Comparison

First State Mobile vs First State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First State Mobile

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • View latest account balance
Features
Read full description

First State Bank is proud to announce an upgrade to your digital banking experience. Control your finances at your fingertips. The First State Mobile app offers you secure, convenient banking wherever you are. Easily manage your accounts, track spending, and stay connected to your finances—all from your mobile device. With an intuitive design and powerful new features, our mobile app helps you bank smarter, save time, and take control of your financial freedom. The new experience lets you manage and lock your debit cards, set up text alerts, create budgets, and view your financial trends all at the click of a button. The advanced functionality affords users the ability to better understand spending habits and pay bills directly from their personalized platform. Business customers can take advantage of upgraded features such as SpendManager, where you can track and manage your receipts all in one place; or access tools such as payment workflows and PositivePay. It's banking that puts you first!

About

First State Bank

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

Highlights
  • Real-time balance viewing
  • Fund transfers
  • Mobile check deposit
  • ATM/Debit card management
  • Transaction organization
  • Customizable alerts
  • Payment capabilities
Features
Read full description

First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.

Screenshots

First State Mobile4 screens
First State Bank4 screens

Verdict

The call

The clearest difference is monetization model: First State Mobile at free against First State Bank's free with in-app purchases. First State Mobile also leads on iOS requirement (16.0 vs 18.4). First State Bank's advantage is rating (4.8 vs 4.6) and ratings volume (2.1K vs 303). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First State Bank holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: First State Bank has 2.1K ratings behind it against 303, so its average is the more settled of the two. Written reviews complicate that: 48% of First State Mobile's written reviews are positive against 43% of First State Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

First State Mobile ships an update every 2 months, First State Bank monthly. The most recent releases landed on September 7, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
First State Mobile versus First State Bank: the parameters behind the verdict, then further details
ParameterFirst State MobileFirst State Bank
PriceFreeFree
Rating4.6 (303 ratings)4.8 (2.1K ratings) — better
Positive reviews47.8% of reviews — better42.9% of reviews
Number of ratings3032.1K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size44 MB178 MB
Age rating4+12+
DeveloperFirst State Bank MSFIRST STATE BANK (OH)

Customer experience

First State Mobile

All ratings290 ratings
Positive89.0%
Neutral3.8%
Negative7.2%
Written reviews23 reviews
Positive47.8%
Neutral13.0%
Negative39.1%

First State Bank

All ratings2,118 ratings
Positive95.7%
Neutral1.2%
Negative3.1%
Written reviews21 reviews
Positive42.9%
Neutral0.0%
Negative57.1%

Bugs and requests

First State Mobile

Not enough reviews yet to summarise bugs or requests.

First State Bank

Reported bugs

2 issues
  • App requires iOS 16.0 but many phones only support 15.8
  • Card features had bugs that were later fixed

Requested features

2 requests
  • Bring back old app version
  • Improve transaction visibility and timeliness

In-app purchases

None

First State Mobile

No in-app purchases

None

First State Bank

No in-app purchases

Questions

Is First State Mobile free?
First State Mobile is free to download, with no in-app purchases.
Is First State Bank free?
First State Bank is free to download, with no in-app purchases.
Which has better reviews, First State Mobile or First State Bank?
First State Bank is rated higher. First State Mobile averages 4.6 out of 5 from 303 ratings, while First State Bank averages 4.8 from 2.1K ratings.
Do First State Mobile or First State Bank have ads?
Neither First State Mobile nor First State Bank shows ads.
Which is updated more often, First State Mobile or First State Bank?
First State Mobile ships an update every 2 months, and First State Bank monthly. Most recently, First State Mobile was updated on September 7, 2026 and First State Bank on September 24, 2026.

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