Finance Three vs Envelope Budget by DOTNULL

Shared money, without the noise Finance Three is a calm budget you keep together, with a partner or the whole family: what came in, what went out and what you set aside The facts, not a verdict Logging spending is free, Finance Three Plus does the rest One budget for everyone (Plus) Invite as many people as you need via iCloud and keep a family budget together Every entry shows up on every phone in the budget One Plus covers up to six people in your Apple Family Sharing group Everyone you invite can see the entries without Plus Adding entries needs Plus, your own or shared through Family Sharing Each of you still has a personal budget, separate and private A few seconds a day (free) Type the amount, pick from over a hundred icons and add a note if you like Add and subtract on the pad to total a receipt A Home Screen or Lock Screen widget opens straight to the amount pad In the calendar, add an entry for a future day, move it or swipe to edit it Each month shows how much came in and how much you spent Envelopes (Plus) Spend regularly: everyday money, and what is left rolls over Save for later: trips, gifts, repairs Keep for emergencies: a calm reserve you can still use Give any envelope a target and see how many months are left A plan, not a lecture (Plus) Your month on one page: income, fixed payments, everyday spending, envelopes and what stays unallocated The main screen shows how much you can still spend today Fixed payments fall on a set date, any day of the month, or every few days, weeks or months If you like, a reminder arrives the day before a payment with a set date The day before and on the day, a quiet line on the main screen shows what is due After your first week the plan knows your everyday pace and shows how the month is likely to end A monthly mirror shows where the money went and what you set aside A breakdown by category shows your spending as a donut and a list with percentages The plan never moves money on its own Yours No bank or card to link No sign-up, no ads, no tracking Your records live on your phone and in iCloud Back up to the Files app whenever you like 31 currencies, 11 languages Finance Three Plus Everything marked Plus comes with a monthly or yearly subscription that renews automatically Cancel anytime in Settings › Apple Account › Subscriptions If notifications are on, a reminder arrives two days before a free trial ends Have an offer code? Redeem it in the app, in Settings under Plus If Plus ends, nothing you created is deleted and it all stays visible Envelopes and fixed payments pause until Plus is back, and in a personal budget money in an envelope can always go back to your balance Privacy: https://zhorzhua.studio/finance-three/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

How much is left for groceries? How much can you spend on fun? Budget Pockets is a simple envelope budget and expense tracker. Create your own wallets for groceries, fun, essentials or any purpose, set a budget for each, and see what you can still spend. CREATE WALLETS THAT FIT YOUR LIFE Choose each wallet's name and budget. Organize your monthly household spending, personal allowance or hobbies your way. The initial period is this month, and you can set your own start and end dates. CHOOSE A WALLET AND RECORD AN EXPENSE Select the wallet you used, enter an amount and record it. Only that wallet's remaining budget decreases. Add a date or an optional note when you need more detail. SEE WHAT IS LEFT Check the remaining budget, today's spending, end date and daily spending guide for each wallet. An overspent wallet is shown separately, so another wallet's balance does not hide it. REVIEW YOUR HISTORY View, edit or delete expense records and add refunds. Start the next budget when you choose; earlier periods and records stay in History. Archive wallets you no longer use and restore them later. 10 LANGUAGES AND 10 CURRENCIES Available in Japanese, English, Korean, Simplified Chinese, Traditional Chinese, Spanish, French, German, Italian and Brazilian Portuguese. Choose JPY, USD, EUR, KRW, CNY, TWD, BRL, GBP, CAD or AUD for a wallet. Currency conversion is not automatic. NO ACCOUNT REQUIRED Budgets and records are stored in this app's database on your device. You do not need an account or a bank connection. The remaining budget is a guide based on the expenses and refunds you enter, rather than your bank or cash balance. OS backups or device transfers may include your records, but restoration is not guaranteed. Deleting the app may also delete records on your device. Support: budgetpockets@dotnull.co.jp