Comparison

FSB Mobile Banking vs First State Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSB Mobile Banking

Manage your bank accounts conveniently on the go. This application provides quick access to check balances, pay bills, transfer funds, and locate ATMs and bank branches. Use your existing internet banking credentials to begin managing your finances from your mobile device.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate ATMs and branches
Features
Read full description

First State Bank – (Texas - Gainesville, Decatur, Denton, Lake Kiowa, Muenster, Roanoke, Saint Jo, and Valley View) Bank on the go with First State Bank's Mobile Banking. This free banking app offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, and locate ATMs and bank locations with just a touch. Use your current internet banking login information to start banking today. Features: •Check Account Balances •Transfer funds between FSB accounts •Pay Bills** •Deposit Checks** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** *Must be an Internet Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our bank locations and ATMs. Please refer to your carrier for any fees that may apply. First State Bank Corporate Headquarters 801 E California St Gainesville TX 76240 Phone – 940-665-1711 Website – www.f-s-b.com

About

First State Mobile

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • View latest account balance
Features
Read full description

First State Bank is proud to announce an upgrade to your digital banking experience. Control your finances at your fingertips. The First State Mobile app offers you secure, convenient banking wherever you are. Easily manage your accounts, track spending, and stay connected to your finances—all from your mobile device. With an intuitive design and powerful new features, our mobile app helps you bank smarter, save time, and take control of your financial freedom. The new experience lets you manage and lock your debit cards, set up text alerts, create budgets, and view your financial trends all at the click of a button. The advanced functionality affords users the ability to better understand spending habits and pay bills directly from their personalized platform. Business customers can take advantage of upgraded features such as SpendManager, where you can track and manage your receipts all in one place; or access tools such as payment workflows and PositivePay. It's banking that puts you first!

Screenshots

FSB Mobile Banking4 screens
First State Mobile4 screens

Verdict

The call

The clearest difference is rating: First State Mobile at 4.6 against FSB Mobile Banking's 3.8. First State Mobile also leads on ratings volume (303 vs 10). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First State Mobile holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: First State Mobile has 303 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 43% of FSB Mobile Banking's written reviews are positive against 48% of First State Mobile's.

UpkeepUpdate frequency

FSB Mobile Banking ships an update every 3 months, First State Mobile every 2 months. The most recent releases landed on September 20, 2026 and September 7, 2026 respectively.

Scorecard2 real differences · 8 level
FSB Mobile Banking versus First State Mobile: the parameters behind the verdict, then further details
ParameterFSB Mobile BankingFirst State Mobile
PriceFreeFree
Rating3.8 (10 ratings)4.6 (303 ratings) — better
Positive reviews42.9% of reviews47.8% of reviews — better
Number of ratings10303 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better16.0
Further details — not scored
Size66 MB44 MB
Age rating4+4+
DeveloperFirst State Bank (TX)First State Bank MS

Customer experience

FSB Mobile Banking

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews28 reviews
Positive42.9%
Neutral3.6%
Negative53.6%

First State Mobile

All ratings290 ratings
Positive89.0%
Neutral3.8%
Negative7.2%
Written reviews23 reviews
Positive47.8%
Neutral13.0%
Negative39.1%

In-app purchases

None

FSB Mobile Banking

No in-app purchases

None

First State Mobile

No in-app purchases

Questions

Is FSB Mobile Banking free?
FSB Mobile Banking is free to download, with no in-app purchases.
Is First State Mobile free?
First State Mobile is free to download, with no in-app purchases.
Which has better reviews, FSB Mobile Banking or First State Mobile?
First State Mobile is rated higher. FSB Mobile Banking averages 3.8 out of 5 from 10 ratings, while First State Mobile averages 4.6 from 303 ratings.
Do FSB Mobile Banking or First State Mobile have ads?
Neither FSB Mobile Banking nor First State Mobile shows ads.
Which is updated more often, FSB Mobile Banking or First State Mobile?
FSB Mobile Banking ships an update every 3 months, and First State Mobile every 2 months. Most recently, FSB Mobile Banking was updated on September 20, 2026 and First State Mobile on September 7, 2026.

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