Best Free Retirement Calculator Apps

227+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.7★, the free retirement calculator category is one of the App Store's strongest. Browse all 227+ apps we track, sorted so the most loved ones surface first.

Compare top Free Retirement Calculator Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Retirement Countdown ·Retirement Countdown ·Free4.8★ (11K)YesYesAug 2026
2FFCalc - Retirement CalculatorFFCalc - Retirement CalculatorFree4.5★ (390)NoYesAug 2026
3Retirement Countdown AppRetirement Countdown AppFree4.8★ (6.3K)YesYesAug 2026
4Best Retirement CalculatorBest Retirement CalculatorFree4.3★ (3)NoNoMay 2026
5Retirement Income CalcRetirement Income CalcFreeYesYesJul 2026
6Retirement Outlook CalculatorRetirement Outlook CalculatorFreeNoNoMay 2026
7Compound Interest SimulatorCompound Interest SimulatorFree4.9★ (407)YesYesAug 2026
8Compound Interest CalcCompound Interest CalcFree4.8★ (6.4K)YesYesAug 2026

Top Picks for Free Retirement Calculator

Retirement Countdown ·#1

Retirement Countdown · by Zaffles

Retirement-Countdown App
Editor's Choice
🎬 Entertainment
4.8😊(11K ratings)
FreeAdsIn-App Purchases
Retirement Countdown · screenshot 1
Retirement Countdown · screenshot 2
Retirement Countdown · screenshot 3
Retirement Countdown · screenshot 4
Retirement Countdown · screenshot 5
Retirement Countdown · screenshot 6

Track your retirement date with a visually appealing countdown. Features include daily reminders, home screen widgets, and the ability to share your progress with loved ones. Enjoy beautiful background images and offline functionality.

What We Love

  • 👍 Useful widget
  • 💎 Beautiful backgrounds
  • 🎉 Exciting countdown
  • 🙋‍♀️ Helpful daily updates

Room to Improve

  • 🔍 Collects too much personal data
  • 🛑 Intrusive ads
  • 🐛 Snapola error message
FFCalc - Retirement Calculator#2

FFCalc - Retirement Calculator by Voglhuber

FIRE & Freedom Planner
Strong Contender
💰 Finance
4.5(390 ratings)
FreeIn-App Purchases
FFCalc - Retirement Calculator screenshot 1
FFCalc - Retirement Calculator screenshot 2
FFCalc - Retirement Calculator screenshot 3
FFCalc - Retirement Calculator screenshot 4
FFCalc - Retirement Calculator screenshot 5
FFCalc - Retirement Calculator screenshot 6

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

Retirement Countdown App#3

Retirement Countdown App by Green Gecko LLC

Countdown, Tools & more!
Worth Considering
🔧 Utilities
4.8😊(6.3K ratings)
FreeAdsIn-App Purchases
Retirement Countdown App screenshot 1
Retirement Countdown App screenshot 2
Retirement Countdown App screenshot 3
Retirement Countdown App screenshot 4
Retirement Countdown App screenshot 5

Track your time until retirement with a customizable countdown. Explore bucket list ideas, get daily inspiration, and discover travel news and deals. Offers free and premium subscription options.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate countdown
  • 💡 Inspiring quotes and anticipation features
  • 😊 Motivating and fun

Room to Improve

  • 🔒 Collects too much personal data
  • 🔕 Intrusive notifications
  • 💤 Repetitive reminders

More Free Retirement Calculator apps to explore

4
Best Retirement Calculator
Best Retirement Calculator
Best Retirement Calculator
5 simple questions.
Free

Estimate how long your retirement savings will last with this free finance tool. Quickly adjust variables like withdrawal amounts, investment returns, and inflation to explore different retirement scenarios and determine your financial needs.

Retirement savings duration estimationRetirement financial needs calculationAdjustable withdrawal amounts
💰 Finance
(3)
free
5
Retirement Income Calc
Retirement Income Calc
Retirement Income Calc
Retire: Savings & Income Plan
Free
💰 Finance
(0)
6
Retirement Outlook Calculator
Retirement Outlook Calculator
Retirement Outlook Calculator
by Compass Investors LLC
Free
🔧 Utilities
(0)
7
Compound Interest Simulator
Compound Interest Simulator
Compound Interest Simulator
Savings calculator and planner
Free

Visualize the growth of your savings and investments using compound interest. Plan for major purchases, retirement, or financial independence with detailed simulations and customizable options.

