Receiptic vs Finance Three
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Receiptic
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Snap it. Leave the rest. Receiptic reads a photo of your receipt with AI: merchant, date, time, receipt number, total, VAT and every item you bought, one by one. You never type a single figure. IT READS LINE BY LINE Most apps take only the total from a receipt. Receiptic saves ten items on one receipt as ten separate lines. You see exactly what you paid for what. ONE FILE FOR YOUR ACCOUNTANT At month's end, generate an .xlsx and share it. Category summary, line-by-line breakdown and the VAT collected from your receipts, all in one file. BUDGETS AND STREAKS Set a monthly limit. You get a nudge at 90% of it. Every month you close under the limit extends your streak. NO BANK ACCOUNT REQUIRED No membership, no sign-up, no bank connection. Download, snap, done. Your expenses and receipt images stay on your phone. The receipt photo is sent only to be read, and you can turn that off in Settings โ with it off, reading happens entirely on your device. 12 LANGUAGES, EVERY COUNTRY English, Turkish, German, French, Spanish, Italian, Portuguese, Dutch, Polish, Russian, Japanese and Arabic. Currency follows your phone's region; a receipt you snap abroad keeps its own currency. ALSO โข Home screen widget: this month's total, budget status, top category โข Insights: "your coffee spending is up 40% from last month" โข Month in review โ a shareable card โข Levels and XP: turns a boring chore into a game FREE AND PRO The free version scans 2 receipts a day, takes unlimited manual entries and exports the category summary to Excel. Budget goals, insights and the home screen widget also work in the free version. Pro: unlimited scanning, line-by-line Excel with VAT, and back-to-back scanning in one session. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://receiptic.app/en/privacy/
Finance Three
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Shared money, without the noise Finance Three is a calm budget you keep together, with a partner or the whole family: what came in, what went out and what you set aside The facts, not a verdict Logging spending is free, Finance Three Plus does the rest One budget for everyone (Plus) Invite as many people as you need via iCloud and keep a family budget together Every entry shows up on every phone in the budget One Plus covers up to six people in your Apple Family Sharing group Everyone you invite can see the entries without Plus Adding entries needs Plus, your own or shared through Family Sharing Each of you still has a personal budget, separate and private A few seconds a day (free) Type the amount, pick from over a hundred icons and add a note if you like Add and subtract on the pad to total a receipt A Home Screen or Lock Screen widget opens straight to the amount pad In the calendar, add an entry for a future day, move it or swipe to edit it Each month shows how much came in and how much you spent Envelopes (Plus) Spend regularly: everyday money, and what is left rolls over Save for later: trips, gifts, repairs Keep for emergencies: a calm reserve you can still use Give any envelope a target and see how many months are left A plan, not a lecture (Plus) Your month on one page: income, fixed payments, everyday spending, envelopes and what stays unallocated The main screen shows how much you can still spend today Fixed payments fall on a set date, any day of the month, or every few days, weeks or months If you like, a reminder arrives the day before a payment with a set date The day before and on the day, a quiet line on the main screen shows what is due After your first week the plan knows your everyday pace and shows how the month is likely to end A monthly mirror shows where the money went and what you set aside A breakdown by category shows your spending as a donut and a list with percentages The plan never moves money on its own Yours No bank or card to link No sign-up, no ads, no tracking Your records live on your phone and in iCloud Back up to the Files app whenever you like 31 currencies, 11 languages Finance Three Plus Everything marked Plus comes with a monthly or yearly subscription that renews automatically Cancel anytime in Settings โบ Apple Account โบ Subscriptions If notifications are on, a reminder arrives two days before a free trial ends Have an offer code? Redeem it in the app, in Settings under Plus If Plus ends, nothing you created is deleted and it all stays visible Envelopes and fixed payments pause until Plus is back, and in a personal budget money in an envelope can always go back to your balance Privacy: https://zhorzhua.studio/finance-three/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Finance Three at every 3 days against Receiptic's fortnightly. Receiptic's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Receiptic sells 2 in-app purchases, starting at $4.99 per month and Finance Three sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Receiptic ships an update fortnightly, Finance Three every 3 days. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.
| Parameter | Receiptic | Finance Three |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 3 days โ better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 11 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | yatagan oguz kagan | Oleksandr Uiutnov |
In-app purchases
Receiptic
- Receiptic Pro โ Monthly$4.991 Month
- Receiptic Pro โ Yearly7 Days trial$39.991 Year
Finance Three
- Finance Three Plus Monthly$3.991 Month
- Finance Three Plus Yearly1 Month trial$24.991 Year
Questions
Is Receiptic free?
Is Finance Three free?
Do Receiptic or Finance Three have ads?
Which is updated more often, Receiptic or Finance Three?
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