HomeReady: Buy a Home

Buying a home shouldn't feel like a guessing game. HomeReady turns the confusing mortgage process into a clear, step-by-step plan — so you always know exactly what to do next. Track your readiness across the things lenders actually care about: credit score, employment history, down-payment savings, and debt-to-income ratio. See a single readiness score, an estimate of how much home you may qualify for, and a personalized roadmap to get there. WHY HOMEREADY • Know where you stand — Your readiness score updates instantly across credit, employment, savings, and DTI, with a loan-qualification estimate. • Your roadmap to ready — A step-by-step plan shows the exact next move, with milestone badges and daily streaks to keep you motivated. • AI coaching on every step — Tap any step for tailored tips, and ask follow-up questions to a coach that understands your numbers. • No spam, ever — You decide who can reach you. Agents and lenders can only message you after you approve. Your contact info stays private. • Verify securely — Upload pay stubs or bank statements to earn a Verified badge that agents and lenders trust. • Live lender rates — Track current market rates and get matched with lenders that fit your goals. • Private by design — Your details are used only to calculate readiness. Delete your account and data anytime. HOW IT WORKS Add your numbers — credit, income, savings, and target home price. Follow your roadmap — complete milestones with AI-guided tips and watch your score climb. Connect when ready — approve trusted agents and lenders on your terms. Whether you're months or years away from buying, HomeReady helps you build a clear plan, stay motivated, and take the next step with confidence. Download HomeReady and start your journey to homeownership today! What's New (1.0.1): • New Roadmap to Ready — a step-by-step plan showing exactly what to do next to qualify. • AI Coach — tailored tips on any step, plus ask follow-up questions. • Badges & Streaks to keep you motivated. • DTI insights, a fresh new look, and performance improvements. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/