FTHBC

FTHBC

Home buying for everyone

15 ratings
11 reviews

Archived App (Last seen on 8 Feb 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • April 27, 2022
  • July 3, 2023

Features

FTHBC screenshot #1 for iPhone
FTHBC screenshot #2 for iPhone
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FTHBC screenshot #8 for iPhone
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About

This app helps aspiring homeowners achieve their dream by providing tools to save for a down payment, track and improve credit scores, and manage debt. It offers a personalized savings plan and financial analysis to prepare users for homeownership.

Save for down payment
Track credit score
Monitor and improve debt
Personalized savings plan
Financial analysis
Community support
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What's New in FTHBC

1.3.2

July 3, 2023

New updates!

Subscription plans

FTHBC Plus

Access to the credit score lenders use

$9.991 Month
7 Days trial
How to cancel FTHBC subscription ⁉️

User reviews

Awesome app.

This app is amazing for potential homebuyers. Very informative and easy to navigate. Customer service is also very responsive.

$10 a month for nothing

Just go talk to a mortgage loan officer. It’s free. This is very surface. If you’re serious about buying a house this is a waste of time.

Don’t trust it!

So I’m in the process of purchasing a house and someone suggested I download this app to keep an eye on my mortgage scores. EVERY VALIDATION QUESTION DID NOT APPLY 🤣 they literally had no correct information for any of my accounts except my phone number. Then told me I was wrong! I don’t have many accounts so I’m positive on top off having a current copy of my credit report.
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Response from developer

Wittle-Bittless91 oof, we're sorry to hear you had a poor experience. We understand that that can be frustrating. The verification step is an extra layer of security and the questions come directly from TransUnion, not PicketFund. They are generated based on the information you enter in the step prior (first/last name, DOB, social, etc) It is possible that some information was entered incorrectly on that step, or that there was a mistake on TransUnion's end. Again, we are very sorry to hear that you ran into this issue. We'd love to help more - you can email info@picketfund.com and our development team can investigate the issue. We hope to hear from you soon.

It’s ok

It’s honestly an Ok app. Only thing I don’t know is you can’t add a partner on here. I would be applying for a mortgage with them. So, I wanted DTI, and credit score info for me and him in my acct. but it doesn’t give you the option to see if jointly on the same acct. I believe he would have to make his own acct which makes the numbers and info given kind of inaccurate because they would be using both of our scores, and would need to calculate both of our DTI together and both of our incomes as well. Other than that it’s a solid app if your buying a house by yourself.
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Response from developer

Hi there Emeraldez13! Thanks so much for taking the time to share your feedback with us. It makes sense that you want to combine you and your partners information in one place. Though we do not offer that feature today, it is something we would love to add in the future. We wish you all the best in your home buying journey and hope that we can help you in some way down the road. Good luck!

Exactly what I have been looking for

Trying to buy a home was harder than I thought. PicketFund is making it easier so far.

Response from developer

Hi there Spice3301! Aw thanks so much! Buying a home can certainly be a challenge, but we're so glad to hear that we're having a positive impact on your journey. So great to hear from you. Please stay in touch by emailing info@picketfund.com with any questions. Good luck!

FAQ

What is FTHBC?

FTHBC is a finance app designed to help first-time homebuyers achieve their dream of homeownership. It offers tools for saving, credit building, and debt management.

How does FTHBC help with saving for a down payment?

FTHBC provides a FREE personalized home savings plan and recommended monthly savings goals to guide users in accumulating funds for their down payment.

Is FTHBC free to use?

The core features of FTHBC are free to use. However, there is a subscription plan called FTHBC Plus available for $9.99 per month, which includes a 7-day free trial.

What are the security features of FTHBC?

While specific security features are not detailed, the app is available on iPhone and iPod, suggesting it adheres to standard mobile security practices. Users can create an account to access personalized financial analysis.

What kind of financial analysis does FTHBC offer?

FTHBC offers revolutionary personal financial analysis, including credit score tracking, debt-to-income monitoring, and debt improvement suggestions to prepare users for home offers.

How often is FTHBC updated?

The latest version of FTHBC is 1.3.2, and it was last updated on July 3, 2023. This indicates regular updates to improve functionality and user experience.

What devices does FTHBC support?

FTHBC is currently supported on iPhone and iPod devices, making it accessible to a wide range of Apple users interested in home buying preparation.

Can I cancel my FTHBC Plus subscription?

Yes, you can cancel your FTHBC Plus subscription. The subscription offers a 7-day free trial, and details on cancellation are typically available within the app's account settings or subscription management area.