
Finance Three: Couples Budget
Family Money Planner & Tracker
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Free
In-App Purchases
Rating summary
About
Shared money, without the noise
Finance Three is a calm budget you keep together, with a partner or the whole family: what came in, what went out and what you set aside
The facts, not a verdict
Logging spending is free, Finance Three Plus does the rest
One budget for everyone (Plus)
Invite as many people as you need via iCloud and keep a family budget together
Every entry shows up on every phone in the budget
One Plus covers up to six people in your Apple Family Sharing group
Everyone you invite can see the entries without Plus
Adding entries needs Plus, your own or shared through Family Sharing
Each of you still has a personal budget, separate and private
A few seconds a day (free)
Type the amount, pick from over a hundred icons and add a note if you like
Add and subtract on the pad to total a receipt
A Home Screen or Lock Screen widget opens straight to the amount pad
In the calendar, add an entry for a future day, move it or swipe to edit it
Each month shows how much came in and how much you spent
Envelopes (Plus)
Spend regularly: everyday money, and what is left rolls over
Save for later: trips, gifts, repairs
Keep for emergencies: a calm reserve you can still use
Give any envelope a target and see how many months are left
A plan, not a lecture (Plus)
Your month on one page: income, fixed payments, everyday spending, envelopes and what stays unallocated
The main screen shows how much you can still spend today
Fixed payments fall on a set date, any day of the month, or every few days, weeks or months
If you like, a reminder arrives the day before a payment with a set date
The day before and on the day, a quiet line on the main screen shows what is due
After your first week the plan knows your everyday pace and shows how the month is likely to end
A monthly mirror shows where the money went and what you set aside
A breakdown by category shows your spending as a donut and a list with percentages
The plan never moves money on its own
Yours
No bank or card to link
No sign-up, no ads, no tracking
Your records live on your phone and in iCloud
Back up to the Files app whenever you like
31 currencies, 11 languages
Finance Three Plus
Everything marked Plus comes with a monthly or yearly subscription that renews automatically
Cancel anytime in Settings › Apple Account › Subscriptions
If notifications are on, a reminder arrives two days before a free trial ends
Have an offer code? Redeem it in the app, in Settings under Plus
If Plus ends, nothing you created is deleted and it all stays visible
Envelopes and fixed payments pause until Plus is back, and in a personal budget money in an envelope can always go back to your balance
Privacy: https://zhorzhua.studio/finance-three/privacy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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What's New in Finance Three
1.2.2
November 2, 2026
Small improvements and a clearer App Store page
2
Subscriptions & In-App Purchases
Finance Three Plus Yearly
Envelopes, reminders and a shared budget
$24.991 Year
1 Month trial






