how it compares to last month, where it went by category, and highlights that matter: an upcoming bill, a budget running hot, a purchase that is 8x your usual. BUDGETS AND RECURRING Set a budget and watch the daily pace. Recurring bills and income are first-class: Murmur knows what is coming and what is left after it. 14 DAYS OF PLUS, NO CARD Every new account starts with 14 days of Murmur Plus, no card needed: Ask Murmur, the desktop app, automatic recurring detection and the reports. After that, logging stays free for as long as you want, and Plus is there when you want the whole picture. ASK MURMUR (PLUS) Ask anything about your own numbers: "how am I doing against my budget?", "what should I cancel?" Answers come from your data, instantly. YOUR DATA IS YOURS Murmur never connects to your bank. Your voice is turned into text on your phone whenever the device supports it, and audio is never stored. Export everything or erase everything, anytime. EVERYWHERE YOU ARE Murmur syncs across iPhone and the web dashboard at itsmurmur.com. Murmur Plus adds the Mac and Windows apps. MURMUR PLUS Logging stays free forever, with 3 Ask Murmur questions a month. Murmur Plus adds unlimited Ask Murmur, your full history and forecast, automatic recurring detection, formatted reports (CSV, PDF) and the Mac and Windows apps, and can be shared with your family through Family Sharing. Monthly or yearly, both with a 7-day free trial. Prices are shown in the app before you subscribe. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and are managed in your App Store account settings. Terms of Service: https://itsmurmur.com/terms Privacy Policy: https://itsmurmur.com/privacy

Screenshots

Ecobank Online4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Ecobank Online at none against Expense Tracker's 2. Expense Tracker's advantage is update cadence (every 4 weeks vs every 24 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month. Ecobank Online asks for nothing beyond the download.

UpkeepUpdate frequency

Ecobank Online ships an update every 24 months, Expense Tracker every 4 weeks. Both last shipped on October 16, 2026.

Scorecard2 real differences · 8 level
Ecobank Online versus Expense Tracker: the parameters behind the verdict, then further details
ParameterEcobank OnlineExpense Tracker
PriceFreeFree
Rating2.4 (14 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings14 — better—
Update frequencyEvery 24 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size8 MB43 MB
Age rating4+4+
DeveloperECOBANKRoch Apetoh

In-app purchases

None

Ecobank Online

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Murmur Plus Monthly7 Days trial$3.991 Month
  • Murmur Plus Yearly7 Days trial$29.991 Year

Questions

Is Ecobank Online free?
Ecobank Online is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Ecobank Online or Expense Tracker have ads?
Neither Ecobank Online nor Expense Tracker shows ads.
Which is updated more often, Ecobank Online or Expense Tracker?
Ecobank Online ships an update every 24 months, and Expense Tracker every 4 weeks. Most recently, Ecobank Online was updated on October 16, 2026 and Expense Tracker on October 16, 2026.

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