FSB Mobile Banking vs First State Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSB Mobile Banking
Manage your bank accounts on the go with this free mobile banking application. Easily check balances, pay bills, transfer funds, and locate ATMs and branches. Access your accounts securely using your existing internet banking credentials.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- Locate ATMs and branches
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First State Bank – (Texas - Gainesville, Decatur, Denton, Lake Kiowa, Muenster, Roanoke, Saint Jo, and Valley View) Bank on the go with First State Bank's Mobile Banking. This free banking app offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, and locate ATMs and bank locations with just a touch. Use your current internet banking login information to start banking today. Features: •Check Account Balances •Transfer funds between FSB accounts •Pay Bills** •Deposit Checks** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** *Must be an Internet Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our bank locations and ATMs. Please refer to your carrier for any fees that may apply. First State Bank Corporate Headquarters 801 E California St Gainesville TX 76240 Phone – 940-665-1711 Website – www.f-s-b.com
First State Bank
Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.
- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities
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First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.
Screenshots
Verdict
The clearest difference is rating: First State Bank at 4.8 against FSB Mobile Banking's 3.9. First State Bank also leads on ratings volume (2.2K vs 12) and update cadence (monthly vs every 3 months). FSB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First State Bank holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 45% of FSB Mobile Banking's written reviews are positive against 48% of First State Bank's.
FSB Mobile Banking ships an update every 3 months, First State Bank monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | FSB Mobile Banking | First State Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (12 ratings) | 4.8 (2.2K ratings) — better |
| Positive reviews | 44.8% of reviews | 47.8% of reviews — better |
| Number of ratings | 12 | 2.2K — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 67 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | First State Bank | FIRST STATE BANK (OH) |
Customer experience
FSB Mobile Banking
First State Bank
Bugs and requests
FSB Mobile Banking
Not enough reviews yet to summarise bugs or requests.
First State Bank
Reported bugs
2 issues- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed
Requested features
2 requests- Bring back old app version
- Improve transaction visibility and timeliness
In-app purchases
FSB Mobile Banking
No in-app purchases
First State Bank
No in-app purchases
Questions
Is FSB Mobile Banking free?
Is First State Bank free?
Which has better reviews, FSB Mobile Banking or First State Bank?
Do FSB Mobile Banking or First State Bank have ads?
Which is updated more often, FSB Mobile Banking or First State Bank?
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