Best Free Retirement Calculator Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.7★, the free retirement calculator category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Free Retirement Calculator Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Best Retirement CalculatorBest Retirement CalculatorFree4.3★ (3)NoNoMay 2026
2FFCalc - Retirement CalculatorFFCalc - Retirement CalculatorFree4.5★ (406)NoYesOct 2026
3Retirement Countdown ·Retirement Countdown ·Free4.8★ (12K)YesYesOct 2026
4Retirement Income CalcRetirement Income CalcFree—YesYesOct 2026
5Empower ®Empower ®Free4.8★ (412K)NoNoOct 2026
6Retirement Countdown AppRetirement Countdown AppFree4.8★ (6.3K)YesYesOct 2026
7Compound Interest SimulatorCompound Interest SimulatorFree4.9★ (415)YesYesOct 2026
8Retirement Cashflow CalculatorRetirement Cashflow CalculatorFree—NoNoMay 2026

Top Picks for Free Retirement Calculator

FFCalc - Retirement Calculator#2

FFCalc - Retirement Calculator by Voglhuber

FIRE & Freedom Planner
Strong Contender
💰 Finance
4.5😐(406 ratings)
FreeIn-App Purchases
FFCalc - Retirement Calculator screenshot 1
FFCalc - Retirement Calculator screenshot 2
FFCalc - Retirement Calculator screenshot 3
FFCalc - Retirement Calculator screenshot 4
FFCalc - Retirement Calculator screenshot 5
FFCalc - Retirement Calculator screenshot 6

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

What We Love

  • 👍 Easy to use
  • 👍 Great tool
  • 👍 Awesome app
  • 👍 Superb app
  • 👍 Simple to understand
  • 👍 Nice straightforward app
  • 👍 Fab App
  • 👍 Best FIRE App
  • 👍 Allows multiple scenarios
  • 👍 Real-time graphs
  • 👍 Helpful support
  • 👍 Free to use (mostly)
  • 👍 No annoying ads

Room to Improve

  • 💸 Ridiculous pricing
  • 💸 Expensive subscription
  • 📉 Inaccurate calculations
  • 📉 Missing features
  • 📉 Unclear calculations
  • 📉 Lacks inputs
  • 📉 Basic with few options
  • 📉 No dark mode
  • 🐛 Crashes
  • 🐛 Flawed calculations
  • 🐛 Incorrect results
  • 🐛 Misleading app
Retirement Countdown ·#3

Retirement Countdown · by Zaffles

Retirement-Countdown App
Worth Considering
🎬 Entertainment
4.8😊(12K ratings)
FreeAdsIn-App Purchases
Retirement Countdown · screenshot 1
Retirement Countdown · screenshot 2
Retirement Countdown · screenshot 3
Retirement Countdown · screenshot 4
Retirement Countdown · screenshot 5
Retirement Countdown · screenshot 6

Track your retirement date with a visually appealing countdown. Features include daily reminders, home screen widgets, and the ability to share your progress with loved ones. Enjoy beautiful background images and offline functionality.

What We Love

  • 👍 Useful widget
  • 💎 Beautiful backgrounds
  • 🎉 Exciting countdown
  • 🙋‍♀️ Helpful daily updates

Room to Improve

  • 🔍 Collects too much personal data
  • 🛑 Intrusive ads
  • 🐛 Snapola error message

More Free Retirement Calculator apps to explore

FAQ about Free Retirement Calculator

What are the best free retirement calculator apps for iPhone?
Best Retirement Calculator tops our free retirement calculator apps ranking as of October 2026, with a 4.3-star average from 3 App Store ratings, and it's free to download.
Best Retirement Calculator has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free retirement calculator apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.