Comparison

First State Mobile vs First State Bank MI Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First State Mobile

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • View latest account balance
Features
Read full description

First State Bank is proud to announce an upgrade to your digital banking experience. Control your finances at your fingertips. The First State Mobile app offers you secure, convenient banking wherever you are. Easily manage your accounts, track spending, and stay connected to your finances—all from your mobile device. With an intuitive design and powerful new features, our mobile app helps you bank smarter, save time, and take control of your financial freedom. The new experience lets you manage and lock your debit cards, set up text alerts, create budgets, and view your financial trends all at the click of a button. The advanced functionality affords users the ability to better understand spending habits and pay bills directly from their personalized platform. Business customers can take advantage of upgraded features such as SpendManager, where you can track and manage your receipts all in one place; or access tools such as payment workflows and PositivePay. It's banking that puts you first!

About

First State Bank MI Mobile

Manage your bank accounts securely from your mobile device. Features include checking balances, viewing transactions, transferring funds, depositing checks, and sending/receiving money with Zelle®. It also offers bill pay, card protection, account alerts, credit monitoring, and branch/ATM locators.

Highlights
  • Instant Balance check
  • Transaction history viewing
  • Fund transfers
  • Mobile check deposit
  • Send/receive money with Zelle®
  • Bill payment
  • Card Guard protection
  • Credit Sense monitoring
Features
Read full description

The First State Bank Digital Banking App allows you to access your banking from your favorite mobile device. Our app was designed to allow you to access accounts securely, make payments and transfers, deposit checks, manage budgets and more. Connect with services you have come to rely on from virtually anywhere.

Screenshots

First State Mobile4 screens
First State Bank MI Mobile4 screens

Verdict

The call

The clearest difference is ads: First State Mobile at none against First State Bank MI Mobile's shown. First State Mobile also leads on review sentiment (48% vs 32%). First State Bank MI Mobile's advantage is ratings volume (931 vs 303). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First State Bank MI Mobile holds the better App Store score, 4.7 against 4.6. Both are backed by a comparable volume of ratings — 303 and 931 respectively. Written reviews complicate that: 48% of First State Mobile's written reviews are positive against 32% of First State Bank MI Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

First State Mobile ships an update every 2 months, First State Bank MI Mobile every 4 months. The most recent releases landed on September 7, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
First State Mobile versus First State Bank MI Mobile: the parameters behind the verdict, then further details
ParameterFirst State MobileFirst State Bank MI Mobile
PriceFreeFree
Rating4.6 (303 ratings)4.7 (931 ratings) — better
Positive reviews47.8% of reviews — better32.4% of reviews
Number of ratings303931 — better
Update frequencyEvery 2 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS16.016.0
Further details — not scored
Size44 MB99 MB
Age rating4+4+
DeveloperFirst State Bank MSFirst State Bank (MI)

Customer experience

First State Mobile

All ratings290 ratings
Positive89.0%
Neutral3.8%
Negative7.2%
Written reviews23 reviews
Positive47.8%
Neutral13.0%
Negative39.1%

First State Bank MI Mobile

All ratings919 ratings
Positive94.1%
Neutral1.7%
Negative4.1%
Written reviews37 reviews
Positive32.4%
Neutral8.1%
Negative59.5%

Bugs and requests

First State Mobile

Not enough reviews yet to summarise bugs or requests.

First State Bank MI Mobile

Reported bugs

8 issues
  • Face ID authentication doesn't work properly - still requires password entry
  • Login credentials rejected despite being correct
  • App frequently crashes or becomes unavailable
  • Website frequently down alongside app
  • App won't open after updates
Show 3 more
  • Photo deposit feature malfunctions
  • Account locked when accessing from different states
  • Sign-in bugs make app unusable

Requested features

5 requests
  • Transaction memos/notes for reminders
  • Higher check deposit limits ($25k-$50k)
  • More detailed transaction information
  • Improved app stability and reliability
  • Better feature parity with competitor apps like JPMorgan Chase

In-app purchases

None

First State Mobile

No in-app purchases

None

First State Bank MI Mobile

No in-app purchases

Questions

Is First State Mobile free?
First State Mobile is free to download, with no in-app purchases.
Is First State Bank MI Mobile free?
First State Bank MI Mobile is free to download, with no in-app purchases.
Which has better reviews, First State Mobile or First State Bank MI Mobile?
First State Bank MI Mobile is rated higher. First State Mobile averages 4.6 out of 5 from 303 ratings, while First State Bank MI Mobile averages 4.7 from 931 ratings.
Do First State Mobile or First State Bank MI Mobile have ads?
First State Bank MI Mobile shows ads; First State Mobile does not.
Which is updated more often, First State Mobile or First State Bank MI Mobile?
First State Mobile ships an update every 2 months, and First State Bank MI Mobile every 4 months. Most recently, First State Mobile was updated on September 7, 2026 and First State Bank MI Mobile on September 25, 2026.

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