Best Free Retirement Calculator Apps

221+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.6★, the free retirement calculator category is one of the App Store's strongest. Browse all 221+ apps we track, sorted so the most loved ones surface first.

Top Picks for Free Retirement Calculator

Empower ®#2

Empower ® by Empower Annuity Insurance Company of America

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(393K ratings)
FreeAds
#62in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
Retirement Countdown ·#3

Retirement Countdown · by Zaffles LLC

Retirement-Countdown App
Worth Considering
🎬 Entertainment
4.8😊(11K ratings)
FreeAdsIn-App Purchases
Retirement Countdown · screenshot 1
Retirement Countdown · screenshot 2
Retirement Countdown · screenshot 3
Retirement Countdown · screenshot 4
Retirement Countdown · screenshot 5
Retirement Countdown · screenshot 6

Track your retirement date with a visually appealing countdown. Features include daily reminders, home screen widgets, and the ability to share your progress with loved ones. Enjoy beautiful background images and offline functionality.

What We Love

  • 👍 Useful widget
  • 💎 Beautiful backgrounds
  • 🎉 Exciting countdown
  • 🙋‍♀️ Helpful daily updates

Room to Improve

  • 🔍 Collects too much personal data
  • 🛑 Intrusive ads
  • 🐛 Snapola error message

More Free Retirement Calculator apps to explore

4
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Track your time until retirement with a customizable countdown. Explore bucket list ideas, get daily inspiration, and discover travel news and deals. Offers free and premium subscription options.

Retirement countdownBucket list plannerRetirement ideas
🔧 Utilities
(6.3K)
free with in-app purchases
5
Best Retirement Calculator
Best Retirement Calculator
Best Retirement Calculator
5 simple questions.
Free

Estimate how long your retirement savings will last with this free finance tool. Quickly adjust variables like withdrawal amounts, investment returns, and inflation to explore different retirement scenarios and determine your financial needs.

Retirement savings duration estimationRetirement financial needs calculationAdjustable withdrawal amounts
💰 Finance
(3)
free
6
FFCalc - Retirement Calculator
FFCalc - Retirement Calculator
FFCalc - Retirement Calculator
Interest | Taxes | Inflation
Free

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

Financial freedom timeline calculationIncome and spending inputCurrent savings tracking
💰 Finance
(365)
free with in-app purchases
7
Compound Interest Simulator
Compound Interest Simulator
Compound Interest Simulator
Savings calculator and planner
Free

Visualize the growth of your savings and investments using compound interest. Plan for major purchases, retirement, or financial independence with detailed simulations and customizable options.

Compound interest simulationSavings growth visualizationBasic and Advanced modes
💰 Finance
(1.3K)
free with in-app purchases
8
Retirement Cashflow Calculator
Retirement Cashflow Calculator
Retirement Cashflow Calculator
Glide into Golden Years
Free
💰 Finance
(0)
9
Retire 35 - FIRE Calculator
Retire 35 - FIRE Calculator
Retire 35 - FIRE Calculator
Early retirement planner
Free
💰 Finance
(0)
10
Retirement Calculator.
Retirement Calculator.
Retirement Calculator.
Easy Retirement Calculator
Free

Visualize your financial future with detailed projections and interactive charts. This tool makes retirement planning clear and accessible with precise calculations and an intuitive dark-themed interface.

Customizable input fieldsDual nominal and inflation-adjusted projectionsInteractive growth charts
💰 Finance
(1)
free
11
Simfolio - Financial Planner
Simfolio - Financial Planner
Simfolio - Financial Planner
Retirement calculator, planner
Free

Plan your financial future and retirement with this app. Track your net worth, forecast wealth growth, and set financial goals. Easily visualize your investment portfolio's future performance without complex spreadsheets.

Net worth tracking and forecastingRetirement planningFinancial goal setting
💰 Finance
(2)
free with in-app purchases
12
RetireWhen
RetireWhen
RetireWhen
Complete Retirement Calc
Free

This app helps you plan your retirement by allowing you to adjust various financial factors and instantly visualize their impact on your future savings and depletion age through dynamic charts and interactive sliders.

Dynamic real-time chartsSupport for 3 user profilesAdjust income, savings, and spending
💰 Finance
(7)
free
13
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(46)
ad-supported
14
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

Calculate investment growth with contributionsPlan retirement withdrawals with inflationInteractive growth and depletion charts
💰 Finance
(6.4K)
free with in-app purchases
15
Retirement Calculator, Planner
Retirement Calculator, Planner
Retirement Calculator, Planner
Preparing finances for old age
Free

This app helps you plan your retirement finances with personalized guidance and detailed schedules. It offers accurate calculations for savings and withdrawals, allowing you to track your progress and adjust your strategy for financial freedom.

Accurate retirement savings calculationsPersonalized saving strategy adviceDetailed annual contribution and distribution schedule
💰 Finance
(307)
subscription
16
The Standard – My Retirement
The Standard – My Retirement
The Standard – My Retirement
by StanCorp Financial Group, Inc.
Free

Manage your retirement savings with this app. Track your balance, monitor progress toward goals, and adjust contributions. Review investment performance and access planning tools.

Check account balanceMonitor retirement goal progressChange contribution amounts
💰 Finance
(59)
free
17
When Can I Retire
When Can I Retire
When Can I Retire
Retirement Age Calculator
Free

Calculate your potential retirement age based on various financial inputs like salary, contributions, and expected expenses. It factors in withdrawal penalties, contribution limits, and employer matching to provide pre and post-retirement financial plans.

Retirement age calculationInput salary, contributions, and expensesFactor in withdrawal penalties
💰 Finance
(60)
free with in-app purchases
18
Basic Calculator+
Basic Calculator+
Basic Calculator+
Basic Four Function Calculator
Free

Perform essential arithmetic operations with a straightforward calculator app. Its large buttons and clear display ensure ease of use, supporting both portrait and landscape orientations.

Basic four functionsClear displayLarge buttons
🔧 Utilities
(243K)
free with in-app purchases
19
Retirement Outlook Calculator
Retirement Outlook Calculator
Retirement Outlook Calculator
by Compass Investors LLC
Free
🔧 Utilities
(0)
20
Calculator₊
Calculator₊
Calculator₊
Basic, Scientific, Plus Calc
Free

This app offers a comprehensive suite of calculation tools, including basic, scientific, and unit conversion functions. It features an AI-powered math solver that can solve problems from photos and a dedicated math notes section for jotting down equations and diagrams. Accessibility options like dynamic text size and VoiceOver support are also included.

Basic and scientific calculationsUnit and currency converterAI-powered math solver with photo recognition
🔧 Utilities
(1.7M)
free with in-app purchases