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Just: Affordable Car Insurance

Just: Affordable Car Insurance

Instant coverage, low rates

2.2K ratings
362 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • March 24, 2020
  • June 23, 2026

Features

Developer

SF Insuretech Inc.
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About

This app offers affordable car insurance by charging based on the miles you drive, not a fixed monthly rate. Get instant coverage, flexible policies, and potentially save significantly on auto insurance. It's designed for drivers in Arizona and Nevada, with more states coming soon.

✓Pay per mile insurance
✓Instant coverage
✓Low rates
✓Flexible policies
✓No hidden fees
✓Safe driver rewards
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What users say

Summarized from real user reviews of Just. Based on 2.2K reviews and a 4.3/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Affordable insurance
  • 🚀Fast and easy to use
  • 💡Pay-per-mile model
  • 👍Helpful and friendly customer service
  • 👍Straightforward and transparent
  • 👍Convenient app

Negative things

  • 🐛Inaccurate mileage tracking
  • 🐛Unexpected charges and fees
  • 🐛Unreliable app performance
  • 🐛Lack of coverage options
  • 🐛Poor communication from the company
See all reviews

What's New in Just

3.176.8

June 23, 2026

Bug fixes and stability improvements

User reviews

Most RecentHighest RatedLowest Rated

Customer service

I was worried about talking to an agent when needed but Customer service responds pretty quickly with any question.
Customer service NicknameCustomer service Nickname

Customer service Reps

Great customer service
MalaviworldwideMalaviworldwide

Customer service

I had an issue understanding the policy, when I reached out almost immediately I got a response I got Lupita Anzaldo highly recommended her.
Onyeka JjOnyeka Jj

Review

Lupita Anzaldo was very helpful. She was patient and kind in her responses to me.
HhhjgkbHhhjgkb

Easy and affordable

I use Just as a Pay-by-mile option for an old jeep I drive every now and then. It’s affordable, the app is easy to use, and anytime I need to contact customer service they are responsive and very helpful, especially Victoria.
peybishpeybish
See 357 more reviews

User experience

🐞

Reported Bugs

3 issues

App crashes when uploading odometer photos

Bug

Mileage not properly recorded during trips

Bug

Billing issues and unexpected charges

Bug
✨

Requested Features

5 requests

Add option to track mileage manually

Feature

Improve mileage tracking accuracy

Feature

Provide more coverage options

Feature

Enhance app stability and reliability

Feature

Improve communication with customers

Feature

FAQ

What is pay per mile car insurance?

Pay per mile car insurance means you are charged based on the actual miles you drive, rather than a fixed monthly rate. This can lead to significant savings if you don't drive very often. The app allows you to record your miles and get rewarded for being a safe driver.

How do I get insured with this app?

Getting insured is quick and easy. Simply download the app, get your quote, and you can be covered in as little as 60 seconds. There are no lengthy applications, and coverage is based on how you drive.

Is this app available in my state?

Currently, this app is exclusively available in Arizona and Nevada. However, the company plans to expand to more states soon. You can check their website or contact customer service for the latest availability updates.

How much can I save with this app?

Drivers who don't drive much can save 40% or more on their auto insurance. Safe drivers may save even more. The pay-per-mile model ensures you only pay for the miles you actually drive, making it a more affordable option for many.

What are the costs to get started?

Because you only pay for the miles you drive, there's no need for a large upfront payment. The cost to get started is low, regardless of your rate or coverage level. This makes it easy for anyone to get the protection they need.