First State Mobile vs First State Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First State Mobile
Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- View latest account balance
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First State Bank is proud to announce an upgrade to your digital banking experience. Control your finances at your fingertips. The First State Mobile app offers you secure, convenient banking wherever you are. Easily manage your accounts, track spending, and stay connected to your finances—all from your mobile device. With an intuitive design and powerful new features, our mobile app helps you bank smarter, save time, and take control of your financial freedom. The new experience lets you manage and lock your debit cards, set up text alerts, create budgets, and view your financial trends all at the click of a button. The advanced functionality affords users the ability to better understand spending habits and pay bills directly from their personalized platform. Business customers can take advantage of upgraded features such as SpendManager, where you can track and manage your receipts all in one place; or access tools such as payment workflows and PositivePay. It's banking that puts you first!
First State Bank
Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.
- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities
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First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.
Screenshots
Verdict
The clearest difference is monetization model: First State Mobile at free against First State Bank's free with in-app purchases. First State Mobile also leads on iOS requirement (16.0 vs 18.4). First State Bank's advantage is rating (4.8 vs 4.6) and ratings volume (2.1K vs 303). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First State Bank holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: First State Bank has 2.1K ratings behind it against 303, so its average is the more settled of the two. Written reviews complicate that: 48% of First State Mobile's written reviews are positive against 43% of First State Bank's, so the app with the better star average is not the one people write more warmly about.
First State Mobile ships an update every 2 months, First State Bank monthly. The most recent releases landed on September 7, 2026 and September 24, 2026 respectively.
| Parameter | First State Mobile | First State Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (303 ratings) | 4.8 (2.1K ratings) — better |
| Positive reviews | 47.8% of reviews — better | 42.9% of reviews |
| Number of ratings | 303 | 2.1K — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 44 MB | 178 MB |
| Age rating | 4+ | 12+ |
| Developer | First State Bank MS | FIRST STATE BANK (OH) |
Customer experience
First State Mobile
First State Bank
Bugs and requests
First State Mobile
Not enough reviews yet to summarise bugs or requests.
First State Bank
Reported bugs
2 issues- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed
Requested features
2 requests- Bring back old app version
- Improve transaction visibility and timeliness
In-app purchases
First State Mobile
No in-app purchases
First State Bank
No in-app purchases
Questions
Is First State Mobile free?
Is First State Bank free?
Which has better reviews, First State Mobile or First State Bank?
Do First State Mobile or First State Bank have ads?
Which is updated more often, First State Mobile or First State Bank?
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