Easy to use
Simple to set up and get started with my account
Free
About
Manage your finances with a versatile mobile banking app. Enjoy features like early direct deposit, overdraft protection, and cash back rewards. Securely bank with a Member FDIC insured account.
✓Early direct deposit up to 4 days early
✓Overdraft protection up to $200
✓No monthly fee with qualifying activity
✓Member FDIC insured account
✓Lock/unlock your card
✓Earn 2% cash back on purchases
✓High-Yield Savings Vault
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What's New in Green Dot
5.0.4
October 26, 2026
EVERYDAY BANKING FOR EVERYDAY PEOPLE – GET STARTED TODAY Manage your Green Dot account with the new Green Dot app! Open an account in minutes, stay covered with overdraft protection¹, and grow your savings, all with the secure mobile banking app designed to fit your everyday life. ALL-IN-ONE MONEY MANAGEMENT Our new app was designed with you in mind so you can: · Manage your checking and savings accounts and balances · Track your running balance after each posted transaction · Add to your savings · Access the tools you use the most OVERDRAFT PROTECTION FOR LIFE’S CURVEBALLS We gave our overdraft protection an upgrade. Stay covered with up to $200 in overdraft protection after eligible direct deposits and opt-in.¹ Our upgraded overdraft protection experience lets you more easily view: · Your available coverage · How many overdraft transactions you've made each statement period · Learn if any transactions incurred a fee · Get alerts that help you stay on top of your coverage status with no guesswork required SAVE SMARTER Now you can set money aside in up to 5 savings vaults at a time. HELP IS ALWAYS HERE Our upgraded experience lets you use the app to access the Help Center, chat with an agent, and check FAQs. Download the Green Dot app today.
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FAQ
What is Green Dot?
Green Dot is a mobile banking app that offers a range of account options designed for everyday people. It provides features like early direct deposit, overdraft protection, and the ability to earn cash back rewards.
How does Green Dot's overdraft protection work?
Green Dot offers up to $200 in overdraft protection after eligible direct deposits and opt-in. Specific terms and conditions apply, which can be found at greendot.com/overdraft.
What are the monthly fees for Green Dot cards?
Monthly fees vary by card. The Green Dot Visa Debit Card has no monthly fee with $500+ in direct deposits monthly, otherwise $7.95. The Cash Back Visa Debit Card has no monthly fee with $1,000+ in spending monthly, otherwise $9.95. The Pay As You Go Visa Debit Card has no monthly fee but charges $1.50 per transaction.
How can I add cash to my Green Dot account?
You can add cash using the app. A retail service fee of $4.95 and limits may apply to cash additions.
Is my money safe with Green Dot?
Yes, Green Dot is a Member FDIC bank, meaning your money is safe and insured up to $250,000.
What is the Annual Percentage Yield (APY) for the High-Yield Savings Vault?
The High-Yield Savings Vault offers 2.00% APY on balances up to $10,000. Money in vaults cannot be used for purchases or withdrawals until transferred to your primary deposit account.
Does Green Dot have ads?
No, the Green Dot app does not contain advertisements.
What devices is Green Dot available on?
Green Dot is available on iPhone, iPad, and iPod devices.
