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First State Bank MI Mobile

First State Bank MI Mobile

by First State Bank (MI)

1K ratings
37 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
June 4, 2013
Updated
May 11, 2026

Features

Developer

First State Bank (MI)
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First State Bank MI Mobile screenshot #1 for iPhone
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First State Bank MI Mobile screenshot #3 for iPhone
First State Bank MI Mobile screenshot #4 for iPhone
First State Bank MI Mobile screenshot #5 for iPhone
First State Bank MI Mobile screenshot #6 for iPhone
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Reviews summary↘︎
⭐37
Reviews↘︎
📝12+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 3 months
Updates frequency↘︎
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About

Manage your bank accounts securely from your mobile device. Features include checking balances, viewing transactions, transferring funds, depositing checks, and sending/receiving money with Zelle®. It also offers bill pay, card protection, account alerts, credit monitoring, and branch/ATM locators.

✓Instant Balance check
✓Transaction history viewing
✓Fund transfers
✓Mobile check deposit
✓Send/receive money with Zelle®
✓Bill payment
✓Card Guard protection
✓Credit Sense monitoring
Show original description

What users say about First State Bank MI Mobile

Reviews of First State Bank MI Mobile are mostly negative: the Finance app is rated 4.6/5 from 1K App Store ratings. What users like most: excellent customer service and personal touch, long-standing reputation and customer loyalty. Top complaints: frequent app crashes and error messages, app and website frequently unavailable/down. Summarized from real user reviews.

Positive things

  • 👨‍💼Excellent customer service and personal touch
  • 🏦Long-standing reputation and customer loyalty
  • 🚀Modern conveniences and quick access features
  • 😊Pleasant in-branch atmosphere and treatment

Negative things

  • 🐛Frequent app crashes and error messages
  • ⚠️App and website frequently unavailable/down
  • 🔐Broken Face ID/biometric authentication
  • 🔑Login process is frustrating and unreliable
  • 📱App crashes after forced updates
  • 💳Lower check deposit limits than competitors
  • 💰Higher fees for inactive accounts
  • 📸Broken photo check deposit feature
See all reviews

What's New in First State Bank MI Mobile

26.0.260100

May 11, 2026

Updated New and Exciting Mobile App Experience

User reviews

Most RecentHighest RatedLowest Rated

Not great

Not a fan of the new app
1C1st State Visa credit card

Love it

User friendly
JEJ o d y E

Owner

App sucks
NNoises123457

Bad performance- bad application

Poor login. Never seems to remember my device. Often fails in ID or Password for unknown reasons. Very very frustrating and poor experience for customers
EExasperated_Customer

The worst app change.

The old FSB app was far superior & have never been so disappointed by an app change. The layout is unfavorable & the check deposit portion is almost impossible to use. We no longer have an option for flash on the camera, when making a deposit. Holding your phone over the check cast a shadow & makes it difficult to get a decent picture. Now the app won’t log me in or just buffers & buffer. I tried different wifi, uninstalling & reinstalling the app, but nothing changed.
Show more
HHeyypaula
See 32 more reviews

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User experience

🐞

Reported Bugs

8 issues

Face ID authentication doesn't work properly - still requires password entry

Bug

Login credentials rejected despite being correct

Bug

App frequently crashes or becomes unavailable

Bug

Website frequently down alongside app

Bug

App won't open after updates

Bug

Photo deposit feature malfunctions

Bug

Account locked when accessing from different states

Bug

Sign-in bugs make app unusable

Bug
✨

Requested Features

5 requests

Transaction memos/notes for reminders

Feature

Higher check deposit limits ($25k-$50k)

Feature

More detailed transaction information

Feature

Improved app stability and reliability

Feature

Better feature parity with competitor apps like JPMorgan Chase

Feature

FAQ

What can I do with this mobile banking app?

This app allows you to securely manage your bank accounts from your mobile device. You can check balances, view transaction history, transfer funds between accounts, deposit checks remotely, pay bills, and send or receive money using Zelle®. It also provides features like Card Guard for debit card protection, First Alerts for account activity, and Credit Sense for free credit monitoring.

Is this mobile banking app free to use?

Yes, the FSB Mobile Banking app is a free service. However, your phone provider may charge for data usage, and mobile network carrier fees may apply for certain transactions. To use the app, you must be enrolled in Online Banking.

How does the app ensure security?

The app applies industry best practices for security, including authentication for every interaction, 128-bit encryption, fraud mechanisms like transaction validation, and protection against malicious attacks. It has been assessed against industry security criteria by independent system security experts.

Can I deposit checks using this app?

Yes, you can deposit checks using the mobile deposit feature within the app. This allows you to conveniently deposit checks from virtually anywhere, anytime, without needing to visit a branch or ATM.

What are the requirements to use Zelle® through this app?

To use Zelle® through this app, you must have a bank account in the U.S. Transactions typically occur in minutes if the recipient's email address or U.S. mobile number is already enrolled with Zelle®. To send payment requests or split payment requests to a U.S. mobile number, that number must already be enrolled with Zelle®.