Comparison

FSB Mobile Banking vs First State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSB Mobile Banking

Manage your bank accounts on the go with this free mobile banking application. Easily check balances, pay bills, transfer funds, and locate ATMs and branches. Access your accounts securely using your existing internet banking credentials.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate ATMs and branches
Features
Read full description

First State Bank – (Texas - Gainesville, Decatur, Denton, Lake Kiowa, Muenster, Roanoke, Saint Jo, and Valley View) Bank on the go with First State Bank's Mobile Banking. This free banking app offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, and locate ATMs and bank locations with just a touch. Use your current internet banking login information to start banking today. Features: •Check Account Balances •Transfer funds between FSB accounts •Pay Bills** •Deposit Checks** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** *Must be an Internet Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our bank locations and ATMs. Please refer to your carrier for any fees that may apply. First State Bank Corporate Headquarters 801 E California St Gainesville TX 76240 Phone – 940-665-1711 Website – www.f-s-b.com

About

First State Bank

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

Highlights
  • Real-time balance viewing
  • Fund transfers
  • Mobile check deposit
  • ATM/Debit card management
  • Transaction organization
  • Customizable alerts
  • Payment capabilities
Features
Read full description

First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.

Screenshots

FSB Mobile Banking4 screens
First State Bank4 screens

Verdict

The call

The clearest difference is rating: First State Bank at 4.8 against FSB Mobile Banking's 3.9. First State Bank also leads on ratings volume (2.2K vs 12) and update cadence (monthly vs every 3 months). FSB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First State Bank holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 45% of FSB Mobile Banking's written reviews are positive against 48% of First State Bank's.

UpkeepUpdate frequency

FSB Mobile Banking ships an update every 3 months, First State Bank monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
FSB Mobile Banking versus First State Bank: the parameters behind the verdict, then further details
ParameterFSB Mobile BankingFirst State Bank
PriceFreeFree
Rating3.9 (12 ratings)4.8 (2.2K ratings) — better
Positive reviews44.8% of reviews47.8% of reviews — better
Number of ratings122.2K — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size67 MB197 MB
Age rating4+12+
DeveloperFirst State BankFIRST STATE BANK (OH)

Customer experience

FSB Mobile Banking

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews29 reviews
Positive44.8%
Neutral3.4%
Negative51.7%

First State Bank

All ratings2,152 ratings
Positive95.6%
Neutral1.3%
Negative3.1%
Written reviews23 reviews
Positive47.8%
Neutral0.0%
Negative52.2%

Bugs and requests

FSB Mobile Banking

Not enough reviews yet to summarise bugs or requests.

First State Bank

Reported bugs

2 issues
  • App requires iOS 16.0 but many phones only support 15.8
  • Card features had bugs that were later fixed

Requested features

2 requests
  • Bring back old app version
  • Improve transaction visibility and timeliness

In-app purchases

None

FSB Mobile Banking

No in-app purchases

None

First State Bank

No in-app purchases

Questions

Is FSB Mobile Banking free?
FSB Mobile Banking is free to download, with no in-app purchases.
Is First State Bank free?
First State Bank is free to download, with no in-app purchases.
Which has better reviews, FSB Mobile Banking or First State Bank?
First State Bank is rated higher. FSB Mobile Banking averages 3.9 out of 5 from 12 ratings, while First State Bank averages 4.8 from 2.2K ratings.
Do FSB Mobile Banking or First State Bank have ads?
Neither FSB Mobile Banking nor First State Bank shows ads.
Which is updated more often, FSB Mobile Banking or First State Bank?
FSB Mobile Banking ships an update every 3 months, and First State Bank monthly. Most recently, FSB Mobile Banking was updated on November 1, 2026 and First State Bank on November 7, 2026.

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