Best Free Retirement Calculator Apps

249+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated August 2026

With an average user rating of 4.6★, the free retirement calculator category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Free Retirement Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Retirement Countdown ·Retirement Countdown ·Free4.8★ (12K)YesYesAug 2026
2Retirement Income CalcRetirement Income CalcFreeYesYesAug 2026
3FFCalc - Retirement CalculatorFFCalc - Retirement CalculatorFree4.5★ (396)NoYesAug 2026
4Retirement Countdown AppRetirement Countdown AppFree4.8★ (6.3K)YesYesAug 2026
5Best Retirement CalculatorBest Retirement CalculatorFree4.3★ (3)NoNoMay 2026
6Retirement Cashflow CalculatorRetirement Cashflow CalculatorFreeNoNoMay 2026
7Compound Interest SimulatorCompound Interest SimulatorFree4.9★ (415)YesYesAug 2026
8Empower ®Empower ®Free4.8★ (404K)NoNoAug 2026

Top Picks for Free Retirement Calculator

Retirement Countdown ·#1

Retirement Countdown · by Zaffles

Retirement-Countdown App
Editor's Choice
🎬 Entertainment
4.8😊(12K ratings)
FreeAdsIn-App Purchases
Retirement Countdown · screenshot 1
Retirement Countdown · screenshot 2
Retirement Countdown · screenshot 3
Retirement Countdown · screenshot 4
Retirement Countdown · screenshot 5
Retirement Countdown · screenshot 6

Track your retirement date with a visually appealing countdown. Features include daily reminders, home screen widgets, and the ability to share your progress with loved ones. Enjoy beautiful background images and offline functionality.

What We Love

  • 👍 Useful widget
  • 💎 Beautiful backgrounds
  • 🎉 Exciting countdown
  • 🙋‍♀️ Helpful daily updates

Room to Improve

  • 🔍 Collects too much personal data
  • 🛑 Intrusive ads
  • 🐛 Snapola error message
FFCalc - Retirement Calculator#3

FFCalc - Retirement Calculator by Voglhuber

FIRE & Freedom Planner
Worth Considering
💰 Finance
4.5(396 ratings)
FreeIn-App Purchases
FFCalc - Retirement Calculator screenshot 1
FFCalc - Retirement Calculator screenshot 2
FFCalc - Retirement Calculator screenshot 3
FFCalc - Retirement Calculator screenshot 4
FFCalc - Retirement Calculator screenshot 5
FFCalc - Retirement Calculator screenshot 6

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

More Free Retirement Calculator apps to explore

4
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Track your time until retirement with a customizable countdown. Explore bucket list ideas, get daily inspiration, and discover travel news and deals. Offers free and premium subscription options.

Retirement countdownBucket list plannerRetirement ideas
🔧 Utilities
(6.3K)
free with in-app purchases
5
Best Retirement Calculator
Best Retirement Calculator
Best Retirement Calculator
5 simple questions.
Free

Estimate how long your retirement savings will last with this free finance tool. Quickly adjust variables like withdrawal amounts, investment returns, and inflation to explore different retirement scenarios and determine your financial needs.

Retirement savings duration estimationRetirement financial needs calculationAdjustable withdrawal amounts
💰 Finance
(3)
free
6
Retirement Cashflow Calculator
Retirement Cashflow Calculator
Retirement Cashflow Calculator
Glide into Golden Years
Free
💰 Finance
(0)
7
Compound Interest Simulator
Compound Interest Simulator
Compound Interest Simulator
Savings calculator and planner
Free

Visualize the growth of your savings and investments using compound interest. Plan for major purchases, retirement, or financial independence with detailed simulations and customizable options.

Compound interest simulationSavings growth visualizationBasic and Advanced modes
💰 Finance
(415)
free with in-app purchases
8
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(404K)
free with in-app purchases
9
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(51)
ad-supported
10
Retirement Calculator.
Retirement Calculator.
Retirement Calculator.
Easy Retirement Calculator
Free

Visualize your financial future with detailed projections and interactive charts. This tool makes retirement planning clear and accessible with precise calculations and an intuitive dark-themed interface.

Customizable input fieldsDual nominal and inflation-adjusted projectionsInteractive growth charts
💰 Finance
(1)
free
11
Simfolio - Financial Planner
Simfolio - Financial Planner
Simfolio - Financial Planner
Retirement calculator, planner
Free

Plan your financial future and retirement with this app. Track your net worth, forecast wealth growth, and set financial goals. Easily visualize your investment portfolio's future performance without complex spreadsheets.

Net worth tracking and forecastingRetirement planningFinancial goal setting
💰 Finance
(2)
free with in-app purchases
12
Retirement Outlook Calculator
Retirement Outlook Calculator
Retirement Outlook Calculator
by Compass Investors LLC
Free
🔧 Utilities
(0)
13
CompoundIQ: Retirement Savings
CompoundIQ: Retirement Savings
CompoundIQ: Retirement Savings
by Nicholas Costa
Free
💰 Finance
(0)
14
Retirement Saving Calculator
Retirement Saving Calculator
Retirement Saving Calculator
Retirement Planning
Free
💰 Finance
(0)
15
RetireCal
RetireCal
RetireCal
Make a retirement plan
Free
🔧 Utilities
(0)
16
FERS Calc
FERS Calc
FERS Calc
by Stelmaszek Company Ltd
Free
💰 Finance
(0)
17
Etiqa Retirement Tool
Etiqa Retirement Tool
Etiqa Retirement Tool
by Scream Interactive Sdn Bhd
Free
💰 Finance
(0)
18
Finny - Retirement Calculator
Finny - Retirement Calculator
Finny - Retirement Calculator
Save with purpose. FIRE.
Free
💰 Finance
(0)
19
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

Calculate investment growth with contributionsPlan retirement withdrawals with inflationInteractive growth and depletion charts
💰 Finance
(6.5K)
free with in-app purchases
20
Teacher Retirement Calculator
Teacher Retirement Calculator
Teacher Retirement Calculator
Calc Pension & Benefit 2026
$4.99
💰 Finance
(0)

FAQ about Free Retirement Calculator

What are the best free retirement calculator apps for iPhone?
Retirement Countdown · tops our free retirement calculator apps ranking as of August 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Retirement Countdown · shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ free retirement calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you track the time remaining until your retirement date. It provides a clear visual countdown, daily reminders, and customizable background images to make the waiting period more engaging.
Key features include a simple countdown timer, a home screen widget for easy access, daily notifications, the ability to share your countdown with others, and offline functionality. It also offers a variety of beautiful background images.