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Just: Affordable Car Insurance

Just: Affordable Car Insurance

Pay-Per-Mile | Unlimited Miles

2.3K ratings
368 reviews
💰 Finance
Free

Details

Released
March 24, 2020
Updated
October 27, 2026

Features

Background Location Access

Developer

SF Insuretech
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About

Flexible car insurance tailored to your driving habits. Get a quote in seconds and choose between pay-per-mile or unlimited mileage plans. Available in select states with easy billing and no penalties for lapsed insurance.

✓Pay-per-mile insurance
✓Unlimited mileage plans
✓Fast quotes
✓Flexible billing
✓No penalty for lapsed insurance
✓Easy-to-use app
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What users say about Just

Reviews of Just are mixed: the Finance app is rated 4.4/5 from 2.3K App Store ratings. What users like most: affordable insurance, fast and easy to use. Top complaints: inaccurate mileage tracking, unexpected charges and fees. Summarized from real user reviews.

Positive things

  • 👍Affordable insurance
  • 🚀Fast and easy to use
  • 💡Pay-per-mile model
  • 👍Helpful and friendly customer service
  • 👍Straightforward and transparent
  • 👍Convenient app

Negative things

  • 🐛Inaccurate mileage tracking
  • 🐛Unexpected charges and fees
  • 🐛Unreliable app performance
  • 🐛Lack of coverage options
  • 🐛Poor communication from the company
See all reviews
+1

What's New in Just

3.193.1

October 27, 2026

Bug fixes and stability improvements

User reviews

Most RecentHighest RatedLowest Rated

Awful company do not recommend

Would not recommend not cheap find ways to charge you extra amount
LLeannaS1111

Great experience

Victoria my agent was amazing. Got my documents over to the DMV right away so I could get back on the road. Thank you Just Insure
AAZKid93

Amazing service

This is a great option for those of us that don’t drive very often. The user interface is easy to use an intuitive. On the activity dashboard you have great transparency towards the charges and notifications if they need any odometer photos.
BBuiltByMatt

Insanely Expensive

Just bought a 2000 Toyota. Have had it for a week, so far ive paid $260 for a downpayment, and now after 6 days of being insured with them and driving about 350 miles in total for work, they want $280..? every 2 weeks?!? I didn’t even work the full week either. $600 a month for car insurance is insane, Car insurance remains the biggest scam of all time.
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Bbumpdownluhman2.0

Chat Inquiry

I had an issue with a policy and need info. Ray was super helpful, informative and friendly!! Thanks ray!
JJennfromJapan
See 363 more reviews

User experience

🐞

Reported Bugs

3 issues

App crashes when uploading odometer photos

Bug

Mileage not properly recorded during trips

Bug

Billing issues and unexpected charges

Bug
✨

Requested Features

5 requests

Add option to track mileage manually

Feature

Improve mileage tracking accuracy

Feature

Provide more coverage options

Feature

Enhance app stability and reliability

Feature

Improve communication with customers

Feature

FAQ

What states is Just car insurance available in?

Just car insurance is currently available in Arizona and Nevada. Georgia and Indiana are planned for future release. Product and service availability may vary by state.

How long does it take to get a quote from Just?

You can get a car insurance quote from Just in approximately 20 seconds. This allows for a quick assessment of potential savings.

Does Just have ads?

No, Just does not contain advertisements. The app is ad-free, allowing for an uninterrupted user experience.

What are the billing options for Just car insurance?

Just offers flexible billing schedules, allowing you to choose between 14-day or 30-day payment cycles for your insurance policy.

What is the pay-per-mile option for Just insurance?

The pay-per-mile option is ideal for cars driven less than 1,000 miles per month. If you drive under 750 miles monthly, you could save 50% or more.

What is the unlimited miles option for Just insurance?

The unlimited miles option provides traditional coverage for cars driven 1,000 miles or more per month. It offers a predictable, consistent monthly rate without mileage tracking.

What information do I need to get a quote from Just?

To get a quote, you will need the Just mobile app, a valid email address, and a mobile number. Photos of your vehicle may be required for comprehensive/collision coverage, and odometer photos for pay-per-mile.

How is Just car insurance rated by users?

Just car insurance has a rating of 4.4 stars from 2,337 ratings. User reviews highlight affordability and ease of use, though some mention concerns about mileage tracking accuracy and app performance.