Hey Penny: Your Money AI Buddy

Hey Penny: Your Money AI Buddy

your sassy financial sidekick

7 ratings
4 reviews
Free

Details

  • Released
  • Updated
  • January 15, 2025
  • June 4, 2026
Hey Penny: Your Money AI Buddy screenshot #1 for iPhone
Hey Penny: Your Money AI Buddy screenshot #2 for iPhone
Hey Penny: Your Money AI Buddy screenshot #3 for iPhone
Hey Penny: Your Money AI Buddy screenshot #4 for iPhone
Hey Penny: Your Money AI Buddy screenshot #5 for iPhone
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About

This AI-powered financial assistant automatically tracks and categorizes your spending, offering insights and forecasts without requiring constant manual input. It integrates with iMessage for quick financial checks and personalized advice, helping you spend sustainably.

Automated spending tracking
AI-powered categorization
Customizable categorization rules
Spending forecasts and alerts
Subscription tracking
iMessage integration
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What's New in Hey Penny

1.1.15

June 4, 2026

Penny's Promise: Managing Your Money, Made Easy. - Budgets & Goals is now ready for you! - Explore with Confidence: New Demo Mode lets you see how the App works, no bank linking required. - Penny Highlights & Insights is now available for all accounts! - New look & feel - Simpler Onboarding

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User reviews

Financial Buddy at My Fingertips

This app does what a human financial advisor would do for you.. track and categorize my expenses and help me budget accordingly or advise me for overspending etc.. an amazing app to have handy! So u can live stress-free and spend responsibly! 😊👌💰💵

Response from developer

I promise to keep being the best financial sidekick ever, K0MIKS—minus the stuffy suit and tie!

love this app

HeyPenny has completely changed the way I manage my finances. It’s like having a personal financial assistant in my pocket. One of my favorite features is how app breaks down my expenses in a way that actually makes sense. No more guessing where my money went! Plus, the AI offers helpful tips to keep me on track without being overwhelming.
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Response from developer

Living stress-free looks good on you, MelaneND. I'll keep an eye on the categories so you can focus on the fun stuff!

Hey Penny or should I say hey future

I've been using Hey Penny for a few months now, and it's truly the future of smart saving. This app makes budgeting effortless with automated savings, real-time expense tracking, and a user-friendly interface that simplifies money management. Unlike other finance apps, Hey Penny learns your spending habits and helps you save without even thinking about it. Plus, the developers are constantly updating and improving features, making it better by the minute. If you're looking for an easy and effective way to take control of your finances, Hey Penny is the way to go!
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Response from developer

We’re a dream team, Godlover505! Thanks for letting me help you navigate your finances without the headache.

This is definitely NEXT LEVEL

I used to use Mint but then they shutdown.
Penny app is in an entirely different ball game of convenience.
I’ve been using it for a few months, and I honestly barely use the app and instead rely on Penny AI a lot through iMessage.
It’s more like a friend really that I can share my financial plans and spending and it can tell me if I’m going over I had of time versus after I did the spending. The app and Penny has some quirks sometimes though and just needs nudging.
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Response from developer

Who needs a boring lecture when you’ve got me in your pocket, Joney0916? Let’s keep making those smart money moves together!

FAQ

How does Hey Penny track my spending?

Hey Penny automatically tracks your spending by analyzing your transactions. It leverages AI to categorize over 90% of your purchases accurately without any manual effort from you.

Can I customize how Hey Penny categorizes my expenses?

Yes, you can tell Hey Penny how you want your expenses categorized in plain English. The AI learns your preferences and adapts over time, making categorization more personalized.

Does Hey Penny offer budgeting features?

While Hey Penny focuses on passive personal finance and spending insights rather than traditional budgeting, it forecasts future spending and alerts you when you might be overspending, guiding you towards sustainable spending habits.

How does Hey Penny help me manage subscriptions?

Hey Penny can identify recurring subscriptions and remind you if you're still using them. This helps you avoid paying for services you no longer need.

What platforms is Hey Penny available on?

Hey Penny is currently available for iPhone and iPod devices, as indicated by its supported devices list.

Is Hey Penny free to use?

Yes, Hey Penny is currently offered for free. The app does not have any in-app purchases or advertisements, as indicated by its pricing and feature flags.

How often is Hey Penny updated?

The latest version of Hey Penny is 1.1.9, and it was last updated on March 11, 2026. This indicates a relatively recent update cycle for the application.

What is the age rating for Hey Penny?

Hey Penny has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.