FFCalc - Retirement Calculator

FFCalc - Retirement Calculator

FIRE & Freedom Planner

396 ratings
23 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • July 24, 2019
  • May 5, 2026

Features

FFCalc - Retirement Calculator video #1 for iPhone
FFCalc - Retirement Calculator screenshot #2 for iPhone
FFCalc - Retirement Calculator screenshot #3 for iPhone
FFCalc - Retirement Calculator screenshot #4 for iPhone
FFCalc - Retirement Calculator screenshot #5 for iPhone
FFCalc - Retirement Calculator screenshot #6 for iPhone
FFCalc - Retirement Calculator screenshot #7 for iPhone
FFCalc - Retirement Calculator screenshot #8 for iPhone
iphone
ipad
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About

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

โœ“Financial freedom timeline calculation
โœ“Income and spending input
โœ“Current savings tracking
โœ“Projected savings charts
โœ“Yearly savings tables
โœ“Interest, tax, and inflation considerations
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What users say

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What's New in FFCalc

3.0.4

May 5, 2026

- Share summary as image - Bugfixes

Subscription plans

Yearly

Yearly pro subscription

$8.991 Year
How to cancel FFCalc subscription โ‰๏ธ
1

In-App Purchases

$29.99

Lifetime

Access to all features for ever

User reviews

FI CALCULATOR

*

Easy to use

This app is awesome!!

Inaccurate calculations

There is a flaw in this app in that it is using my salary to calculate my monthly savings, which when annualized equals my salary. This is not an accurate or dependable application and needs to be fixed.

Make FFCalc Great

About 2 years ago when I first downloaded FFCalc it had a lot more features such as monthly income support, interest rate inputs, etc. Today when I wanted to create a new plan all this has disappeared and it is now asking for $2.99 fee per month. Iโ€™ll just put together my own spreadsheet and delete this app.
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Great app

It's a great tool, love the ability to add multiple periods. However the numbers don't match my calculations, so it needs more clarity around how the compounding is figured:

- compound interest seems to be off by about -1.14% for a simple $0 expenses no inflation 2yr plan. It varies with years.
- unclear how often inflation is figured (monthly?)
- unclear if contributions are calculated at the start of the month or the end
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Developer apps

User experience

๐Ÿž

Reported Bugs

7 issues

Inaccurate monthly savings calculation

Bug

Compound interest seems off

Bug

Unclear inflation calculation frequency

Bug

Unclear contribution timing

Bug

Retirement expense calculation incorrect

Bug

App crashes

Bug

Incorrect results with large numbers/long periods

Bug
โœจ

Requested Features

9 requests

Add monthly income support

Feature

Add interest rate inputs

Feature

More clarity on compounding

Feature

Option to add income during retirement

Feature

Add tax cost calculation

Feature

Add dark mode support

Feature

Option to input monthly savings directly

Feature

Ability to change earn rate during retirement

Feature

Ability to change earn rate before retirement

Feature

FAQ

What does FFCalc - Retirement Calculator do?

This application helps users calculate the time required to achieve financial freedom. By inputting details about income, expenses, and current savings, users can determine how long they need to save to reach their retirement or other financial goals.

What are the key features of FFCalc?

Key features include calculating your financial freedom timeline, inputting income and spending data, tracking current savings, and visualizing projected savings growth through charts and tables. It also considers factors like interest, taxes, and inflation.

Is FFCalc - Retirement Calculator free to use?

The application is free to download and use, but it offers in-app purchases. This means some features or advanced functionalities might require an additional purchase.

Who is the target audience for this app?

This app is designed for individuals who are planning for retirement or are interested in understanding when they can achieve financial independence. It's useful for anyone looking to project their savings and financial future.

How does the app account for inflation and taxes?

The app incorporates interest, taxes, and inflation into its calculations to provide a more realistic projection of your savings growth and the time needed to reach financial freedom. This helps in understanding the real value of your savings over time.