Fintwist Reviews: Is It Legit?

Customer Experience

Positive experience8.1% of reviews
Neutral0.5% of reviews
Negative experience91.4% of reviews

~ Based on 185 written reviews from the US App Store.

What users say about Fintwist

Is Fintwist Safe?

Fintwist appears safe based on user ratings. AppsHunter Safety Score for Fintwist is 89/100.

This assessment is based on 7,982 user ratings, with an App Store average of 4.5/5.

Safety Analysis

86.2% of ratings point to a safe experience
3.5% of ratings suggest some concerns
10.4% of ratings point to a risky experience

~ Based on 7,634 App Store ratings for Fintwist.

Is Fintwist Legit?

Fintwist appears to be a legitimate app. AppsHunter Legitimacy Score for Fintwist is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Why is it so buggy

The app every time I open it it says verbatim , ALERT: time on app has ran out please login again to continue. And it doesn’t matter how many time I re login it continues to say such. And doing anything in the app is almost impossible with how buggy it is, but calling to check your balance is fined. Please make the app more accessible and less buggy.
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The App is fairly buggy

I attempted to use the app to register for an account but it’s quite buggy

Doesn’t work

Everytime I login it pops up for one second then closes the app can’t use the app at all?? What’s going on?

FINTWIST broken after update

So I remember the app working prior to updating it and it was not throwing out any errors but ever since the last two updates it’s been throwing up an error saying when you use Face ID login it throws up an error saying that I have been logged out after signing in that doesn’t make any sense and there seems to be some rounding up of the statements of how much you spend and I can’t see my my circle spending.
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Direct Deposit

The one thing that bothers me is, the direct deposit, it stays in pending for 2 weeks. Once you approve your account, it should confirm immediately.

Worst app

Hate this app so much! Always says timed out and won’t let you log in.

Worst banking app ever

For some reason, I keep trying to transfer the money to my bank account and the app constantly deletes my banking info. It’s been over two months, and I still cannot transfer the money out of the app. and good luck trying to get a hold of a real person

Worst card and customer service I’ve ever dealt with

Put in my request for direct deposit 2.5 weeks ago they told me ten days (Monday) now it’s all gone and there useless customer service has said down. So I’ll have to pay them to move it off their trash card and company which is exactly why they got rid of my direct deposit info to get more fees. GARBAGE
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Predatory, Fees Galore, Requested Direct Deposits to Bank Don’t Go Through, Poorly Designed App

If your employer tried to pay you using this service, especially for your final wages after no longer being employed by them, you should take action. If you’re in California, USA, you can take action for stolen wages/waiting penalty fees via DIR Labor Commissioner’s office. It’ll take a while but they should respond.

Poorly designed app with nonsensical recovery questions that are never set by you in the first place, should you try to access certain parts of the app. Questions like “Which of the streets is nearest to you”, instead of just allowing you to choose your own questions.

App suddenly stopped showing all transaction histories. Money won’t go into my bank account despite requesting it and following all steps through phone. Had to request dispute after failed transfers to Cashapp and PayPal, which incurred extra “declined transfer” penalties.

This is the type of experience that can leave people homeless if they lose their job and are paid through this service.

I highly suspect fraudulent reviews (or reviews left by equally predatory employers) for their AppStore ratings. Revolting.
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this is the worst app ever

this app is not usable do not get any sort of card or try banking with it

Worst app

App is terrible every time I open the app i have to call customer service n reset my account. Low budget and terrible function features

Never worked for me

Company provided card. Problem is, can’t access account, app says timed out, support advises ‘just wait 30min’… next day still cannot log in… and they want you to put money on it? If you cannot access your money, what use is this app and their services? Comdata was always problematic from comchecks to now a card and their app…
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Poor

Poor

Predatory, Fees Galore, Requested Direct Deposits to Bank Don’t Go Through, Poorly Designed App

If your employer tried to pay you using this service, especially for your final wages after no longer being employed by them, you should take action. If you’re in California, USA, you can take action for stolen wages/waiting penalty fees via DIR Labor Commissioner’s office. It’ll take a while but they should respond.

Poorly designed app with nonsensical recovery questions that are never set by you in the first place, should you try to access certain parts of the app. Questions like “Which of the streets is nearest to you”, instead of just allowing you to choose your own questions.

App suddenly stopped showing all transaction histories. Money won’t go into my bank account despite requesting it and following all steps through phone. Had to request dispute after failed transfers to Cashapp and PayPal, which incurred extra “declined transfer” penalties.

This is the type of experience that can leave people homeless if they lose their job and are paid through this service.

I highly suspect fraudulent reviews (or reviews left by equally predatory employers) for their AppStore ratings. Revolting.
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Absolutely terrible app that doesn’t even work & awful customer service

App crashes as soon as I log in. Can’t view anything. Brand new download and brand new iPhone. Horrible. No customer service via email or text. Ask phone support is outsourced to a different country save they hang up on you every time they put you on hold.

Feels painful to use

In seriousness, it just has a horrible user interface; the home and menu buttons are weirdly spaced. When loading the Fintwist logo is vertically stretched, not a fixed size for your device's screen, it also runs phenomenally slow when other apps on my device don't. Tbh I would just not use their services unless you have to, which is unfortunate.
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Fintwist/Comdata is incredibly predatory

If Octopharma didn’t use them I would never voluntarily use this service. Only reason I downloaded the app is because of how ridiculously hard it is to withdraw $65 exactly from an atm, as well as all the fees on atm withdrawal.

So I downloaded this app, set up required alerts, and added it to my apple wallet. Usually I just immediately transfer to Apple Cash so I can ignore this card. Once I decided to use it, and I had forgotten my pin. That’s on me, but getting charged $1 for a cancelled transaction is something no normal banking institution does.
Also the card randomly decides it was on “lost card status” for about 2 hours. When I tried to transfer it failed. That was a $0.50 fee.

Not big fees, but still predatory
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Money withdrawal

Money withdrawal stops working out of nowhere and no way to get in contact with support just hangs up the phone

BAD APP

When I try to log into the app, it loads normally and everything seems fine, but as soon as I sign in, the app crashes and won’t let me do anything. I already restarted my phone and it still doesn’t work.

Feels Like Banking in 2005

The Fintwist app feels very outdated compared to modern banking apps. The user interface is clunky and not intuitive. When trying to transfer money, the app asks security questions about things from years ago that many people may not remember, which makes accessing your own money frustrating.

Transfers to my personal bank account take several days, and sending money to other people is much harder than it should be. The card itself is also outdated because it doesn’t have a chip, which limits where it can be used.

Compared to apps like Branch, which many trucking companies use, Fintwist is far behind. Branch makes it easy to access payroll advances, transfer money instantly, and move funds to your regular bank account. Fintwist needs a complete redesign and major improvements to make managing your paycheck simple and convenient.
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