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GrabrFi: US Account

GrabrFi: US Account

Stablecoin Wallet, Global Card

328 ratings
127 reviews
💰 Finance
Free

Details

Released
December 14, 2022
Updated
October 12, 2026

Features

Developer

Grabr Inc.
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GrabrFi: US Account screenshot #1 for iPhone
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GrabrFi: US Account screenshot #5 for iPhone
GrabrFi: US Account screenshot #6 for iPhone
GrabrFi: US Account screenshot #7 for iPhone
GrabrFi: US Account screenshot #8 for iPhone
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Reviews summary↘︎
⭐127
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🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 2 weeks
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About

Open a full-featured US checking account from your phone, regardless of your residency. Receive USD payments, spend globally with a US debit card, and withdraw to your local currency. Ideal for remote workers and international individuals seeking US banking without hidden fees.

✓Open US checking account from phone
✓Receive USD payments
✓Spend globally with US debit card
✓Withdraw to local currency
✓No hidden fees or minimum balance
✓Virtual and physical US cards
✓24/7 customer support
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What users say about GrabrFi

Reviews of GrabrFi are mostly negative: the Finance app is rated 4.7/5 from 328 App Store ratings. What users like most: easy to use, fast transactions. Top complaints: money held/frozen, unresponsive customer service. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Fast transactions
  • 💰Low fees
  • 💳Virtual card works well
  • 🇺🇸US account access
  • 💸Good for international payments
  • ✅Reliable service
  • ✨Simple interface
  • 💡Good for receiving payments
  • 📈Competitive exchange rates
  • 💳Physical card works
  • ⚡Quick account opening
  • 🌐Useful for remote workers
  • 💯Highly recommended
  • 🤝Good customer support (sometimes)
  • ✅FDIC insured funds
  • 💸Transparent costs

Negative things

  • ❌Money held/frozen
  • 😠Unresponsive customer service
  • 📉High exchange rate spread
  • 🚫Account restrictions/closures
  • ⏳Slow verification
  • 💳Physical card delays/non-arrival
  • ⚠️Low daily transfer limits
  • 💸High fees/spread
  • 🚫Reversals on withdrawals
  • ❌Failed transactions
  • 🚫Error 403 Forbidden
  • 🚫Application rejected without reason
  • 💳Card not working in many places
  • 📉Poor exchange rates for some regions
  • 🚫Issues with verification
  • ❌Inconsistent support responses
  • 🚫Issues with phone confirmation codes
  • ❌Data collection concerns
  • 🚫SWIFT transfer issues
  • 🚫Account migration issues
  • ❌Unclear reasons for account closure
  • 🚫TIN requirement for Nigerians
  • ❌Transfer to local bank reversals
  • 🚫Issues with international transfers
  • ❌Difficulties in contacting support
  • 🚫App not loading for verification
  • ❌Issues with US phone number requirement
  • 🚫Problems with Remitly integration for Colombia
  • ❌Issues with international card usage outside US
  • 🚫Problems with bank partner transition
  • ❌High fees for international transfers
  • 🚫Issues with manual adjustment reversals
  • ❌Security checking delays
  • 🚫Problems with account migration
  • ❌Unclear reasons for account rejection
  • 🚫Issues with receiving phone confirmation codes
  • ❌Problems with international payments
See all reviews
+1

What's New in GrabrFi

2.42

October 12, 2026

Had a balance left on your closed USD account? You can now move it to your Global account right from the app. Open the Claim your funds section, confirm the transfer, and your money moves. No deadline to claim. Statements are here. Download account and card statements for your Global account and Visa card in a few taps any time. We also fixed a few minor issues to keep things running smoothly.

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User reviews

Most RecentHighest RatedLowest Rated

Used to be fine

I was trying to link from an external bank account, din't show the small deposit anywhere to be able to verified ownership.
ridestanridestan

Response from developer

Lamentamos mucho lo ocurrido. Nuestro equipo está aquí para ayudarte — ¿podrías escribirnos a support@grabrfi.com ? Queremos resolverlo y asegurarnos de que disfrutes plenamente de la experiencia GrabrFi

Mudou e prendeu o clinete

A conta antiga era muito incrível, com a atualização para o Leading bank meu dinheiro está preso, para tirar vamo me roubar porcentagem, todos os serviços são como os banco a brasileiros só eles ganham, não percam o tempo de você se querem usar essa conta para enviar dinheiro para plataformas de Investimentos ou receber de redes sociais, a Tastytrade já deixou bem claro que não opera comesse banco que atualizou para pior.
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CopacabanenseCopacabanense

Response from developer

Lamentamos saber que sua experiência mudou após a atualização dos nossos serviços. Gostaríamos de entender melhor o que aconteceu no seu caso e verificar as opções disponíveis para ajudá-lo. Por favor, entre em contato conosco pelo e-mail support@grabrfi.com, informando os detalhes da sua conta e da situação. Nossa equipe poderá analisar o caso individualmente e orientá-lo da melhor forma possível. Agradecemos pelo seu feedback e pela oportunidade de analisar o ocorrido.

