Best Financial Independence Apps

193+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated June 2026

Every iPhone needs a few good financial independence apps. We benchmark 193+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Financial Independence Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FIRE: Financial IndependenceFIRE: Financial IndependenceFreeNoYesJul 2026
2FIRE Financial IndependenceFIRE Financial IndependenceFreeNoYesMay 2026
3FFCalc - Retirement CalculatorFFCalc - Retirement CalculatorFree4.5★ (365)NoYesJul 2026
4Fi - Financial independenceFi - Financial independenceFreeNoNoMay 2026
5FIRE Financial CalculatorsFIRE Financial CalculatorsFreeNoJul 2026
6Amplifi: Financial FreedomAmplifi: Financial FreedomFree was $2.994.7★ (14)YesYesMay 2026
7Principal®Principal®Free4.8★ (230K)YesNoJul 2026
8Brightside FinancialBrightside FinancialFree4.6★ (1.4K)YesNoJul 2026

Top Picks for Financial Independence

FFCalc - Retirement Calculator#3

FFCalc - Retirement Calculator by Roman Voglhuber

Interest | Taxes | Inflation
Worth Considering
💰 Finance
4.5(365 ratings)
FreeIn-App Purchases
FFCalc - Retirement Calculator screenshot 1
FFCalc - Retirement Calculator screenshot 2
FFCalc - Retirement Calculator screenshot 3
FFCalc - Retirement Calculator screenshot 4
FFCalc - Retirement Calculator screenshot 5
FFCalc - Retirement Calculator screenshot 6

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

More Financial Independence apps to explore

4
Fi - Financial independence
Fi - Financial independence
Fi - Financial independence
Financial freedom starts here.
Free
💰 Finance
(0)
5
FIRE Financial Calculators
FIRE Financial Calculators
FIRE Financial Calculators
by Jake Lavelle
Free
💰 Finance
(0)
6
Amplifi: Financial Freedom
Amplifi: Financial Freedom
Amplifi: Financial Freedom
Forecast Your Financial Future
Free
$2.99 | 100% OFF

Define your financial freedom goals, track your net worth and cash flow, and forecast your future with powerful AI-driven insights. Uncover opportunities to accelerate your journey towards financial independence.

Define Financial Freedom goalsCalculate Financial Freedom Number with AIBuild a Roadmap with Milestones
💰 Finance
(14)
free with in-app purchases
7
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
8
Brightside Financial
Brightside Financial
Brightside Financial
Financial Care starts here
Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

On-demand financial assistantsTailored financial solutionsDebt management tools
💰 Finance
(1.4K)
free
9
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
10
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
11
Nifty Financial Independence.
Nifty Financial Independence.
Nifty Financial Independence.
Plan Your Financial Freedom
$2.99

Visualize your journey to financial independence by adjusting savings, withdrawal rates, and other variables. See how changes impact your timeline and projected annual income. The app offers clear results and interactive adjustments for easy planning.

Calculate savings needed for Financial IndependenceAdjust savings rate, age, inflation, and withdrawal amountInteractive UI with instant result updates
💰 Finance
(1)
paid
12
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Get Paid Early. Build Credit.
Free

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking
💰 Finance
(195K)
free
13
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
14
Level Coaching
Level Coaching
Level Coaching
Achieve Financial Independence
Free

Master your finances with expert guidance and practical strategies. This app helps you build financial literacy, manage money effectively, and plan for a secure future. Achieve financial independence and make confident decisions.

Expert financial coachingTailored financial strategiesReal-world financial insights
📚 Education
(1)
free with in-app purchases
15
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
16
Five Lakes
Five Lakes
Five Lakes
by Sergio Rabiela
Free

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

Program progress reviewEnrolled account managementClient Success Team connection
💰 Finance
(4.4K)
free
17
Fincend: Money Manager
Fincend: Money Manager
Fincend: Money Manager
Your Path to Financial Freedom
Free

Track your net worth, manage debt, and build wealth to achieve financial independence. This app offers smart analytics and insights to help you make informed money decisions and stay motivated on your path to financial freedom.

Net worth trackingDebt payoff plannerWealth building tools
💰 Finance
(3)
free with in-app purchases
18
Financial Finesse
Financial Finesse
Financial Finesse
Your Financial Wellness Hub
Free

This app acts as a personal financial coach, offering a wellness score, personalized action plans, and access to virtual and human coaches. It provides step-by-step guides for major life events and helps users reduce financial stress.

Financial Wellness Score™Personalized action plansVirtual financial coach (Aimee™)
💰 Finance
(9)
free
19
OneEleven Financial Wellness
OneEleven Financial Wellness
OneEleven Financial Wellness
Your Dedicated Financial Coach
Free

This app offers personalized financial coaching and smart tools to help you transform your relationship with money. Get paired with a dedicated coach for weekly check-ins, personalized plans, and access to budgeting tools and educational content.

Dedicated financial coachWeekly check-insText & video access to coach
💰 Finance
(324)
free with in-app purchases
20
Domain Money
Domain Money
Domain Money
Your finances, handled for you
Free

Receive personalized financial plans and expert guidance from certified professionals. This app offers custom strategies for every life stage, with clear, actionable steps and bank-level security.

Expert financial guidanceCustom financial plansActionable steps
💰 Finance
(294)
free with in-app purchases

FAQ about Financial Independence

Are there free financial independence apps for iPhone?
Yes — 19 of the top financial independence apps we rank are free to download, including FIRE: Financial Independence and FIRE Financial Independence.
FIRE: Financial Independence has no ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 193+ financial independence apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.

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