GrabrFi: US Account

GrabrFi: US Account

Stablecoin Wallet, Global Card

326 ratings
125 reviews
Free

Details

  • Released
  • Updated
  • December 14, 2022
  • September 17, 2026

Features

GrabrFi: US Account screenshot #1 for iPhone
GrabrFi: US Account screenshot #2 for iPhone
GrabrFi: US Account screenshot #3 for iPhone
GrabrFi: US Account screenshot #4 for iPhone
GrabrFi: US Account screenshot #5 for iPhone
GrabrFi: US Account screenshot #6 for iPhone
GrabrFi: US Account screenshot #7 for iPhone
GrabrFi: US Account screenshot #8 for iPhone
πŸ–ΌοΈGet Icon
Iconsβ†˜οΈŽ

About

Open a full-featured US checking account from your phone, regardless of your residency. Receive USD payments, spend globally with a US debit card, and withdraw to your local currency. Ideal for remote workers and international individuals seeking US banking without hidden fees.

βœ“Open US checking account from phone
βœ“Receive USD payments
βœ“Spend globally with US debit card
βœ“Withdraw to local currency
βœ“No hidden fees or minimum balance
βœ“Virtual and physical US cards
βœ“24/7 customer support
Show original description

What users say

See all reviews
+1

What's New in GrabrFi

2.41.2

September 17, 2026

Add your GrabrFi Global card to Apple Wallet without leaving the app. Open your card, tap Add to Apple Wallet, and pay with Apple Pay in stores and in apps. Also in this release: minor bug fixes and improvements.

More

User reviews

Can’t recommend

This card doesn’t work well on iPhone

Response from developer

Hi! We’re sorry the global card hasn’t worked as expected on your iPhone. This isn’t the experience we want for our users, and we’d like to understand what happened. Please contact us through the in-app chat or at support@grabrfi.com so our team can review the issue and assist you. Thank you for your feedback. 🩡

GrabrFi is no longer an insured bank!

Beware of their new mandatory β€œglobal account” transition, now all your money WON’T be FDIC insured, so if Lead Bank or Bridge (their banking providers) bankrupts, you will lose all your money! They’re no longer a real bank, because they store your money as 1:1 cryptocurrency!

There are other free options like Utoppia that are similar and do have insurance, keep this mind if you store big sums of money here.

EDIT: Since the response from them is so disingenuous, I’m updating this to 1 star instead of 3, if you’re reading this: Never trust your lifesavings to an account that isn’t FDIC insured.
Show more

Response from developer

Hello Jeve. It is important to know that FDIC insurance only protects against the failure of an insured bank. It does not protect against the bankruptcy of the nonbanks that were listed. We are transparent about the protections we do offer and the same as before, we do not claim we are FDIC-insured ourselves. The assets in our global account are backed 1:1 by US dollars and short-term US Treasuries, their value is not backed by cryptocurrencies. Our main company has been in business for 10+ years and we're backed by Silicon Valley investors. Feel free to contact support anytime for more information about this, we're here for you.

Really good!!

GrabrFi has been very useful for receiving and withdrawing my payments. The process is simple, reliable, and convenient. Highly recommended!

Response from developer

Thank you so much for the 5 stars! Your support means the world to us β€” welcome to the GrabrFi community πŸ’™

Scam

My money has been held for about 3yrs now during the bank last transition.

Response from developer

Hello, Thank you for reaching out, we understand how this has affected you. We have been pushing the banks to release the money since the beginning and have some recent, important developments to share. Can you email us at support@grabrfi.com so we can review your specific case and address everything in more detail?

Scammers

They’re scammers they’ll take your money and restrict your account and their costumer service won’t respond to your messages, scammers scammers scammers scammers

I got 4800$ stock there and they restricted my account and logged me off no response

Response from developer

Hello! We're sorry to hear this. For regulatory compliance and security reasons, we occasionally have to close accounts that don't comply with our policies or current regulations, but we guarantee that funds can be withdrawn safely and transparently before any closure. You can contact us at support@grabrfi.com

Developer apps

User experience

🐞

Reported Bugs

33 issues

Money held for years

Bug

Account frozen without explanation

Bug

Customer service unresponsive

Bug

Withdrawal reversals

Bug

Failed transactions with no clear reason

Bug

Error 403 Forbidden

Bug

Account closure without notice

Bug

Verification errors

Bug

Physical card not arriving

Bug

Low daily transfer limits

Bug

Money blocked for months

Bug

Inability to open account

Bug

Application rejected without reason

Bug

Card not working in many places

Bug

Issues with TIN requirement for Nigerians

Bug

Transfer to local bank reversals

Bug

Problems with international transfers

Bug

Difficulty contacting support

Bug

App not loading for verification

Bug

Issues with US phone number requirement

Bug

Problems with Remitly integration

Bug

Issues with international card usage

Bug

Problems with account migration

Bug

Unclear reasons for account rejection

Bug

Problems receiving phone confirmation codes

Bug

SWIFT transfer issues

Bug

Manual adjustment reversals

Bug

Security checking delays

Bug

Issues with account opening for specific regions

Bug

Inability to type numbers on iPhone

Bug

High fees for international transfers

Bug

App not working for verification in Nigeria

Bug

Problems with international payments

Bug
✨

Requested Features

7 requests

Integrate Zelle transfers

Feature

Offer credit card options

Feature

Improve international card usage outside US

Feature

Add more crypto options

Feature

Fund account through local currency

Feature

Allow peso to USD conversion via transfer

Feature

Improve support for specific regions (e.g., Colombia, Nigeria)

Feature

FAQ

What is GrabrFi?

GrabrFi allows non-US residents to open a full-featured US checking account directly from their mobile device. It enables users to receive payments in US dollars, spend globally with a US debit card, and withdraw funds to their local currency. The service aims to provide US banking benefits without requiring US residency.

What are the key features of GrabrFi?

Key features include opening a US checking account in minutes with just an ID, receiving USD payments and connecting with services like PayPal and Wise, withdrawing to local currencies at good rates, and spending worldwide with a US debit card. Users can also get a virtual US card for free and order a physical one, all with no hidden fees or minimum balance requirements.

How much does GrabrFi cost?

The app itself is free to download and use. There are no hidden fees, maintenance costs, or minimum balance requirements for the US checking account. Users may incur costs for ordering a physical card with international shipping or for currency conversion when withdrawing to local currency, though these are stated to be at excellent rates.

Who is GrabrFi for?

GrabrFi is designed for individuals who are not US residents but need to manage US dollar finances. This includes remote workers, freelancers, digital nomads, travelers, and any international individual who wants to receive payments in USD, spend globally, or protect their savings from currency fluctuations.

Is my money safe with GrabrFi?

GrabrFi takes security seriously, employing 3DS security for payments and allowing account access via passcode, Touch ID, or Face ID. All data is stored securely. Banking services are provided by Regent Bank, a Member FDIC, ensuring deposit insurance under certain conditions. Grabr, the company behind GrabrFi, has over 10 years of business experience.