ShinePay vs Expense Tracker

ShinePay allows you to pay for laundry, EV Charger, and other appliances with an app.

Murmur is the fastest way to know where your money goes. Say it once and it's filed: "twelve fifty at Chipotle" becomes a categorized expense before your phone is back in your pocket. No bank logins. No spreadsheet. No forms. SPEAK, AND IT'S FILED One tap, one sentence. Murmur hears the amount, the place and the category, in your language, and files it instantly. Income too: say what you earned and it lands on the right side of the ledger. PAY, AND IT CAPTURES ITSELF Pay with Apple Pay and Murmur logs the purchase on its own: amount, merchant, logo and category, with a quiet notification you can edit in one tap. Even pay-at-pump purchases that report no amount get parked and resolved, never lost. SEE THE MONTH CLEARLY Insights shows what you spent, how it compares to last month, where it went by category, and highlights that matter: an upcoming bill, a budget running hot, a purchase that is 8x your usual. BUDGETS AND RECURRING Set a budget and watch the daily pace. Recurring bills and income are first-class: Murmur knows what is coming and what is left after it. ASK MURMUR (PLUS) Ask anything about your own numbers: "how am I doing against my budget?", "what should I cancel?" Answers come from your data, instantly. YOUR DATA IS YOURS Murmur never connects to your bank. Your voice is turned into text on your phone whenever the device supports it, and audio is never stored. Export everything or erase everything, anytime. EVERYWHERE YOU ARE Murmur syncs across iPhone, the web dashboard, and the Mac and Windows apps at itsmurmur.com. MURMUR PLUS Unlimited voice entries, Apple Pay capture, Ask Murmur, receipt scanning and exports (CSV, JSON, PDF). Monthly or yearly, both with a 7-day free trial. Prices are shown in the app before you subscribe. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and are managed in your App Store account settings. Terms of Service: https://itsmurmur.com/terms Privacy Policy: https://itsmurmur.com/privacy