Compound interest simulationSavings growth visualizationBasic and Advanced modes
💰 Finance
(407)
free with in-app purchases
8
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

Calculate investment growth with contributionsPlan retirement withdrawals with inflationInteractive growth and depletion charts
💰 Finance
(6.4K)
free with in-app purchases
9
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(400K)
free with in-app purchases
10
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(51)
ad-supported
11
Simfolio - Financial Planner
Simfolio - Financial Planner
Simfolio - Financial Planner
Retirement calculator, planner
Free

Plan your financial future and retirement with this app. Track your net worth, forecast wealth growth, and set financial goals. Easily visualize your investment portfolio's future performance without complex spreadsheets.

Net worth tracking and forecastingRetirement planningFinancial goal setting
💰 Finance
(2)
free with in-app purchases
12
Retirement Calculator.
Retirement Calculator.
Retirement Calculator.
Easy Retirement Calculator
Free

Visualize your financial future with detailed projections and interactive charts. This tool makes retirement planning clear and accessible with precise calculations and an intuitive dark-themed interface.

Customizable input fieldsDual nominal and inflation-adjusted projectionsInteractive growth charts
💰 Finance
(1)
free
13
Retirement Cashflow Calculator
Retirement Cashflow Calculator
Retirement Cashflow Calculator
Glide into Golden Years
Free
💰 Finance
(0)
14
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(36K)
free
15
RetireWhen
RetireWhen
RetireWhen
Complete Retirement Calc
Free

This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.

Dynamic real-time chartsSupport for 3 user profilesAdjust income, savings, and spending
💰 Finance
(8)
free
16
Retirement Calculator, Planner
Retirement Calculator, Planner
Retirement Calculator, Planner
Preparing finances for old age
Free

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Accurate retirement savings calculationsPersonalized saving strategy adviceDetailed annual contribution and distribution schedule
💰 Finance
(307)
subscription
17
READYSAVE™
READYSAVE™
READYSAVE™
by Ascensus
Free

Manage your retirement savings with secure login, account balance checks, and investment tracking. Get personalized guidance to adjust your savings rate and build confidence for your future.

Secure login (Face ID, Touch ID, passcode)View account balances and transaction historyTrack investments and rate of return
💰 Finance
(6.7K)
free
18
Retirement Countdown: WorkEnd
Retirement Countdown: WorkEnd
Retirement Countdown: WorkEnd
Retirement Calculator & Clock
Free

Plan your retirement with this app that calculates your financial readiness and identifies potential shortfalls. It helps you visualize your progress and explore options for early retirement, offering insights into your assets and risk.

Financial retirement preparedness calculationRetirement shortfall analysisEarly retirement affordability assessment
🔧 Utilities
(153)
freemium
19
Retirement Saving Calculator
Retirement Saving Calculator
Retirement Saving Calculator
Retirement Planning
Free
💰 Finance
(0)
20
RMD Calculator
RMD Calculator
RMD Calculator
What's your RMD?
Free

Calculate your Required Minimum Distribution (RMD) from tax-deferred retirement accounts. This tool helps users determine their annual RMD based on account balance and age, as mandated by US government regulations for individuals 73 and older.

RMD calculationAge-based distributionAccount balance input
💰 Finance
(114)
free

FAQ about Free Retirement Calculator

What are the best free retirement calculator apps for iPhone?
Retirement Countdown · tops our free retirement calculator apps ranking as of July 2026, with a 4.8-star average from 11K App Store ratings, and it's free to download.
Retirement Countdown · shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 227+ free retirement calculator apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you track the time remaining until your retirement date. It provides a clear visual countdown, daily reminders, and customizable background images to make the waiting period more engaging.
Key features include a simple countdown timer, a home screen widget for easy access, daily notifications, the ability to share your countdown with others, and offline functionality. It also offers a variety of beautiful background images.