Can’t recommend

This card doesn’t work well on iPhone
featherbabylovefeatherbabylove

Response from developer

Hi! We’re sorry the global card hasn’t worked as expected on your iPhone. This isn’t the experience we want for our users, and we’d like to understand what happened. Please contact us through the in-app chat or at support@grabrfi.com so our team can review the issue and assist you. Thank you for your feedback. 🩵

GrabrFi is no longer an insured bank!

Beware of their new mandatory “global account” transition, now all your money WON’T be FDIC insured, so if Lead Bank or Bridge (their banking providers) bankrupts, you will lose all your money! They’re no longer a real bank, because they store your money as 1:1 cryptocurrency!

There are other free options like Utoppia that are similar and do have insurance, keep this mind if you store big sums of money here.

EDIT: Since the response from them is so disingenuous, I’m updating this to 1 star instead of 3, if you’re reading this: Never trust your lifesavings to an account that isn’t FDIC insured.
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Jeve_StobsJeve_Stobs

Response from developer

Hello Jeve. It is important to know that FDIC insurance only protects against the failure of an insured bank. It does not protect against the bankruptcy of the nonbanks that were listed. We are transparent about the protections we do offer and the same as before, we do not claim we are FDIC-insured ourselves. The assets in our global account are backed 1:1 by US dollars and short-term US Treasuries, their value is not backed by cryptocurrencies. Our main company has been in business for 10+ years and we're backed by Silicon Valley investors. Feel free to contact support anytime for more information about this, we're here for you.

Really good!!

GrabrFi has been very useful for receiving and withdrawing my payments. The process is simple, reliable, and convenient. Highly recommended!
Jazz3GJazz3G

Response from developer

Thank you so much for the 5 stars! Your support means the world to us — welcome to the GrabrFi community 💙

See 122 more reviews

Developer apps

Grabr - Global Shopping
Grabr - Global Shopping

Let Grabr bring you the world

🛍️ Shopping

(1.3K)

Free
See developer apps

User experience

🐞

Reported Bugs

33 issues

Money held for years

Bug

Account frozen without explanation

Bug

Customer service unresponsive

Bug

Withdrawal reversals

Bug

Failed transactions with no clear reason

Bug

Error 403 Forbidden

Bug

Account closure without notice

Bug

Verification errors

Bug

Physical card not arriving

Bug

Low daily transfer limits

Bug

Money blocked for months

Bug

Inability to open account

Bug

Application rejected without reason

Bug

Card not working in many places

Bug

Issues with TIN requirement for Nigerians

Bug

Transfer to local bank reversals

Bug

Problems with international transfers

Bug

Difficulty contacting support

Bug

App not loading for verification

Bug

Issues with US phone number requirement

Bug

Problems with Remitly integration

Bug

Issues with international card usage

Bug

Problems with account migration

Bug

Unclear reasons for account rejection

Bug

Problems receiving phone confirmation codes

Bug

SWIFT transfer issues

Bug

Manual adjustment reversals

Bug

Security checking delays

Bug

Issues with account opening for specific regions

Bug

Inability to type numbers on iPhone

Bug

High fees for international transfers

Bug

App not working for verification in Nigeria

Bug

Problems with international payments

Bug
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Requested Features

7 requests

Integrate Zelle transfers

Feature

Offer credit card options

Feature

Improve international card usage outside US

Feature

Add more crypto options

Feature

Fund account through local currency

Feature

Allow peso to USD conversion via transfer

Feature

Improve support for specific regions (e.g., Colombia, Nigeria)

Feature

FAQ

What is GrabrFi?

GrabrFi allows non-US residents to open a full-featured US checking account directly from their mobile device. It enables users to receive payments in US dollars, spend globally with a US debit card, and withdraw funds to their local currency. The service aims to provide US banking benefits without requiring US residency.

What are the key features of GrabrFi?

Key features include opening a US checking account in minutes with just an ID, receiving USD payments and connecting with services like PayPal and Wise, withdrawing to local currencies at good rates, and spending worldwide with a US debit card. Users can also get a virtual US card for free and order a physical one, all with no hidden fees or minimum balance requirements.

How much does GrabrFi cost?

The app itself is free to download and use. There are no hidden fees, maintenance costs, or minimum balance requirements for the US checking account. Users may incur costs for ordering a physical card with international shipping or for currency conversion when withdrawing to local currency, though these are stated to be at excellent rates.

Who is GrabrFi for?

GrabrFi is designed for individuals who are not US residents but need to manage US dollar finances. This includes remote workers, freelancers, digital nomads, travelers, and any international individual who wants to receive payments in USD, spend globally, or protect their savings from currency fluctuations.

Is my money safe with GrabrFi?

GrabrFi takes security seriously, employing 3DS security for payments and allowing account access via passcode, Touch ID, or Face ID. All data is stored securely. Banking services are provided by Regent Bank, a Member FDIC, ensuring deposit insurance under certain conditions. Grabr, the company behind GrabrFi, has over 10 years of business experience.